Gavop shows you how to buy homeowners insurance in Guadalupe, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Guadalupe, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Surf Bird Ln, Almaguer St, Ticino St, Rubio St, Chapman Dr, Egret Ln, Ray Rd, Brown Rd, Julia Dr, Garrett St | $190,000 | $180,000 | $175,000-$200,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Ntu Rd, Flower Ave, Mills Ln, Olivera St, Mahoney Ln, Obispo St, W Betteravia Rd, Camp Ln, Cedar St, Point Sal Rd | $175,500 | $140,000 | $150,000-$175,000 | $143,500 | $130,000 | $125,000-$150,000 |
| Blue Heron Ln, Brown Pelican Ln, Campodonico Ave, Holly St, Pacheco St, Fir St, Peralta St, Pacific Dunes Way, Lindy Dr, Hernandez Dr | $157,500 | $150,000 | $125,000-$150,000 | $204,000 | $180,000 | $175,000-$200,000 |
| Escalante St, Santos St, 9th St, Santa Ines St, Sinton Rd, Guadalupe St, Pelican Ln, Blue Heron Cir, 8th St, Cll Cesar E Chavez | $295,000 | $270,000 | $250,000-$300,000 | $216,000 | $200,000 | $175,000-$200,000 |
| Amber St, Carlin Dr, Mary Knoll Dr, Pacific Dunes Cir, Degasparis St, Turnstone Cir, Pioneer St, Sandpiper Ln, Wong St, Snowy Plover Ln | $126,500 | $120,000 | $125,000-$150,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $523 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$50 | $580 |
| Hail Resistant Roof Discount | -$13 | $618 |
| Newly Constructed Home Discount | -$158 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Barbara County | $1,000 | $1,358 | $2,358 | $987 | $1,987 | $371 |
| Guadalupe, CA | $2,500 | $623 | $3,123 | $453 | $2,953 | $170 |
| Casmalia, CA | $300 | $604 | $904 | $439 | $739 | $165 |
| Woodlands, CA | $1,000 | $1,987 | $2,987 | $1,444 | $2,444 | $543 |
| Santa Maria, CA | $500 | $824 | $1,324 | $599 | $1,099 | $225 |
| Arroyo Grande, CA | $1,000 | $1,399 | $2,399 | $1,016 | $2,016 | $382 |
| Lompoc, CA | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Los Osos, CA | $2,000 | $976 | $2,976 | $710 | $2,710 | $267 |
| Santa Ynez, CA | $100 | $2,098 | $2,198 | $1,524 | $1,624 | $573 |
| Cayucos, CA | $2,000 | $1,985 | $3,985 | $1,442 | $3,442 | $542 |
| Atascadero, CA | $100 | $1,237 | $1,337 | $899 | $999 | $338 |
| Home Insurance Company Guadalupe, CA | Homeowners Insurance Agency Guadalupe, CA | Address | Popularity Score | Distance from Guadalupe (miles) |
|---|---|---|---|---|
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 9.6 | |
| State Farm | Rob Railsback | 340 James Way Ste 230, Pismo Beach, CA, 93449-2880 | 15.1 | |
| State Farm | Rick Goree | 1947 Spring St, Paso Robles, CA, 93446-1619 | 49.5 | |
| Travelers | David Tennant | 1303 E Grand Ave Suite 111, Arroyo Grande, CA, 93420 | 13.8 | |
| Farmers | Sergio Zepeda | 310 W Main St, Santa Maria, CA, 93458 | 9.7 | |
| Farmers | Breven Baima | 1750 El Camino Real Ste D, Grover Beach, CA, 93433 | 14.7 | |
| State Farm | Nancy Boster | 1100 S Broadway, Santa Maria, CA, 93454-6608 | 9.7 | |
| Allstate | Cindy Longstreth | 800 S Broadway Ste 101, Santa Maria, CA, 93454 | 9.7 | |
| Allstate | Andrew Cox | 11555 Los Osos Vly Rd Ste 110, San Luis Obispo, CA, 93405 | 23.8 | |
| State Farm | Tami Rabska | 1545 S Broadway, Santa Maria, CA, 93454-7281 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Barbara County, CA | $509,400 | $1,374 | $1,020 | $1,870 | $850 |
| Guadalupe, CA | $220,500 | $631 | $470 | $860 | $390 |
| Casmalia, CA | $169,000 | $611 | $450 | $830 | $380 |
| Woodlands, CA | $721,700 | $2,011 | $1,490 | $2,730 | $1,240 |
| Santa Maria, CA | $325,800 | $834 | $620 | $1,130 | $510 |
| Arroyo Grande, CA | $528,300 | $1,416 | $1,050 | $1,930 | $880 |
| Lompoc, CA | $295,200 | $771 | $570 | $1,050 | $480 |
| Los Osos, CA | $461,100 | $988 | $730 | $1,340 | $610 |
| Santa Ynez, CA | $775,600 | $2,123 | $1,570 | $2,890 | $1,320 |
| Cayucos, CA | $720,900 | $2,009 | $1,490 | $2,730 | $1,240 |
| Atascadero, CA | $461,300 | $1,252 | $930 | $1,700 | $770 |