Gavop shows you how to buy homeowners insurance in Woodland Park, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $146,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $348,000 | $290,000 | $300,000-$350,000 |
| 3 Bedroom | $392,000 | $360,000 | $350,000-$400,000 |
| 4 Bedroom | $587,000 | $480,000 | $600,000-$700,000 |
| 5 Bedroom | $543,000 | $490,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $698 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$94 | $757 |
| Hail Resistant Roof Discount | -$17 | $834 |
| Newly Constructed Home Discount | -$204 | $647 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Woodland Park, NJ | $1,500 | $841 | $2,341 | $611 | $2,111 | $230 |
| Allendale, NJ | $400 | $1,078 | $1,478 | $784 | $1,184 | $295 |
| Lake Telemark, NJ | $2,000 | $1,074 | $3,074 | $780 | $2,780 | $293 |
| South Nyack, NY | $400 | $2,234 | $2,634 | $1,623 | $2,023 | $610 |
| Sleepy Hollow, NY | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Old Greenwich, CT | $100 | $905 | $1,005 | $658 | $758 | $247 |
| Branchburg, NJ | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Heritage Hills, NY | $200 | $1,938 | $2,138 | $1,409 | $1,609 | $530 |
| Rocky Hill, NJ | $1,000 | $1,652 | $2,652 | $1,200 | $2,200 | $451 |
| Concordia, NJ | $400 | $785 | $1,185 | $571 | $971 | $215 |
| Deer Park, NY | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Home Insurance Company Woodland Park, NJ | Homeowners Insurance Agency Woodland Park, NJ | Address | Popularity Score | Distance from Woodland Park (miles) |
|---|---|---|---|---|
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 1.9 | |
| Liberty Mutual Independent | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 11.0 | |
| Travelers | The Bixler Group Llc | 758 Kearny Ave, Kearny, NJ, 7032 | 8.2 | |
| State Farm | Carlos Capellan | 266 Bloomfield Ave, Caldwell, NJ, 07006-5101 | 5.5 | |
| Travelers | Imperial Agency Inc | 60 Outwater Ln, Garfield, NJ, 7026 | 4.2 | |
| Travelers | Bob Evans Agency | 123 N Union Ave Suite 104, Cranford, NJ, 7016 | 17.0 | |
| State Farm | Manny Coby | 275 Market Ave, Saddle Brook, NJ, 07663-6094 | 5.4 | |
| State Farm | Gary Laglia | 886 Pompton Ave Ste B1, Cedar Grove, NJ, 07009-1257 | 2.7 | |
| State Farm | Phil Dattolo | 339 Main Rd Ste 2, Montville, NJ, 07045-8601 | 9.2 | |
| State Farm | Christine Karpack | 141 New Rd Ste 104, Parsippany, NJ, 07054-4230 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Passaic County, NJ | $333,200 | $1,030 | $710 | $1,460 | $750 |
| Woodland Park, NJ | $369,300 | $851 | $570 | $1,220 | $650 |
| Allendale, NJ | $682,100 | $1,091 | $740 | $1,540 | $800 |
| Lake Telemark, NJ | $324,100 | $1,087 | $780 | $1,500 | $720 |
| South Nyack, NY | $462,600 | $2,261 | $1,540 | $3,120 | $1,580 |
| Sleepy Hollow, NY | $634,000 | $852 | $590 | $1,210 | $620 |
| Old Greenwich, CT | $1,386,700 | $916 | $660 | $1,260 | $600 |
| Branchburg, NJ | $464,300 | $978 | $660 | $1,340 | $680 |
| Heritage Hills, NY | $421,100 | $1,962 | $1,350 | $2,710 | $1,360 |
| Rocky Hill, NJ | $484,400 | $1,672 | $1,150 | $2,310 | $1,160 |
| Concordia, NJ | $171,000 | $795 | $550 | $1,140 | $590 |
| Deer Park, NY | $353,700 | $968 | $660 | $1,340 | $680 |