Gavop's guide to buying homeowners insurance in Howell, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Howell, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Katherine Dr, Co Rd 9830, Meadow St, Co Rd 1770, Co Rd 8190, Christie Dr, State Rte Bb, N Arkansas St, Co Rd 8700, Co Rd 4950 | $114,500 | $100,000 | $100,000-$125,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Woodland Hieghts, 2570, Co Rd 6720, State Rte Ww, State Rte Mm, Co Rd 6750, E Maple St, Missouri Ave, Lambe Ave, Powell St | $154,000 | $140,000 | $150,000-$175,000 | $72,500 | $70,000 | $50,000-$75,000 |
| State Hwy CC, Co Rd 2500, Pvt Rd 4631, Co Rd 6650, Gleghorn St, Co Rd 9080, N Texas Ave, Co Rd 6890, Co Rd 8240, Co Rd 2790 | $95,000 | $90,000 | $75,000-$100,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Co Rd 3690, Co Rd 2220, S Arkansas Ave, Co Rd 7410, Co Rd 9560, Co Rd 8830, Co Rd 9100, Pr Rd 1612, State Rte Z, Loam Dr | $83,000 | $70,000 | $50,000-$75,000 | $112,500 | $110,000 | $100,000-$125,000 |
| E Poplar Ave, Co Rd 7500, Co Rd 9340, Co Rd 7440, Co Rd 4280, E Thornburgh St, Crestwood Cir, Co Rd 1080, S Harlin Dr, 8870 | $115,000 | $100,000 | $125,000-$150,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Lanton Rd, Co Rd 9110, Preacher Roe Blvd, Co Rd 4640, Haddock St, Cynthia Dr, Co Rd 2770, Co Rd 8230, Co Rd 1160, Co Rd 6220 | $182,500 | $160,000 | $175,000-$200,000 | $116,000 | $110,000 | $100,000-$125,000 |
| Mdc 6960, NE 244, Kentucky Ave, Co Rd 2100, Anne Dr, Riggs, State Rte Ee, Co Rd 7386, Co Rd 1470, N Harmes St | $138,500 | $120,000 | $125,000-$150,000 | $121,500 | $110,000 | $125,000-$150,000 |
| NE 242, NE 207, Co Rd 1270, Co Rd 4910, Co Rd 6390, 2787, Co Rd 1460, NE 137, Co Rd 7740, E Prospect St | $94,000 | $90,000 | $75,000-$100,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Pvt Rd 2023, Co Rd 1800, Terrazo Dr, Co Rd 2570, Pvt Rd 8072, Co Rd 9230, Worley Dr, Rhonda Dr, Co Rd 8890, Co Rd 2210 | $94,000 | $90,000 | $100,000-$125,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Co Rd 1320, NE 232, Quail Run Rd, Co Rd 7320, Co Rd 8110, Catalina Dr, State Rte Bb, Co Rd 1380, Co Rd 2810, Co Rd 2380 | $145,000 | $120,000 | $125,000-$150,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $739 |
| Home and Two Car | -$130 | $682 |
| Home and Three Car | -$187 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Howell County | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Howell, MO | $700 | $803 | $1,503 | $583 | $1,283 | $219 |
| Chapel, MO | $100 | $1,022 | $1,122 | $742 | $842 | $279 |
| Moore, MO | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Walls, MO | $700 | $1,218 | $1,918 | $885 | $1,585 | $333 |
| Claiborne, AR | $200 | $1,297 | $1,497 | $943 | $1,143 | $355 |
| Evening Shade, AR | $100 | $750 | $850 | $545 | $645 | $205 |
| Theodosia, MO | $400 | $862 | $1,262 | $626 | $1,026 | $235 |
| Sidney, AR | $2,000 | $869 | $2,869 | $632 | $2,632 | $238 |
| Home Insurance Company Howell, MO | Homeowners Insurance Agency Howell, MO | Address | Popularity Score | Distance from Howell (miles) |
|---|---|---|---|---|
| State Farm | Ramona Heiney | 1024 Porter Wagoner Blvd, West Plains, MO, 65775-2130 | 3.6 | |
| State Farm | Justin Shelby | 6783 Highway 63 Ste 1, Houston, MO, 65483-2832 | 41.2 | |
| State Farm | Scott Cecil | 316 Old Alton Rd, Thayer, MO, 65791 | 19.3 | |
| Travelers | Hometown Insurance | 210 E 5th St, Mountain View, MO, 65548 | 21.0 | |
| Allstate | Jason Peterson | 1404 8th St, West Plains, MO, 65775 | 3.7 | |
| State Farm | Jim Peters | 1426 Southern Hills Ctr, West Plains, MO, 65775-2955 | 3.4 | |
| Travelers | Ozark Hills Insurance | 1701 Porter Wagoner Bvld, West Plains, MO, 65775 | 4.3 | |
| Farmers | Shawn Justus | 112 Chestnut St, Thayer, MO, 65791 | 19.8 | |
| Farmers | David Adkison | 111 W Main St, Houston, MO, 65483 | 43.4 | |
| State Farm | Marge Slayton | 1024 Prtr Wagoner Blvd, West Plains, MO, 65775-2130 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,500 | $760 |
| Howell County, MO | $102,200 | $916 | $620 | $1,300 | $680 |
| Howell, MO | $106,100 | $812 | $550 | $1,160 | $610 |
| Chapel, MO | $127,400 | $1,034 | $710 | $1,470 | $760 |
| Moore, MO | $66,800 | $817 | $590 | $1,160 | $570 |
| Walls, MO | $208,300 | $1,233 | $840 | $1,690 | $850 |
| Claiborne, AR | $170,700 | $1,313 | $890 | $1,880 | $990 |
| Evening Shade, AR | $53,300 | $759 | $510 | $1,080 | $570 |
| Theodosia, MO | $80,000 | $872 | $590 | $1,200 | $610 |
| Sidney, AR | $76,000 | $880 | $620 | $1,210 | $590 |