Gavop shows you how to buy homeowners insurance in Hallsville, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $131,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $136,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $282,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $339,500 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$186 | $793 |
| Superior Protection Discount | -$98 | $881 |
| Fire & Security Discount | -$108 | $871 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$284 | $695 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $1,500 | $1,408 | $2,908 | $1,024 | $2,524 | $385 |
| Hallsville, TX | $2,500 | $967 | $3,467 | $703 | $3,203 | $264 |
| Nesbitt, TX | $300 | $1,688 | $1,988 | $1,227 | $1,527 | $461 |
| Tatum, TX | $700 | $990 | $1,690 | $720 | $1,420 | $271 |
| Carthage, TX | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Greenwood, LA | $1,500 | $1,353 | $2,853 | $983 | $2,483 | $370 |
| Arp, TX | $200 | $1,385 | $1,585 | $1,007 | $1,207 | $379 |
| Longstreet, LA | $700 | $1,651 | $2,351 | $1,200 | $1,900 | $451 |
| Belcher, LA | $500 | $1,526 | $2,026 | $1,109 | $1,609 | $417 |
| Gilliam, LA | $2,000 | $1,682 | $3,682 | $1,222 | $3,222 | $460 |
| Cookville, TX | $500 | $993 | $1,493 | $722 | $1,222 | $271 |
| Home Insurance Company Hallsville, TX | Homeowners Insurance Agency Hallsville, TX | Address | Popularity Score | Distance from Hallsville (miles) |
|---|---|---|---|---|
| Allstate | Jason Jones | 913 Judson Rd, Longview, TX, 75601 | 12.1 | |
| Liberty Mutual Independent | Bockmon Knight & Traylor Insurance Agency | 450 E Loop 281 Ste C1, Longview, TX, 75605 | 12.4 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 E Marshall St, Gilmer, TX, 75644 | 29.5 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 29.5 | |
| Travelers | Jim Toman Agency Inc | 728 Wsw Loop 323, Tyler, TX, 75701 | 45.6 | |
| State Farm | Rick Grisham | Bldg 3 2393 H G Mosley Pkwy Ste 101, Longview, TX, 75604-3664 | 13.8 | |
| Farmers | Darin Anthony | 810 N Hill St, Tatum, TX, 75691 | 10.6 | |
| Liberty Mutual Independent | Bockmon Insurance Agency | 108 E 1st, Hughes Springs, TX, 75656 | 36.4 | |
| Allstate | Scott Bowles | 2010 Gilmer Rd Ste 108, Longview, TX, 75604 | 14.9 | |
| State Farm | Matt Gandy | 1605 Judson Rd Ste C, Longview, TX, 75601-3664 | 12.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harrison County, TX | $115,100 | $1,426 | $940 | $2,200 | $1,260 |
| Hallsville, TX | $153,600 | $979 | $650 | $1,510 | $860 |
| Nesbitt, TX | $151,300 | $1,709 | $1,130 | $2,630 | $1,500 |
| Tatum, TX | $119,500 | $1,002 | $660 | $1,540 | $880 |
| Carthage, TX | $112,200 | $984 | $650 | $1,520 | $870 |
| Greenwood, LA | $115,000 | $1,369 | $960 | $1,970 | $1,010 |
| Arp, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |
| Longstreet, LA | $153,700 | $1,671 | $1,170 | $2,410 | $1,240 |
| Belcher, LA | $135,900 | $1,545 | $1,080 | $2,220 | $1,140 |
| Gilliam, LA | $158,600 | $1,702 | $1,190 | $2,450 | $1,260 |
| Cookville, TX | $104,200 | $1,006 | $660 | $1,550 | $890 |