Gavop's guide to buying homeowners insurance in Windsor charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $117,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $220,500 | $190,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $626 |
| Home and Two Car | -$116 | $565 |
| Home and Three Car | -$170 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Eaton County | $1,000 | $750 | $1,750 | $545 | $1,545 | $205 |
| Windsor charter, MI | $2,000 | $672 | $2,672 | $489 | $2,489 | $184 |
| Lansing charter, MI | $200 | $663 | $863 | $482 | $682 | $181 |
| Charlotte, MI | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Vevay, MI | $200 | $790 | $990 | $574 | $774 | $216 |
| Ingham County, MI | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Leslie, MI | $400 | $782 | $1,182 | $568 | $968 | $214 |
| North Plains, MI | $1,500 | $696 | $2,196 | $505 | $2,005 | $190 |
| Shiawassee, MI | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Moscow, MI | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| North Adams, MI | $400 | $661 | $1,061 | $480 | $880 | $181 |
| Comstock charter, MI | $2,000 | $643 | $2,643 | $467 | $2,467 | $176 |
| Home Insurance Company Windsor charter, MI | Homeowners Insurance Agency Windsor charter, MI | Address | Popularity Score | Distance from Windsor charter (miles) |
|---|---|---|---|---|
| State Farm | Rick Starkey | 180 Little Lake Dr Ste 5, Ann Arbor, MI, 48103-6219 | 49.7 | |
| Liberty Mutual Independent | Follmer Insurance Services | 5058 S Old Us Highway 23, Brighton, MI, 48114 | 46.7 | |
| State Farm | Melissa Schwartz | 5925 Meridian Blvd Ste 100, Brighton, MI, 48116-8068 | 47.5 | |
| State Farm | Frank Nerychel | 300 S Lafayette St, Greenville, MI, 48838-1974 | 48.0 | |
| Allstate | Wilhelm Thiele | 10192 Grand River Rd Ste 117, Brighton, MI, 48116 | 47.0 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 48.8 | |
| Allstate | Patrick Fischer | 630 W Grand River Ave, Brighton, MI, 48116 | 45.4 | |
| Allstate | David Schenk | 887 S Old Us 23, Brighton, MI, 48114 | 46.4 | |
| State Farm | Chuck Spinale | 404 W Grand River Ave, Brighton, MI, 48116-1105 | 45.5 | |
| Travelers | Robertson Insurance | 5589 E M-36 Hwy , Pinckney, MI, 48169 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Eaton County, MI | $142,300 | $760 | $540 | $1,090 | $550 |
| Windsor charter, MI | $162,200 | $680 | $460 | $960 | $500 |
| Lansing charter, MI | $100,700 | $671 | $490 | $950 | $460 |
| Charlotte, MI | $107,200 | $681 | $500 | $930 | $430 |
| Vevay, MI | $154,800 | $800 | $540 | $1,100 | $560 |
| Ingham County, MI | $123,700 | $734 | $520 | $1,050 | $530 |
| Leslie, MI | $147,700 | $791 | $560 | $1,090 | $530 |
| North Plains, MI | $90,300 | $704 | $510 | $1,000 | $490 |
| Shiawassee, MI | $130,200 | $767 | $520 | $1,070 | $550 |
| Moscow, MI | $107,500 | $733 | $500 | $1,000 | $500 |
| North Adams, MI | $71,500 | $669 | $480 | $960 | $480 |
| Comstock charter, MI | $136,200 | $651 | $480 | $920 | $440 |