Gavop shows you how to buy homeowners insurance in Radford, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Radford, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Russell Ave, First St, Grandview Dr, Allen Ave, Third St, State Rte 688, Milton Ln, Pendleton St, Foundry Pl, Randolph St | $121,000 | $100,000 | $125,000-$150,000 | $136,500 | $130,000 | $100,000-$125,000 |
| Clay St, Haven Dr, Eighth Ave, Taylor St, Federal St, First Ave, River St, Bolling St, Wood St, Staples St | $164,500 | $140,000 | $175,000-$200,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Overlook Ln, Farragut Dr, Crestview Dr, E Rock Rd, US Hwy 11, Ridgewood Ln, Madison St, State Rte 177, Jordan Ave, Polk St | $134,500 | $120,000 | $125,000-$150,000 | $165,000 | $160,000 | $175,000-$200,000 |
| Valley View St, Madison St, Berkley St, Dundee Dr, Sanford St, Arlington Ave, Wintergreen Dr, Sheppard Ave, Charlton Ln, Windsor St | $122,000 | $100,000 | $100,000-$125,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Buckeye Ln, US Hwy 11, Windstream Ct, Gibsondale Dr, Fourth St, Eleventh St, Vienna Ave, Jeffries Dr, Miller St, Sixth Ave | $138,500 | $130,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $538 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$52 | $604 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$144 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Radford | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Carroll County, VA | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Boones Mill, VA | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Patrick County, VA | $100 | $575 | $675 | $418 | $518 | $157 |
| Rocky Mount, VA | $1,000 | $619 | $1,619 | $450 | $1,450 | $169 |
| Brush Fork, WV | $500 | $612 | $1,112 | $444 | $944 | $167 |
| Mayo River, VA | $1,000 | $554 | $1,554 | $403 | $1,403 | $151 |
| Lashmeet, WV | $100 | $575 | $675 | $418 | $518 | $157 |
| Westfield, NC | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Glade Creek, NC | $100 | $782 | $882 | $568 | $668 | $214 |
| Home Insurance Company Radford, VA | Homeowners Insurance Agency Radford, VA | Address | Popularity Score | Distance from Radford (miles) |
|---|---|---|---|---|
| Nationwide | Shelton Insurance And Financial Inc | 223 Central Ave Ste A, Christiansburg, VA, 24068 | 8.2 | |
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 32.1 | |
| Travelers | Derek Wiley Agency Inc | 1616 Roanoke Road Suite 100, Daleville, VA, 24083 | 40.6 | |
| State Farm | Brent Hershey | 3178 Roanoke Rd, Daleville, VA, 24083-3151 | 41.8 | |
| Travelers | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 35.1 | |
| Travelers | Craighead-Zimmerman & Associates Inc | 27 East Clay Street, Salem, VA, 24153 | 30.0 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 8.0 | |
| Travelers | Chas Lunsford Sons & Assoc | 16 E Church Ave, Roanoke, VA, 24011 | 35.5 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 31.6 | |
| State Farm | Chris Starnes | 1370 Virginia Ave, Martinsville, VA, 24112-8468 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,310 | $660 |
| Radford, VA | $160,600 | $656 | $480 | $900 | $420 |
| Carroll County, VA | $107,300 | $928 | $680 | $1,270 | $590 |
| Boones Mill, VA | $157,800 | $773 | $530 | $1,060 | $530 |
| Patrick County, VA | $116,000 | $582 | $400 | $820 | $420 |
| Rocky Mount, VA | $127,800 | $627 | $430 | $880 | $450 |
| Brush Fork, WV | $82,000 | $619 | $420 | $890 | $470 |
| Mayo River, VA | $101,700 | $561 | $380 | $780 | $400 |
| Lashmeet, WV | $72,600 | $582 | $390 | $820 | $430 |
| Westfield, NC | $109,200 | $670 | $460 | $950 | $490 |
| Glade Creek, NC | $135,300 | $791 | $550 | $1,100 | $550 |