Gavop's guide to buying homeowners insurance in Greenfield-Panama, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$131 | $525 |
| 30 year old | +$10 | $665 |
| 40 year old | +$17 | $673 |
| 50 year old | +$25 | $681 |
| Above 50 year old | +$31 | $687 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $597 |
| Home and Two Car | -$111 | $544 |
| Home and Three Car | -$164 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kern County | $700 | $612 | $1,312 | $445 | $1,145 | $167 |
| Panama, CA | $1,000 | $648 | $1,648 | $471 | $1,471 | $177 |
| Oildale, CA | $300 | $1,332 | $1,632 | $968 | $1,268 | $364 |
| Bakersfield, CA | $1,000 | $597 | $1,597 | $434 | $1,434 | $163 |
| Arvin, CA | $200 | $1,043 | $1,243 | $758 | $958 | $285 |
| Maricopa, CA | $1,000 | $420 | $1,420 | $305 | $1,305 | $115 |
| Fellows, CA | $200 | $471 | $671 | $342 | $542 | $129 |
| Pine Mountain Club, CA | $1,000 | $635 | $1,635 | $462 | $1,462 | $174 |
| McFarland, CA | $500 | $955 | $1,455 | $694 | $1,194 | $261 |
| Delano, CA | $1,500 | $1,320 | $2,820 | $959 | $2,459 | $361 |
| Squirrel Mountain Valley, CA | $200 | $698 | $898 | $507 | $707 | $191 |
| Wofford Heights, CA | $1,500 | $540 | $2,040 | $393 | $1,893 | $148 |
| Home Insurance Company Panama, CA | Homeowners Insurance Agency Panama, CA | Address | Popularity Score | Distance from Panama (miles) |
|---|---|---|---|---|
| Allstate | Ana M. Arreola | 6649 Ming Ave, Bakersfield, CA, 93309 | 7.6 | |
| State Farm | Jim Windes | 3512 Coffee Rd Ste D, Bakersfield, CA, 93308-5078 | 11.2 | |
| Farmers | Luis Solorzano | 6300 White Ln Ste E, Bakersfield, CA, 93309 | 6.6 | |
| Farmers | Scott Eckberg | 5401 Business Park S Ste 105, Bakersfield, CA, 93309 | 9.4 | |
| Farmers | Pete Bozanich | 1035 Stine Rd, Bakersfield, CA, 93309 | 8.8 | |
| Farmers | Kristine Hill | 5405 Stockdale Hwy Ste 103, Bakersfield, CA, 93309 | 9.1 | |
| Farmers | Amber Stacy | 5555 California Ave Ste 209, Bakersfield, CA, 93309 | 9.3 | |
| State Farm | Abir M Pulskamp | 1100 Mohawk St Ste 240, Bakersfield, CA, 93309-7416 | 9.7 | |
| Allstate | Diana Martinez | 6300 White Ln Ste T, Bakersfield, CA, 93309 | 6.6 | |
| Farmers | Norma Johnson | 1213 S H St, Bakersfield, CA, 93304 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Panama, CA | $240,600 | $656 | $490 | $890 | $400 |
| Oildale, CA | $136,100 | $1,348 | $1,000 | $1,830 | $830 |
| Bakersfield, CA | $178,000 | $604 | $450 | $820 | $370 |
| Arvin, CA | $132,300 | $1,056 | $780 | $1,440 | $660 |
| Maricopa, CA | $63,100 | $425 | $310 | $580 | $270 |
| Fellows, CA | $86,700 | $477 | $350 | $650 | $300 |
| Pine Mountain Club, CA | $193,600 | $643 | $480 | $870 | $390 |
| McFarland, CA | $149,200 | $967 | $720 | $1,310 | $590 |
| Delano, CA | $167,900 | $1,336 | $990 | $1,820 | $830 |
| Squirrel Mountain Valley, CA | $240,700 | $706 | $520 | $960 | $440 |
| Wofford Heights, CA | $124,800 | $547 | $400 | $740 | $340 |