Gavop tells you how to get the best homeowners insurance in Wayne County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $298,500 | $280,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $741 |
| Home and Two Car | -$130 | $684 |
| Home and Three Car | -$187 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Wayne County, IA | $2,000 | $805 | $2,805 | $585 | $2,585 | $220 |
| Plano, IA | $400 | $541 | $941 | $393 | $793 | $148 |
| Garden Grove, IA | $2,500 | $454 | $2,954 | $330 | $2,830 | $124 |
| Bellair, IA | $500 | $589 | $1,089 | $428 | $928 | $161 |
| Decatur County, IA | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Weldon, IA | $400 | $421 | $821 | $306 | $706 | $115 |
| Exline, IA | $2,500 | $522 | $3,022 | $379 | $2,879 | $143 |
| Princeton, MO | $300 | $752 | $1,052 | $546 | $846 | $205 |
| Pleasantville, IA | $1,500 | $756 | $2,256 | $549 | $2,049 | $207 |
| Grundy County, MO | $500 | $740 | $1,240 | $538 | $1,038 | $202 |
| New Hope, IA | $700 | $527 | $1,227 | $383 | $1,083 | $144 |
| Home Insurance Company Wayne County, IA | Homeowners Insurance Agency Wayne County, IA | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| State Farm | Darren Beverage | 1203 N Jefferson Way, Indianola, IA, 50125-1455 | 45.2 | |
| Allstate | Cook Insurance | 109 W Jackson St, Corydon, IA, 50060 | 1.5 | |
| State Farm | Chad Kuehl | 409 N Jefferson Way, Indianola, IA, 50125-1713 | 44.7 | |
| State Farm | Larry Bettis | 303 W Jackson St, Centerville, IA, 52544-1733 | 24.0 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 19.0 | |
| Travelers | Midwest Heritage Insurance Services | 1025 Braden Ave, Chariton, IA, 50049 | 19.1 | |
| Farmers | Michael Schultz | 302 W 2nd Ave, Indianola, IA, 50125 | 44.4 | |
| State Farm | Mike Beckner | 106 S Franklin St, Corydon, IA, 50060-1518 | 1.4 | |
| State Farm | Jim Chapman | 3 Benton Ave E, Albia, IA, 52531-2032 | 33.9 | |
| State Farm | Teri Johnston | 416 E. Main, Lamoni, IA, 50140 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Wayne County, IA | $74,700 | $815 | $550 | $1,160 | $610 |
| Wayne County, IA | $74,700 | $815 | $580 | $1,120 | $540 |
| Plano, IA | $66,400 | $548 | $390 | $780 | $390 |
| Garden Grove, IA | $50,000 | $460 | $310 | $630 | $320 |
| Bellair, IA | $76,300 | $596 | $440 | $840 | $400 |
| Decatur County, IA | $76,300 | $794 | $530 | $1,100 | $570 |
| Weldon, IA | $44,200 | $426 | $300 | $600 | $300 |
| Exline, IA | $62,500 | $528 | $390 | $760 | $370 |
| Princeton, MO | $54,300 | $761 | $550 | $1,080 | $530 |
| Pleasantville, IA | $117,700 | $765 | $520 | $1,060 | $540 |
| Grundy County, MO | $85,100 | $749 | $550 | $1,060 | $510 |
| New Hope, IA | $63,500 | $533 | $390 | $760 | $370 |