Gavop tells you how to get the best homeowners insurance in Lawrence, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $127,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $244,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $241,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $324,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $535,500 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $708 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$181 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $2,500 | $953 | $3,453 | $693 | $3,193 | $260 |
| Lawrence, NJ | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Delran, NJ | $200 | $781 | $981 | $568 | $768 | $213 |
| Matawan, NJ | $2,500 | $781 | $3,281 | $568 | $3,068 | $213 |
| Richland, PA | $300 | $709 | $1,009 | $515 | $815 | $194 |
| Stewartsville, NJ | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Red Hill, PA | $400 | $743 | $1,143 | $540 | $940 | $203 |
| Upper Frederick, PA | $1,500 | $862 | $2,362 | $626 | $2,126 | $235 |
| Mount Arlington, NJ | $400 | $856 | $1,256 | $622 | $1,022 | $234 |
| Paoli, PA | $2,000 | $782 | $2,782 | $568 | $2,568 | $214 |
| Belfast, PA | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Brooklyn, NY | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Home Insurance Company Lawrence, NJ | Homeowners Insurance Agency Lawrence, NJ | Address | Popularity Score | Distance from Lawrence (miles) |
|---|---|---|---|---|
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 9.7 | |
| Travelers | Bayonne Transoceanic Inc | 620 Broadway, Bayonne, NJ, 7002 | 41.0 | |
| Liberty Mutual Independent | Sypek & Sandford Agency | 1569 Parkway Ave Ste F-G, Ewing, NJ, 8628 | 5.3 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 46.8 | |
| Travelers | Dale Group Inc | 30-A Vreeland Road Suite 120, Florham Park, NJ, 7932 | 38.4 | |
| Travelers | Lichtenberger Agency Llc | 1 Harmon Plz 1 Harmon Plz, Secaucus, NJ, 7094 | 48.5 | |
| Liberty Mutual Independent | Borden Perlman Salisbury & Kelly | 250 Phillips Blvd Ste 280, Ewing, NJ, 8618 | 3.9 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 34.1 | |
| Travelers | New Jersey Agents Alliance | 5 Independence Way Ste 300, Princeton, NJ, 8540 | 8.1 | |
| Allstate | H J Duch | 717 Broadway, Bayonne, NJ, 7002 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,500 | $760 |
| Mercer County, NJ | $281,900 | $965 | $650 | $1,380 | $730 |
| Lawrence, NJ | $294,600 | $864 | $610 | $1,230 | $620 |
| Delran, NJ | $246,400 | $790 | $560 | $1,130 | $570 |
| Matawan, NJ | $335,400 | $791 | $530 | $1,110 | $580 |
| Richland, PA | $229,800 | $717 | $520 | $1,000 | $480 |
| Stewartsville, NJ | $173,300 | $800 | $580 | $1,140 | $560 |
| Red Hill, PA | $174,000 | $752 | $550 | $1,040 | $490 |
| Upper Frederick, PA | $239,600 | $872 | $590 | $1,250 | $660 |
| Mount Arlington, NJ | $296,600 | $867 | $630 | $1,220 | $590 |
| Paoli, PA | $340,300 | $791 | $550 | $1,120 | $570 |
| Belfast, PA | $213,200 | $823 | $560 | $1,180 | $620 |
| Brooklyn, NY | $623,900 | $854 | $610 | $1,170 | $560 |