Gavop shows you how to buy homeowners insurance in Wyoming, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $157,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $301,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $277,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $576,500 | $540,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $723 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$78 | $793 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$253 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chisago County | $1,500 | $1,114 | $2,614 | $809 | $2,309 | $304 |
| Wyoming, MN | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| North Branch, MN | $500 | $915 | $1,415 | $665 | $1,165 | $250 |
| Nowthen, MN | $1,500 | $1,418 | $2,918 | $1,030 | $2,530 | $387 |
| Columbia Heights, MN | $400 | $880 | $1,280 | $639 | $1,039 | $240 |
| West St. Paul, MN | $1,000 | $800 | $1,800 | $581 | $1,581 | $219 |
| Orrock, MN | $100 | $1,244 | $1,344 | $904 | $1,004 | $340 |
| Hastings, MN | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Foreston, MN | $300 | $975 | $1,275 | $709 | $1,009 | $266 |
| Pomroy, MN | $2,500 | $1,043 | $3,543 | $758 | $3,258 | $285 |
| St. Bonifacius, MN | $400 | $1,285 | $1,685 | $934 | $1,334 | $351 |
| Maple Lake, MN | $1,000 | $1,410 | $2,410 | $1,025 | $2,025 | $385 |
| Home Insurance Company Wyoming, MN | Homeowners Insurance Agency Wyoming, MN | Address | Popularity Score | Distance from Wyoming (miles) |
|---|---|---|---|---|
| Farmers | Patrick Kelly | 7401 Metro Blvd Ste 525, Edina, MN, 55439 | 37.6 | |
| State Farm | Jerry Stanke | 13100 Wayzata Blvd Ste 110, Minnetonka, MN, 55305-1803 | 34.5 | |
| State Farm | Tim Meyer | 891 Highway 96 W, Shoreview, MN, 55126-1910 | 19.8 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 18.4 | |
| Farmers | Paul Steffel | 7029 20th Ave, Centerville, MN, 55038 | 12.8 | |
| Allstate | Diane L. Anderson | 8741 Central Ave Ne # 201, Blaine, MN, 55434 | 19.5 | |
| State Farm | Jon Fransway | 16315 Terrey Pine Dr Ste 200, Eden Prairie, MN, 55344-2119 | 41.6 | |
| Travelers | Advisornet Property & Casualty | 701 Fourth Ave S Ste 1620, Minneapolis, MN, 55415 | 29.2 | |
| State Farm | Sam Kringen | 10153 Univ Ave Ne Ste 100, Blaine, MN, 55434-8057 | 19.4 | |
| Farmers | Norm Foster | 16372 Kenrick Ave, Lakeville, MN, 55044 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,660 | $800 |
| Chisago County, MN | $206,400 | $1,127 | $770 | $1,570 | $800 |
| Wyoming, MN | $210,500 | $871 | $590 | $1,240 | $650 |
| North Branch, MN | $172,500 | $926 | $670 | $1,310 | $640 |
| Nowthen, MN | $284,800 | $1,435 | $1,020 | $2,050 | $1,030 |
| Columbia Heights, MN | $161,100 | $890 | $640 | $1,270 | $630 |
| West St. Paul, MN | $183,300 | $810 | $580 | $1,140 | $560 |
| Orrock, MN | $222,000 | $1,259 | $920 | $1,750 | $830 |
| Hastings, MN | $192,500 | $831 | $590 | $1,190 | $600 |
| Foreston, MN | $142,800 | $987 | $720 | $1,360 | $640 |
| Pomroy, MN | $160,200 | $1,056 | $750 | $1,500 | $750 |
| St. Bonifacius, MN | $236,700 | $1,301 | $950 | $1,860 | $910 |
| Maple Lake, MN | $282,200 | $1,427 | $1,010 | $1,950 | $940 |