Gavop's guide to buying homeowners insurance in Melbourne Shores-Floridana Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,000 | $110,000 | $75,000-$100,000 |
| 2 Bedroom | $211,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $387,000 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $398,500 | $320,000 | $400,000-$500,000 |
| 5 Bedroom | $347,000 | $300,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $863 |
| Home and Two Car | -$150 | $788 |
| Home and Three Car | -$225 | $713 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brevard County | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Floridana Beach, FL | $1,500 | $927 | $2,427 | $674 | $2,174 | $253 |
| Sebastian, FL | $500 | $1,027 | $1,527 | $746 | $1,246 | $281 |
| Indialantic, FL | $700 | $2,444 | $3,144 | $1,776 | $2,476 | $668 |
| June Park, FL | $1,500 | $1,542 | $3,042 | $1,121 | $2,621 | $421 |
| Indian Harbour Beach, FL | $100 | $1,099 | $1,199 | $799 | $899 | $300 |
| Palm Shores, FL | $2,500 | $1,586 | $4,086 | $1,152 | $3,652 | $433 |
| Vero Beach South, FL | $300 | $1,458 | $1,758 | $1,060 | $1,360 | $399 |
| Cape Canaveral, FL | $700 | $983 | $1,683 | $715 | $1,415 | $269 |
| Sharpes, FL | $200 | $798 | $998 | $580 | $780 | $218 |
| Home Insurance Company Floridana Beach, FL | Homeowners Insurance Agency Floridana Beach, FL | Address | Popularity Score | Distance from Floridana Beach (miles) |
|---|---|---|---|---|
| Travelers | Stierlin Insurance Agency | 1944 Se Port St Lucie Blvd, Port St Lucie, FL, 34952 | 47.3 | |
| Travelers | Hennessey Insurance Services Llc | 2800 Aurora Rd Ste F, Melbourne, FL, 32935 | 17.7 | |
| Travelers | Howard Insurance & Assoc | 600 Sw Darwin Blvd Ste 206-207, Port Saint Lucie, FL, 34953 | 47.8 | |
| Travelers | Atlantic Coast Insurance | 1740 Sarno Rd, Melbourne, FL, 32935 | 16.1 | |
| Travelers | Robinson Insurance Inc | 202 4th Ave, Indialantic, FL, 32903 | 11.8 | |
| State Farm | Lois Kennedy | 1676 Us Highway 1, Sebastian, FL, 32958-1604 | 7.5 | |
| State Farm | Jeff Thummel | 4951 Babcock St Ne Ste 5, Palm Bay, FL, 32905-2821 | 10.3 | |
| Allstate | Buyers Advantage | 705 Sebastian Blvd Ste F, Sebastian, FL, 32958 | 9.7 | |
| Allstate | Randall Hennis | 880 S Apollo Blvd, Melbourne, FL, 32901 | 13.5 | |
| Travelers | Natwick Insurance Inc | 1301 S Patrick Dr Ste 73, Satellite Beach, FL, 32937 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Floridana Beach, FL | $309,700 | $938 | $730 | $1,260 | $530 |
| Sebastian, FL | $157,200 | $1,039 | $810 | $1,390 | $580 |
| Indialantic, FL | $316,700 | $2,474 | $1,930 | $3,320 | $1,390 |
| June Park, FL | $172,100 | $1,561 | $1,220 | $2,090 | $870 |
| Indian Harbour Beach, FL | $246,000 | $1,112 | $870 | $1,490 | $620 |
| Palm Shores, FL | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Vero Beach South, FL | $159,300 | $1,476 | $1,150 | $1,980 | $830 |
| Cape Canaveral, FL | $200,000 | $995 | $780 | $1,330 | $550 |
| Sharpes, FL | $60,700 | $808 | $630 | $1,080 | $450 |