Gavop tells you how to get the best homeowners insurance in Lower Christiana, DE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $218,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $298,500 | $260,000 | $350,000-$400,000 |
| 5 Bedroom | $319,500 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $566 |
| Home and Two Car | -$100 | $523 |
| Home and Three Car | -$156 | $467 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Castle County | $1,500 | $718 | $2,218 | $522 | $2,022 | $196 |
| Lower Christiana, DE | $2,000 | $615 | $2,615 | $447 | $2,447 | $168 |
| South Coatesville, PA | $200 | $704 | $904 | $512 | $712 | $193 |
| West Fallowfield, PA | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Pomeroy, PA | $500 | $766 | $1,266 | $556 | $1,056 | $209 |
| Haverford, PA | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Haddon Heights, NJ | $200 | $988 | $1,188 | $718 | $918 | $270 |
| Kennedyville, MD | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Bel Air, MD | $400 | $734 | $1,134 | $533 | $933 | $200 |
| Magnolia, DE | $700 | $579 | $1,279 | $421 | $1,121 | $158 |
| Hilltown, PA | $200 | $871 | $1,071 | $633 | $833 | $238 |
| West Cocalico, PA | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Home Insurance Company Lower Christiana, DE | Homeowners Insurance Agency Lower Christiana, DE | Address | Popularity Score | Distance from Lower Christiana (miles) |
|---|---|---|---|---|
| Travelers | Thomas J Hornung & Associates | 900 Philadelphia Pike, Wilmington, DE, 19809 | 6.9 | |
| Nationwide | John Koziol Inc | 724 Yorklyn Rd Ste 200, Hockessin, DE, 19707-8732 | 6.1 | |
| State Farm | Ron Cephas | 3511 Phila Pike, Claymont, DE, 19703-3106 | 9.5 | |
| Travelers | Thomas J Hornung & Associates | 900 Philadelphia Pike , Wilmington, DE, 19809 | 6.9 | |
| Liberty Mutual Independent | Allen Insurance Group | 410 Delaware Avenue, Wilmington, DE, 19801 | 3.4 | |
| Allstate | Provey Powell Jr. | 1819 Newport Gap Pike, Wilmington, DE, 19808 | 1.1 | |
| Liberty Mutual Independent | Allen Insurance Group | 410 Delaware Ave, Wilmington, DE, 19801 | 3.4 | |
| Allstate | Bob Sbraccia | 5307 Limestone Rd Ste 101, Wilmington, DE, 19808 | 4.6 | |
| State Farm | Jeff Zuspann | 1813 Marsh Rd Ste G, Wilmington, DE, 19810-4544 | 7.6 | |
| Nationwide | A Barbara Dorsey | 3510 Silverside Rd Ste 2, Wilmington, DE, 19810-4937 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| New Castle County, DE | $248,100 | $727 | $570 | $970 | $400 |
| Lower Christiana, DE | $193,000 | $622 | $490 | $830 | $340 |
| South Coatesville, PA | $154,000 | $713 | $490 | $980 | $490 |
| West Fallowfield, PA | $266,400 | $926 | $640 | $1,270 | $630 |
| Pomeroy, PA | $186,900 | $775 | $520 | $1,070 | $550 |
| Haverford, PA | $315,700 | $1,000 | $730 | $1,380 | $650 |
| Haddon Heights, NJ | $279,400 | $1,000 | $680 | $1,430 | $750 |
| Kennedyville, MD | $160,700 | $742 | $590 | $930 | $340 |
| Bel Air, MD | $239,300 | $743 | $590 | $940 | $350 |
| Magnolia, DE | $145,800 | $586 | $460 | $780 | $320 |
| Hilltown, PA | $318,200 | $881 | $600 | $1,250 | $650 |
| West Cocalico, PA | $195,300 | $664 | $480 | $910 | $430 |