Gavop's guide to buying homeowners insurance in Evans, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Evans, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Joyce Ln, Johnson Ave, Reeves Rd, Kimberly Ln, Briaridge Ln, Wisconsin Rd, E Pleasant Ave, Woodside Rd, Granger St, Shell Rd | $104,500 | $100,000 | $100,000-$125,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Mesi Dr, Utica St, Clay Ave, Baypoint Ave, Jackson Ave, Ivy Rd, Lancaster Ave, Eden Evans Center Rd, Alfred Ave, Mariano Pkwy | $170,000 | $140,000 | $175,000-$200,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Rosewood Ave, Gates Dr, S Steffi Dr, Ivanhoe St, Birch St, Co Rd 477, Thomas Ln, Arthur Ave, Burns Rd, Colleen Ct | $172,000 | $140,000 | $175,000-$200,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Elwood Dr, Catherine St, Linden St, Laurel St, Fulton Ave, Eastwood Ave, Plum St, Lake St, Bennett Rd, Long Beach Ln | $84,500 | $70,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Angola-Brant Rd, Summer Ave, Dellwood Ave, Colony Ct, Chippewa St, Prescott Dr, Berrywood Rd, Wood Ave, Highland Pkwy, Shorecliff Rd | $132,500 | $110,000 | $125,000-$150,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$96 | $864 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$202 | $758 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Evans, NY | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Sunset Bay, NY | $100 | $584 | $684 | $424 | $524 | $160 |
| Napoli, NY | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Farmersville, NY | $300 | $584 | $884 | $424 | $724 | $160 |
| Wyoming County, NY | $700 | $1,190 | $1,890 | $865 | $1,565 | $325 |
| Gainesville, NY | $400 | $586 | $986 | $426 | $826 | $160 |
| Newfane, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Fillmore, NY | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Shelby, NY | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Genesee County, NY | $100 | $1,211 | $1,311 | $880 | $980 | $331 |
| St. Bonaventure, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Home Insurance Company Evans, NY | Homeowners Insurance Agency Evans, NY | Address | Popularity Score | Distance from Evans (miles) |
|---|---|---|---|---|
| Travelers | Gurney Becker & Bourne | 506 Delaware Avenue Rm 200, Buffalo, NY, 14202 | 18.1 | |
| Travelers | The Decker Agency Inc | 37 Elmwood Avenue, Buffalo, NY, 14201 | 18.0 | |
| State Farm | Shawn O'Rourke | 1 Main Street, Hamburg, NY, 14075-4930 | 9.9 | |
| Erie | Burke & Byrne & Associates Inc. | 1780 Union Road, West Seneca, NY, 14224 | 18.5 | |
| Travelers | The Byrne Insurance Agency Inc | 480 Abbott Road, Buffalo, NY, 14220 | 16.6 | |
| State Farm | Sheila Radwan | 5854 Camp Rd, Hamburg, NY, 14075-4424 | 9.9 | |
| Erie | Bantelman Bantelman Associates Inc. | 1002 W State Street, Olean, NY, 14760 | 49.2 | |
| Travelers | Combined Financial Servs Inc | 1 Grimbsy Dr Ste 200, Hamburg, NY, 14075 | 9.8 | |
| Travelers | Michael A Auricchio Inc | 3800 Seneca St, West Seneca, NY, 14224 | 17.3 | |
| Travelers | John J Grimaldi & Associates Inc | 137 Summer St, Buffalo, NY, 14222 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Erie County, NY | $139,900 | $608 | $410 | $850 | $440 |
| Evans, NY | $116,500 | $960 | $640 | $1,320 | $680 |
| Sunset Bay, NY | $96,600 | $591 | $430 | $840 | $410 |
| Napoli, NY | $78,800 | $593 | $400 | $840 | $440 |
| Farmersville, NY | $97,900 | $591 | $400 | $840 | $440 |
| Wyoming County, NY | $108,500 | $1,205 | $820 | $1,720 | $900 |
| Gainesville, NY | $78,600 | $593 | $430 | $810 | $380 |
| Newfane, NY | $108,600 | $960 | $650 | $1,320 | $670 |
| Fillmore, NY | $76,900 | $594 | $420 | $810 | $390 |
| Shelby, NY | $82,600 | $943 | $690 | $1,290 | $600 |
| Genesee County, NY | $111,900 | $1,226 | $880 | $1,680 | $800 |
| St. Bonaventure, NY | $92,800 | $590 | $400 | $810 | $410 |