Gavop tells you how to get the best homeowners insurance in Fayette County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Fayette County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Golden Rd, 13 Ave NW, 1st St NW, 6th St NE, Major Rd, E Burger St, Willow Rd, 2nd St NE, S Ave, Nickel Rd | $105,000 | $90,000 | $125,000-$150,000 | $78,000 | $70,000 | $75,000-$100,000 |
| McGregor St, N Jamison St, 4th St NE, Lincoln Ct, Johnsons Mill Rd, P Ave, Lilac Ave, Eastern Rd, 7th St NW, Co Hwy C50 | $77,000 | $70,000 | $50,000-$75,000 | $90,000 | $90,000 | $75,000-$100,000 |
| Eastline Rd N, Cable Rd, Carlton St, 1st Ave SW, E Maple St, Rhonda Rd, Otter St, Cottage Grove Ave, S Oak St, W Railroad St | $164,000 | $140,000 | $125,000-$150,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Upper St, Southlawn Ter, Adams St, Amission Rd, Jefferson, Bolger Dr, Acorn Rd, 2nd East St, E Knoll Ct, Filmore Rd | $90,000 | $80,000 | $100,000-$125,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Hazel Rd, W College St, Big Rock Rd, 40th St, State Hwy 56, 5th Ave SE, 5th St N, 2nd St NW, 3rd East St, S Main St | $118,500 | $100,000 | $100,000-$125,000 | $115,500 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $566 |
| Home and Two Car | -$105 | $510 |
| Home and Three Car | -$141 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fayette County | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Fayette County, IA | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Sperry, IA | $200 | $706 | $906 | $513 | $713 | $193 |
| Lawler, IA | $2,000 | $585 | $2,585 | $425 | $2,425 | $160 |
| Tripoli, IA | $200 | $684 | $884 | $497 | $697 | $187 |
| Clayton, IA | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Mendon, IA | $100 | $806 | $906 | $586 | $686 | $220 |
| Chickasaw, IA | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Mallory, IA | $500 | $837 | $1,337 | $608 | $1,108 | $229 |
| Luxemburg, IA | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Black Hawk, IA | $300 | $951 | $1,251 | $691 | $991 | $260 |
| Spring Grove, MN | $1,000 | $726 | $1,726 | $528 | $1,528 | $198 |
| Home Insurance Company Fayette County, IA | Homeowners Insurance Agency Fayette County, IA | Address | Popularity Score | Distance from Fayette County (miles) |
|---|---|---|---|---|
| Travelers | A & J Petersburg Agency | 106 College Dr, Decorah, IA, 52101 | 30.5 | |
| State Farm | Steve Hubbard | 213 E San Marnan Dr, Waterloo, IA, 50702-5839 | 38.4 | |
| Farmers | Tara Kinder | 209 Franklin St Ste A3, Cedar Falls, IA, 50613 | 38.4 | |
| State Farm | Matt Haak | 2741 University Ave, Waterloo, IA, 50701-3333 | 37.5 | |
| State Farm | Bill Bouska | 319 Highway 150 N, West Union, IA, 52175-1048 | 7.0 | |
| State Farm | Tim Reed | 1219 S Frederick Ave Ste B, Oelwein, IA, 50662-3037 | 14.5 | |
| State Farm | Sandy Benak | 2103 Main St, Cedar Falls, IA, 50613-4217 | 39.0 | |
| State Farm | Tom Fick | 26 W Charles St, Oelwein, IA, 50662-1642 | 13.4 | |
| Travelers | Peoples Insurance Agency Ltd | 1700 8th St Sw, Waverly, IA, 50677 | 34.4 | |
| State Farm | Tim Reed | 1219 S Frederick Avenue, Oelwein, IA, 50662-3037 | 14.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Fayette County, IA | $90,800 | $615 | $420 | $840 | $420 |
| Fayette County, IA | $90,800 | $615 | $440 | $870 | $430 |
| Sperry, IA | $104,000 | $715 | $520 | $1,020 | $500 |
| Lawler, IA | $75,400 | $592 | $430 | $810 | $380 |
| Tripoli, IA | $98,100 | $692 | $490 | $950 | $460 |
| Clayton, IA | $198,900 | $978 | $660 | $1,360 | $700 |
| Mendon, IA | $133,200 | $816 | $600 | $1,150 | $550 |
| Chickasaw, IA | $75,000 | $590 | $410 | $810 | $400 |
| Mallory, IA | $143,500 | $847 | $610 | $1,200 | $590 |
| Luxemburg, IA | $113,000 | $749 | $550 | $1,040 | $490 |
| Black Hawk, IA | $191,400 | $963 | $650 | $1,360 | $710 |
| Spring Grove, MN | $91,700 | $735 | $510 | $1,050 | $540 |