How Can I Make My Stratford, CT Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Stratford, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Stratford, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $244,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $362,000 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $463,000 | $410,000 | $350,000-$400,000 |
| 5 Bedroom | $400,000 | $360,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Stratford, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $926 |
| Superior Protection Discount | -$100 | $1,016 |
| Fire & Security Discount | -$89 | $1,027 |
| Hail Resistant Roof Discount | -$33 | $1,083 |
| Newly Constructed Home Discount | -$246 | $870 |
Choose your Stratford, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Stratford, CT | Back to Top
| Home Insurance Company Stratford, CT | Homeowners Insurance Agency Stratford, CT | Address | Popularity Score | Distance from Stratford (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodman Insurance Inc | 2 Long Hill Ave, Shelton, CT, 6484 | 7.7 | |
| Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Rd, Orange, CT, 6477 | 6.5 | |
| Allstate | Charles P. Doty | 1492 Post Rd, Fairfield, CT, 6824 | 8.1 | |
| Travelers | Turcios Insurance Agency Llc | 65 Cedar St, Norwalk, CT, 6854 | 17.0 | |
| Travelers | Mgroup | 601 Boston Post Rd Ste 5, Milford, CT, 6460 | 4.0 | |
| Liberty Mutual Independent | Merit Insurance | 1 Enterprise Dr, Shelton, CT, 6484 | 5.0 | |
| Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Road, Orange, CT, 6477 | 6.5 | |
| Nationwide | Rose Insurance Agency Llc | 418 Roosevelt Dr, Derby, CT, 06418-1667 | 8.6 | |
| Travelers | Birarelli Insurance Agency Llc | 55 Cherry Street, Milford, CT, 6460 | 4.1 | |
| Travelers | Broad Range Benefits Group Llc | 2929 Fairfield Ave, Bridgeport, CT, 6605 | 6.2 |
Compare Rates for Stratford, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,770 | $860 |
| Fairfield County, CT | $417,800 | $1,379 | $1,010 | $1,960 | $950 |
| Stratford, CT | $250,700 | $1,116 | $790 | $1,540 | $750 |
| West Haven, CT | $193,300 | $989 | $710 | $1,350 | $640 |
| Waterbury, CT | $128,600 | $759 | $540 | $1,050 | $510 |
| Chappaqua, NY | $602,500 | $2,705 | $1,810 | $3,730 | $1,920 |
| Elmsford, NY | $420,400 | $1,957 | $1,430 | $2,680 | $1,250 |
| Larchmont, NY | $1,183,700 | $851 | $620 | $1,170 | $550 |
| Carle Place, NY | $486,000 | $2,435 | $1,780 | $3,460 | $1,680 |
| Thomaston, NY | $809,700 | $835 | $570 | $1,140 | $570 |
| Kensington, NY | $1,237,700 | $1,106 | $810 | $1,580 | $770 |
| Shelter Island, NY | $785,600 | $816 | $590 | $1,160 | $570 |
| Winsted, CT | $143,900 | $712 | $480 | $980 | $500 |
Research Home Insurance Companies Reviews in Stratford, CT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have had no issues using Allstate for my home insurance. I had them for years prior to buying my home for car insurance. I can bundle my home and car polices and get a discount.
AAA Home Insurance Reviews
Date: August 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
My home insurance has provided exceptional customer service and communication. We have moved twice in the last two years and they have been so helpful in assisting us with the changes we needed to make.
American Modern Insurance Home Insurance Reviews
Date: September 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My premium is very low compared to other providers who would have taken on my house, as much as 50% lower than some places. It also continues to fall every year.