Gavop's guide to buying homeowners insurance in Mays Chapel, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mays Chapel, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Covert Ct, Fieldspring Ct, Bedwell Ct, Indian Head Rd, Harrisburg Expy, Rutledge Rd, Tally Ho Rd, Cranbourne Rd, Crotona Ct, Old Boxwood Ln | $297,000 | $270,000 | $300,000-$350,000 | $448,500 | $390,000 | $350,000-$400,000 |
| Brightwood Club Dr, Hunters Ridge Rd, Ballyhaunis Ct, Kellogg Rd, Springway Rd, Valleyfield Rd, Tenby Ct, Tudor Ct, Budleigh Cir, Saunders Rd | $308,500 | $270,000 | $350,000-$400,000 | $663,000 | $570,000 | $700,000-$800,000 |
| Spyglass Ct, Ballybunion Ct, Thornton Rd, Arverne Ct, Ruxlea Ct, Ruxton Ct, Ruxway Rd, Bailiffs Ct, Pine Forest Ct, Brookfield Garth | $203,000 | $180,000 | $175,000-$200,000 | $352,000 | $320,000 | $350,000-$400,000 |
| Rickswood Rd, Meldon Ln, Oak Farm Ct, Brightfield Rd, Valleywood Ct, Ruxton Green Ct, Kimrick Pl, Brightdale Rd, Baratra Ct, Ellenham Rd | $180,500 | $150,000 | $150,000-$175,000 | $230,500 | $220,000 | $200,000-$250,000 |
| Teaneck Ct, Elphin Ct, Lovett Ct, Laurel Cir, Fox Hunt Ln, Merrion Ct, Seminary Dr, Blondell Ct, Copper Hill Rd, Castlebar Ct | $223,000 | $190,000 | $200,000-$250,000 | $483,500 | $440,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $723 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$70 | $802 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$174 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Mays Chapel, MD | $2,500 | $861 | $3,361 | $626 | $3,126 | $235 |
| Lansdowne, MD | $400 | $672 | $1,072 | $488 | $888 | $184 |
| Perryman, MD | $2,500 | $777 | $3,277 | $564 | $3,064 | $212 |
| Fulton, MD | $500 | $2,008 | $2,508 | $1,459 | $1,959 | $549 |
| Yorkana, PA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Capitol Heights, MD | $100 | $807 | $907 | $587 | $687 | $221 |
| Marietta, PA | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Salunga, PA | $300 | $819 | $1,119 | $595 | $895 | $224 |
| West Donegal, PA | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Newberry, PA | $300 | $657 | $957 | $477 | $777 | $180 |
| Dunn Loring, VA | $2,500 | $1,125 | $3,625 | $818 | $3,318 | $308 |
| Home Insurance Company Mays Chapel, MD | Homeowners Insurance Agency Mays Chapel, MD | Address | Popularity Score | Distance from Mays Chapel (miles) |
|---|---|---|---|---|
| Allstate | Kirby Insurance Inc | 14 W Saratoga St Ste 300, Baltimore, MD, 21201 | 9.8 | |
| Nationwide | Marion Miller & Associates | 5 South Hickory Ave, Bel Air, MD, 21014 | 17.7 | |
| State Farm | Lani Nguyen | 125 Slade Ave, Pikesville, MD, 21208-4907 | 5.9 | |
| Allstate | Akin Adesanya | 9433 Common Brook Rd Ste 100, Owings Mills, MD, 21117 | 8.5 | |
| State Farm | Kalin Wynn | 724 York Rd Fl 1 # North, Towson, MD, 21204-2399 | 3.0 | |
| State Farm | Jessica Yeatman | 14307 Jarrettsville Pike Ste D, Phoenix, MD, 21131-1764 | 7.7 | |
| State Farm | Lynn Vannatta | 1055 Taylor Ave Ste 112, Baltimore, MD, 21286-8332 | 5.3 | |
| Erie | William M Sparks Insurance Agency Inc. | 22 W Padonia Road Suite B329, Timonium, MD, 21093 | 1.8 | |
| State Farm | Fred Weaver | 6851 Oak Hall Ln Ste 205, Columbia, MD, 21045-5867 | 19.6 | |
| Erie | Insurance Partners Llc | 32 West Road Suite 200b, Towson, MD, 21204 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Mays Chapel, MD | $371,900 | $872 | $690 | $1,100 | $410 |
| Lansdowne, MD | $154,200 | $680 | $540 | $860 | $320 |
| Perryman, MD | $186,000 | $786 | $620 | $990 | $370 |
| Fulton, MD | $623,600 | $2,032 | $1,610 | $2,560 | $950 |
| Yorkana, PA | $129,800 | $664 | $440 | $940 | $500 |
| Capitol Heights, MD | $203,400 | $817 | $650 | $1,030 | $380 |
| Marietta, PA | $126,200 | $656 | $450 | $920 | $470 |
| Salunga, PA | $216,500 | $829 | $590 | $1,180 | $590 |
| West Donegal, PA | $199,500 | $670 | $480 | $960 | $480 |
| Newberry, PA | $154,800 | $665 | $490 | $910 | $420 |
| Dunn Loring, VA | $710,700 | $1,139 | $790 | $1,630 | $840 |