Gavop shows you how to buy homeowners insurance in Lopatcong, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $168,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $290,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $415,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $271,500 | $230,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $745 |
| Home and Two Car | -$130 | $680 |
| Home and Three Car | -$202 | $607 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Lopatcong, NJ | $700 | $800 | $1,500 | $581 | $1,281 | $219 |
| Alpha, NJ | $300 | $821 | $1,121 | $597 | $897 | $224 |
| Upper Mount Bethel, PA | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Hokendauqua, PA | $500 | $730 | $1,230 | $531 | $1,031 | $200 |
| Palmerton, PA | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| South Bound Brook, NJ | $500 | $931 | $1,431 | $676 | $1,176 | $254 |
| Rockaway, NJ | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Hamilton Square, NJ | $300 | $854 | $1,154 | $621 | $921 | $233 |
| South Temple, PA | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Charlestown, PA | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Greenfields, PA | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Home Insurance Company Lopatcong, NJ | Homeowners Insurance Agency Lopatcong, NJ | Address | Popularity Score | Distance from Lopatcong (miles) |
|---|---|---|---|---|
| State Farm | Debbie Weiss | 900 Coventry Dr, Phillipsburg, NJ, 08865-1974 | 0.9 | |
| Allstate | Shelby Mobley | 471 Pompton Ave, Cedar Grove, NJ, 7009 | 49.5 | |
| Travelers | Cedar Risk Management | 349 State Hwy 31 Ste 201, Flemington, NJ, 8822 | 19.6 | |
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 39.5 | |
| State Farm | Rod Pianelli | 107 Greenwich Street, Stewartsville, NJ, 8886 | 2.5 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 24.7 | |
| Farmers | Jayme Vinas | 110 4th St, Plainfield, NJ, 7061 | 39.2 | |
| Travelers | Budd Agency Inc | 600 Avenue A, Phillipsburg, NJ, 8865 | 1.2 | |
| Travelers | Budd Agency Inc | 600 Avenue A , Phillipsburg, NJ, 8865 | 1.2 | |
| Allstate | Philip Magliochetti | 201 Strykers Rd Ste 17, Phillipsburg, NJ, 8865 | 0.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,500 | $720 |
| Warren County, NJ | $256,700 | $922 | $670 | $1,280 | $610 |
| Lopatcong, NJ | $259,300 | $810 | $570 | $1,160 | $590 |
| Alpha, NJ | $187,500 | $831 | $590 | $1,180 | $590 |
| Upper Mount Bethel, PA | $223,300 | $707 | $490 | $980 | $490 |
| Hokendauqua, PA | $167,300 | $739 | $520 | $1,030 | $510 |
| Palmerton, PA | $113,100 | $626 | $460 | $860 | $400 |
| South Bound Brook, NJ | $246,500 | $942 | $640 | $1,290 | $650 |
| Rockaway, NJ | $347,400 | $811 | $580 | $1,140 | $560 |
| Hamilton Square, NJ | $294,900 | $864 | $590 | $1,220 | $630 |
| South Temple, PA | $143,000 | $691 | $480 | $950 | $470 |
| Charlestown, PA | $405,600 | $967 | $660 | $1,330 | $670 |
| Greenfields, PA | $162,900 | $731 | $500 | $1,000 | $500 |