Gavop tells you how to get the best homeowners insurance in Brown County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $203,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $341,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $650 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$64 | $738 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$185 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brown County | $1,000 | $793 | $1,793 | $576 | $1,576 | $217 |
| Brown County, MN | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Darfur, MN | $400 | $254 | $654 | $185 | $585 | $69 |
| Birch Cooley, MN | $1,000 | $947 | $1,947 | $688 | $1,688 | $259 |
| Bingham Lake, MN | $500 | $513 | $1,013 | $373 | $873 | $140 |
| Troy, MN | $1,000 | $1,179 | $2,179 | $857 | $1,857 | $322 |
| Belmont, MN | $500 | $1,221 | $1,721 | $887 | $1,387 | $334 |
| Henderson, MN | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Le Ray, MN | $200 | $1,366 | $1,566 | $993 | $1,193 | $373 |
| East Lake Lillian, MN | $700 | $1,026 | $1,726 | $745 | $1,445 | $280 |
| Dunnell, MN | $400 | $338 | $738 | $246 | $646 | $92 |
| Ceylon, MN | $2,500 | $313 | $2,813 | $228 | $2,728 | $86 |
| Home Insurance Company Brown County, MN | Homeowners Insurance Agency Brown County, MN | Address | Popularity Score | Distance from Brown County (miles) |
|---|---|---|---|---|
| Farmers | Kristine Rueckert | 301 20th St S, New Ulm, MN, 56073 | 15.0 | |
| State Farm | David Detlefsen | 105 S 3rd St, Saint Peter, MN, 56082-2042 | 38.9 | |
| State Farm | Bob Webb | 1300 S Broadway St, New Ulm, MN, 56073-4401 | 14.6 | |
| State Farm | Don Sanderson | 1600 N Broadway St, New Ulm, MN, 56073-1252 | 14.0 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 12.7 | |
| Farmers | Mellissa Sherman | 2051 10th St E, Glencoe, MN, 55336 | 46.7 | |
| Allstate | Citizens Agency | Po Box 669 , New Ulm, MN, 56073 | 14.8 | |
| Liberty Mutual Independent | Ross Nesbit Agencies Inc | 30502 Henderson Station Rd, Le Sueur, MN, 56058 | 47.0 | |
| State Farm | Aaron Hatanpa | 217 Main Street, Mapleton, MN, 56065 | 44.5 | |
| State Farm | Ann Porter | 806 N Main St, Le Sueur, MN, 56058-1405 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,640 | $770 |
| Brown County, MN | $135,300 | $802 | $580 | $1,120 | $540 |
| Brown County, MN | $135,300 | $802 | $590 | $1,140 | $550 |
| Darfur, MN | $25,000 | $257 | $170 | $350 | $180 |
| Birch Cooley, MN | $136,100 | $958 | $640 | $1,320 | $680 |
| Bingham Lake, MN | $58,100 | $519 | $360 | $740 | $380 |
| Troy, MN | $200,000 | $1,193 | $850 | $1,710 | $860 |
| Belmont, MN | $214,100 | $1,236 | $880 | $1,720 | $840 |
| Henderson, MN | $128,100 | $922 | $660 | $1,270 | $610 |
| Le Ray, MN | $266,300 | $1,383 | $1,010 | $1,950 | $940 |
| East Lake Lillian, MN | $155,400 | $1,038 | $760 | $1,430 | $670 |
| Dunnell, MN | $35,000 | $342 | $250 | $470 | $220 |
| Ceylon, MN | $32,000 | $317 | $220 | $430 | $210 |