Gavop's guide to buying homeowners insurance in Taylor County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $91,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $176,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $285,500 | $250,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $628 |
| Home and Two Car | -$109 | $574 |
| Home and Three Car | -$171 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taylor County | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Taylor County, KY | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Marion County, KY | $100 | $653 | $753 | $475 | $575 | $178 |
| Green County, KY | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Adair County, KY | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Chaplin, KY | $1,000 | $792 | $1,792 | $576 | $1,576 | $217 |
| Cave City, KY | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Salvisa-McAfee, KY | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
| Crab Orchard, KY | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Shepherdsville, KY | $700 | $744 | $1,444 | $540 | $1,240 | $203 |
| Mount Washington, KY | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Monroe County, KY | $1,500 | $617 | $2,117 | $449 | $1,949 | $169 |
| Home Insurance Company Taylor County, KY | Homeowners Insurance Agency Taylor County, KY | Address | Popularity Score | Distance from Taylor County (miles) |
|---|---|---|---|---|
| State Farm | Erica Barnes | 511 W Main St, Lebanon, KY, 40033-1338 | 14.2 | |
| Travelers | The Lancaster Agency Inc | 121 E Main St, Lebanon, KY, 40033 | 14.7 | |
| State Farm | Travis Easterling | 1002 Granite Dr Ste 101, Bardstown, KY, 40004-2076 | 31.7 | |
| State Farm | Todd Conley | 257 Bluebird Ln Ste 1, Greensburg, KY, 42743-1476 | 11.5 | |
| State Farm | Lowell Myers | 1729 Highway 44 East, Shepherdsville, KY, 40165-7146 | 48.1 | |
| Travelers | Larue Insurance Inc | 1297 Springfield Road, Bardstown, KY, 40004 | 30.7 | |
| Allstate | The Ruth Hagan Insurance Agency | 101 W Main St, Lebanon, KY, 40033 | 14.6 | |
| Travelers | Ruth Hagan Insurance Agency Inc | 101 W Main St, Lebanon, KY, 40033 | 14.6 | |
| Travelers | Lee & Marshall Insurance Inc | 143 S Buckman St, Shepherdsville, KY, 40165 | 48.0 | |
| State Farm | Dave Voglund | 1460 N Dixie, Radcliff, KY, 40160-1476 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,240 | $640 |
| Taylor County, KY | $106,700 | $683 | $460 | $960 | $500 |
| Taylor County, KY | $106,700 | $683 | $500 | $950 | $450 |
| Marion County, KY | $100,400 | $661 | $470 | $910 | $440 |
| Green County, KY | $75,800 | $631 | $450 | $870 | $420 |
| Adair County, KY | $85,900 | $674 | $470 | $960 | $490 |
| Chaplin, KY | $103,900 | $802 | $550 | $1,100 | $550 |
| Cave City, KY | $89,700 | $690 | $470 | $960 | $490 |
| Salvisa-McAfee, KY | $160,000 | $987 | $700 | $1,370 | $670 |
| Crab Orchard, KY | $88,000 | $735 | $520 | $1,040 | $520 |
| Shepherdsville, KY | $129,900 | $753 | $550 | $1,070 | $520 |
| Mount Washington, KY | $175,200 | $863 | $610 | $1,180 | $570 |
| Monroe County, KY | $74,500 | $625 | $460 | $880 | $420 |