Gavop shows you how to buy homeowners insurance in Monroe County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Monroe County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mason Loop, Chanler Rd, Blackmon Rd, Walker St, Erika St, Stewart Cir, Sugar Hill Rd, US Hwy 84, Walkers Creek Rd, Mineola Church Rd | $66,500 | $60,000 | $50,000-$75,000 | $51,500 | $40,000 | $25,000-$50,000 |
| Manack Bridge Rd, Griffin Ave, State Rte 12, Mulberry St, Fisher St, Rodgers Rd, McKinley St, Old Stage Rd, Oak St, Milton St | $106,500 | $90,000 | $100,000-$125,000 | $86,000 | $80,000 | $50,000-$75,000 |
| Carole St, Carroll Ln, Catherine St, Bellview Rd, Railroad St, Fig St, Waites Rd, Tom Hayles Rd, Linden St, Crook St | $93,500 | $80,000 | $75,000-$100,000 | $108,500 | $90,000 | $125,000-$150,000 |
| Sycamore Dr, Calhoun Rd, Mims St, Greenbriair Ter, Lula St, Legion Dr, Voting House Rd, Richardson Cir, E Claiborne St, Autrey Dr | $107,500 | $90,000 | $75,000-$100,000 | $116,000 | $100,000 | $125,000-$150,000 |
| Lock & Dam Rd, Friend Rd, Johnson St, Daniels Rd, Co Rd 23, Berry St, Martinie Dr, Pinecrest Ln, Petty Rd, Memory Rd | $92,000 | $90,000 | $75,000-$100,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Stacy St, Rockford Rd, Pond St, Spring Rd, Vine St, Canterbury Rd, Co Rd 20, Forrest Ln, Rutherford St, Farm St | $117,000 | $100,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| McBride Rd, New Hope Church Rd, Windmill Rd, Mims Rd, Pasture Ln, Nicole Ln, N Manning Ave, Semirah Springs Rd, Co Hwy 29, Wallace Ln | $107,000 | $90,000 | $100,000-$125,000 | $87,000 | $80,000 | $100,000-$125,000 |
| Lawson Rd, Rosenwald St, Cardwell Rd, Wilson Dr, Green St, Cobb Rd, Connie Tatum Dr, Gardner Rd, Qualls Rd, Lawrence Ave | $136,000 | $120,000 | $125,000-$150,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Morris Rd, Jack Daniels Rd, Davis Rd, Pineleaf Dr, Meneola Church Rd, Turberville Rd, Manistee Rd, State Rte 136, S Palmers Rd, Delaware Ln | $112,000 | $110,000 | $100,000-$125,000 | $102,500 | $80,000 | $100,000-$125,000 |
| Rocky Ranka Ln, Central Ave, Horton Rd, Louise St, Lakewood Rd, Jimmy Rd, Briarfield Dr, Co Rd 18, Stallworth St, Manford Ave | $100,000 | $80,000 | $75,000-$100,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $705 |
| Home and Two Car | -$123 | $644 |
| Home and Three Car | -$176 | $590 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Monroe County, AL | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Walker Springs, AL | $500 | $749 | $1,249 | $544 | $1,044 | $205 |
| Jackson, AL | $1,000 | $859 | $1,859 | $624 | $1,624 | $235 |
| Flomaton, AL | $500 | $821 | $1,321 | $597 | $1,097 | $224 |
| Thomasville, AL | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| Atmore, AL | $400 | $832 | $1,232 | $605 | $1,005 | $227 |
| Riverview, AL | $200 | $831 | $1,031 | $604 | $804 | $227 |
| Forest Home, AL | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Sweet Water, AL | $500 | $723 | $1,223 | $526 | $1,026 | $198 |
| Century, FL | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Home Insurance Company Monroe County, AL | Homeowners Insurance Agency Monroe County, AL | Address | Popularity Score | Distance from Monroe County (miles) |
|---|---|---|---|---|
| Travelers | Horton Insurance | Po Box 2190, East Brewton, AL, 36427 | 36.3 | |
| Allstate | Christopher Kirk | 100 S Carney St, Atmore, AL, 36502 | 38.9 | |
| State Farm | Brian Moss | 631 Willow Ln Ste M, Greenville, AL, 36037-8028 | 47.3 | |
| State Farm | Tommy Jordan | 3042 S Alabama Ave, Monroeville, AL, 36460-5600 | 7.3 | |
| Allstate | Linc Lewis | 4441 S Alabama Ave, Monroeville, AL, 36460 | 7.9 | |
| Allstate | Rebecca Chastain | 4413 N College Ave, Jackson, AL, 36545 | 29.2 | |
| Travelers | Deas Insurance Agency Inc | 197 S Jackson St, Grove Hill, AL, 36451 | 24.6 | |
| Travelers | Skipper Insurance Agencies | 1534 College Ave, Jackson, AL, 36545 | 30.3 | |
| Liberty Mutual Independent | Amford Agency Llc The | 32545 Highway 43, Thomasville, AL, 36784 | 31.2 | |
| State Farm | Dale May | 201 Greenville Byp, Greenville, AL, 36037-3771 | 47.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,670 | $890 |
| Monroe County, AL | $88,000 | $766 | $560 | $1,080 | $520 |
| Monroe County, AL | $88,000 | $766 | $510 | $1,080 | $570 |
| Walker Springs, AL | $66,200 | $758 | $550 | $1,070 | $520 |
| Jackson, AL | $107,700 | $869 | $630 | $1,230 | $600 |
| Flomaton, AL | $76,200 | $831 | $590 | $1,190 | $600 |
| Thomasville, AL | $110,500 | $883 | $640 | $1,210 | $570 |
| Atmore, AL | $102,400 | $843 | $600 | $1,160 | $560 |
| Riverview, AL | $77,500 | $841 | $610 | $1,160 | $550 |
| Forest Home, AL | $87,200 | $907 | $610 | $1,260 | $650 |
| Sweet Water, AL | $62,700 | $732 | $520 | $1,050 | $530 |
| Century, FL | $88,300 | $837 | $650 | $1,120 | $470 |