Gavop shows you how to buy homeowners insurance in Middle Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Middle Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glenville Lake Dr, Angier Rd, Mosby Way, Lower Creek Ct, Sycamore Creek Dr, Fabric Ridge Ln, Hollymont Dr, Willow Downs Cir, Harway Dr, Dogwood Rd | $324,500 | $300,000 | $250,000-$300,000 | $367,000 | $320,000 | $400,000-$500,000 |
| Old Sturbridge Dr, Cross Oaks Pl, Ayden Mill Rd, Hope Ln, Hidden Meadow Dr, New Hill Holleman Rd, Brushy Meadows Dr, Obedient Ln, Cotten Farm Dr, Saranac Ridge Dr | $382,000 | $320,000 | $300,000-$350,000 | $414,500 | $380,000 | $400,000-$500,000 |
| Adams Rd, Sunray Ct, Blueridge Lake Dr, Oakboro Glen Ct, Bankshire Ln, Rack Ct, Deermist Way, Northview Ct, Pony Soldier Dr, Alderman Cir | $202,500 | $180,000 | $175,000-$200,000 | $187,000 | $170,000 | $150,000-$175,000 |
| S Bell Haven St, Lazy Branch Ct, Danagher Ct, E Academy St, Blooming Meadows Rd, Yateswood Ct, Old Bethel Ch Ln, Beechaven Rd, Avensong Ct, Grassy Valley Rd | $219,000 | $200,000 | $200,000-$250,000 | $409,500 | $340,000 | $400,000-$500,000 |
| Glenfair Way, Meandering Cir, Opportunity Ln, Wesley Ct, W Vance St, Sterling Hill Dr, Cortland Dr, Blainewood Ct, Field Glow Ln, Erinvale Ct | $199,500 | $170,000 | $175,000-$200,000 | $273,500 | $250,000 | $250,000-$300,000 |
| New Hill Rd, Searcy Rd, Brently Dr, Pleasant Quail Ct, Essexwood Dr, Sand Star Dr, Teal Lake Dr, State Rd 1130, Twin Pines Way, Traverse Dr | $238,500 | $190,000 | $200,000-$250,000 | $229,000 | $210,000 | $200,000-$250,000 |
| Antique Lace Way, Timber Meadow Lake Dr, State Rd 1389, Carrier Way, Ballentine St, Natural Springs Ct, Country Mill Way, N Fuquay Ave, Wolcott Ct, Ransdell Rd | $155,000 | $130,000 | $150,000-$175,000 | $304,000 | $260,000 | $300,000-$350,000 |
| Stapleford Ln, Heavenly Pl, Three Sons Ct, Stonerail Cir, Cairo Way, State Rd 1395, State Rd 2882, Peakhill Rd, Oris Dr, Pineslope Dr | $324,000 | $270,000 | $300,000-$350,000 | $410,500 | $370,000 | $400,000-$500,000 |
| Gold Dust Ln, State Hwy 55 Bus, Baybark Cir, Salem Dr, Bridlemine Dr, Sunset Oaks Dr, Cinder Bluff Dr, Misty Lynn Ct, Far Post Dr, Turning Branch Ln | $113,500 | $90,000 | $125,000-$150,000 | $264,000 | $250,000 | $200,000-$250,000 |
| Bramlette Ct, Whitewater Dr, State Rd 1115, Taylor Farm Rd, Virginia Creeper Ln, Matlock Ct, Kite St, State Rd 2779, State Rd 2765, State Rd 2770 | $147,000 | $130,000 | $125,000-$150,000 | $205,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $648 |
| Superior Protection Discount | -$71 | $719 |
| Fire & Security Discount | -$55 | $735 |
| Hail Resistant Roof Discount | -$24 | $767 |
| Newly Constructed Home Discount | -$221 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $296 |
| Middle Creek, NC | $2,000 | $781 | $2,781 | $568 | $2,568 | $213 |
| Erwin, NC | $400 | $558 | $958 | $406 | $806 | $153 |
| Wendell, NC | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Plain View, NC | $400 | $591 | $991 | $429 | $829 | $161 |
| Boon Hill, NC | $2,000 | $582 | $2,582 | $423 | $2,423 | $159 |
| Brassfield, NC | $100 | $805 | $905 | $585 | $685 | $220 |
| Lucama, NC | $1,000 | $478 | $1,478 | $348 | $1,348 | $131 |
| Roseboro, NC | $400 | $641 | $1,041 | $466 | $866 | $175 |
| Haw River, NC | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Granville County, NC | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Green Level, NC | $2,500 | $465 | $2,965 | $338 | $2,838 | $127 |
| Home Insurance Company Middle Creek, NC | Homeowners Insurance Agency Middle Creek, NC | Address | Popularity Score | Distance from Middle Creek (miles) |
|---|---|---|---|---|
| State Farm | Jackie Newkirk | 3721 Lynn Rd Ste 118, Raleigh, NC, 27613-3855 | 19.8 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay Varina, NC, 27526 | 1.5 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 7.7 | |
| State Farm | Chuck Tickle | 968 High House Rd, Cary, NC, 27513-3574 | 14.5 | |
| Erie | Peterson Insurance Associates Inc. | 358 Raleigh Street Suite 101, Holly Springs, NC, 27540 | 6.3 | |
| Allstate | Walt Dunn | 4040 Ed Dr Ste 105, Raleigh, NC, 27612 | 16.6 | |
| Liberty Mutual Independent | Pelnik Insurance & Financial Svcs | 100 Ridgeview Drive Suite 100, Cary, NC, 27511 | 11.8 | |
| Erie | Fleszar Insurance Agency | 301a Grigsby Avenue, Holly Springs, NC, 27540 | 6.2 | |
| Erie | Woomer Insurance Group Inc | 105 N Salem Street, Apex, NC, 27502 | 11.4 | |
| Liberty Mutual Independent | Jones Insurance Agency Inc | 820 Benson Road , Garner, NC, 27529 | 11.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,280 | $680 |
| Wake County, NC | $250,700 | $1,095 | $790 | $1,510 | $720 |
| Middle Creek, NC | $227,900 | $791 | $560 | $1,130 | $570 |
| Erwin, NC | $89,200 | $565 | $380 | $800 | $420 |
| Wendell, NC | $145,900 | $701 | $470 | $1,000 | $530 |
| Plain View, NC | $103,700 | $598 | $410 | $820 | $410 |
| Boon Hill, NC | $101,800 | $589 | $390 | $820 | $430 |
| Brassfield, NC | $182,600 | $815 | $550 | $1,120 | $570 |
| Lucama, NC | $75,100 | $484 | $320 | $690 | $370 |
| Roseboro, NC | $105,000 | $649 | $470 | $900 | $430 |
| Haw River, NC | $99,400 | $620 | $440 | $850 | $410 |
| Granville County, NC | $146,100 | $811 | $560 | $1,140 | $580 |
| Green Level, NC | $73,100 | $471 | $330 | $670 | $340 |