Gavop tells you how to get the best homeowners insurance in Opelika, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $117,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $116,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $199,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $256,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $725 |
| Superior Protection Discount | -$90 | $806 |
| Fire & Security Discount | -$81 | $815 |
| Hail Resistant Roof Discount | -$27 | $868 |
| Newly Constructed Home Discount | -$188 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $1,000 | $1,180 | $2,180 | $857 | $1,857 | $322 |
| Opelika, AL | $1,500 | $884 | $2,384 | $643 | $2,143 | $242 |
| Fredonia, AL | $400 | $1,051 | $1,451 | $764 | $1,164 | $287 |
| Warriorstand-Creek Stand, AL | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Jacksons' Gap, AL | $400 | $884 | $1,284 | $643 | $1,043 | $242 |
| Muscogee County, GA | $1,000 | $893 | $1,893 | $649 | $1,649 | $244 |
| Abbottsford, GA | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Shorter-Hardaway, AL | $1,500 | $880 | $2,380 | $640 | $2,140 | $241 |
| Shiloh, GA | $200 | $905 | $1,105 | $658 | $858 | $247 |
| Hillcrest, GA | $700 | $1,030 | $1,730 | $749 | $1,449 | $282 |
| Randolph County, AL | $200 | $742 | $942 | $539 | $739 | $203 |
| Heard County, GA | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Home Insurance Company Opelika, AL | Homeowners Insurance Agency Opelika, AL | Address | Popularity Score | Distance from Opelika (miles) |
|---|---|---|---|---|
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 6.3 | |
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 6.1 | |
| State Farm | Mike Coleman | 86401 Highway 9, Lineville, AL, 36266-6953 | 49.2 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 5.0 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 5.0 | |
| State Farm | John Killmaster | 2515 E Glenn Ave Ste 206, Auburn, AL, 36830-6452 | 4.4 | |
| State Farm | Stefan Slade | 7742 Atlanta Hwy, Montgomery, AL, 36117-4241 | 49.6 | |
| State Farm | Tom Bryan | 1819 Pepperell Pkwy, Opelika, AL, 36801-5475 | 2.0 | |
| Farmers | Laraine Anglin | 3355 Highway 431 Ste 12, Roanoke, AL, 36274 | 33.9 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,650 | $800 |
| Lee County, AL | $157,100 | $1,194 | $820 | $1,660 | $840 |
| Opelika, AL | $151,400 | $895 | $620 | $1,270 | $650 |
| Fredonia, AL | $112,800 | $1,064 | $780 | $1,520 | $740 |
| Warriorstand-Creek Stand, AL | $85,200 | $894 | $620 | $1,240 | $620 |
| Jacksons' Gap, AL | $85,400 | $895 | $640 | $1,260 | $620 |
| Muscogee County, GA | $140,200 | $904 | $640 | $1,250 | $610 |
| Abbottsford, GA | $145,700 | $964 | $690 | $1,320 | $630 |
| Shorter-Hardaway, AL | $84,900 | $891 | $610 | $1,270 | $660 |
| Shiloh, GA | $134,000 | $916 | $650 | $1,310 | $660 |
| Hillcrest, GA | $167,600 | $1,043 | $740 | $1,480 | $740 |
| Randolph County, AL | $85,200 | $751 | $510 | $1,070 | $560 |
| Heard County, GA | $100,500 | $697 | $470 | $960 | $490 |