Gavop shows you how to buy homeowners insurance in Mount Vernon, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mount Vernon, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Willow St Exn, Beech St Exn, S Edgewood Rd, Lincoln St, Adamson St, Bogardus Rd, Co Rd 7, Fearn Ave, Stump St, Blackjack Rd | $134,000 | $120,000 | $150,000-$175,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Stutz Ave, E Lamartine St Exd, E High St, Mile Creek Rd, Twp Hwy 386, Vernedale Dr, S Madison Ave, Pinkley Rd, Dixie Dr, Greer St | $128,000 | $110,000 | $125,000-$150,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Colville Rd, Mitchell Ave, N Monroe St, Eagle Dr, Twp Hwy 228, Gambier Rd, Reffitt Rd, E Gambier St, N Lewis St, Scott Ln | $191,000 | $170,000 | $200,000-$250,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Co Rd 59, Old Orchard Dr, Stevens St, N College Rd, Riley St, Twp Hwy 126, Smith St, N Jackson St, W Burgess St, Kinney Rd | $157,500 | $140,000 | $125,000-$150,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Marma Dr, N Norton St, Allen Dr, W Hamtramck St, Depolo Rd, Twp Hwy 401, Miller St, W Woodside Dr, Deer Run Ct, Mallard Pointe | $185,500 | $150,000 | $175,000-$200,000 | $188,500 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$46 | $534 |
| Home and Two Car | -$99 | $482 |
| Home and Three Car | -$133 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Knox County | $700 | $690 | $1,390 | $501 | $1,201 | $189 |
| Mount Vernon, OH | $700 | $573 | $1,273 | $417 | $1,117 | $157 |
| Fredericktown, OH | $200 | $627 | $827 | $456 | $656 | $171 |
| Marengo, OH | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| Mount Gilead, OH | $100 | $633 | $733 | $460 | $560 | $173 |
| Cardington, OH | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Fresno, OH | $200 | $544 | $744 | $396 | $596 | $149 |
| Shiloh, OH | $1,000 | $511 | $1,511 | $371 | $1,371 | $140 |
| Marble Cliff, OH | $200 | $1,808 | $2,008 | $1,314 | $1,514 | $494 |
| Dundee, OH | $700 | $689 | $1,389 | $500 | $1,200 | $188 |
| New London, OH | $400 | $607 | $1,007 | $441 | $841 | $166 |
| Rochester, OH | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Home Insurance Company Mount Vernon, OH | Homeowners Insurance Agency Mount Vernon, OH | Address | Popularity Score | Distance from Mount Vernon (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Centre Agency | 347 W Milltown Rd Ste A, Wooster, OH, 44691 | 42.1 | |
| State Farm | Matt Hatchel | 8884 Whitney Dr, Lewis Center, OH, 43035-8297 | 32.3 | |
| State Farm | Jim Fox | 121 W 6th Ave, Lancaster, OH, 43130-2587 | 46.4 | |
| State Farm | Gary Feagin | 217 Marion Ave, Mansfield, OH, 44903-2111 | 25.8 | |
| Nationwide | Sylvia Antionette Garrett Agency | One Nationwide Plaza Pl 3-01-01, Columbus, OH, 43215-2226 | 40.1 | |
| Allstate | Keith Zabrocki | 925 N State St Ste I, Westerville, OH, 43082 | 28.7 | |
| Erie | Mackinnon Insurance | 921 Chatham Lane Suite 300, Columbus, OH, 43221 | 39.0 | |
| Nationwide | Jackie L Fling | 50 Troy Rd, Delaware, OH, 43015-1537 | 32.9 | |
| Erie | Madison Collins Stephens Inc. | 1684 Venture Drive Suite E, Mount Vernon, OH, 43050 | 2.1 | |
| Nationwide | Keith L Burley | 2000 Henderson Rd Ste 260, Columbus, OH, 43220-2453 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Knox County, OH | $138,900 | $698 | $510 | $970 | $460 |
| Mount Vernon, OH | $99,900 | $580 | $390 | $820 | $430 |
| Fredericktown, OH | $104,100 | $635 | $430 | $880 | $450 |
| Marengo, OH | $101,000 | $627 | $450 | $890 | $440 |
| Mount Gilead, OH | $106,000 | $641 | $440 | $910 | $470 |
| Cardington, OH | $100,300 | $625 | $460 | $870 | $410 |
| Fresno, OH | $75,900 | $551 | $400 | $780 | $380 |
| Shiloh, OH | $66,000 | $517 | $380 | $720 | $340 |
| Marble Cliff, OH | $580,700 | $1,830 | $1,320 | $2,620 | $1,300 |
| Dundee, OH | $128,600 | $697 | $510 | $970 | $460 |
| New London, OH | $96,300 | $614 | $420 | $870 | $450 |
| Rochester, OH | $153,500 | $750 | $520 | $1,040 | $520 |