Gavop's guide to buying homeowners insurance in Winston, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $281,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $222,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $684 |
| Superior Protection Discount | -$76 | $768 |
| Fire & Security Discount | -$84 | $760 |
| Hail Resistant Roof Discount | -$17 | $827 |
| Newly Constructed Home Discount | -$245 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Winston, GA | $700 | $834 | $1,534 | $606 | $1,306 | $228 |
| Fairplay, GA | $100 | $829 | $929 | $602 | $702 | $227 |
| Paulding County, GA | $1,000 | $931 | $1,931 | $677 | $1,677 | $255 |
| Druid Hills, GA | $500 | $864 | $1,364 | $628 | $1,128 | $236 |
| Bartow County, GA | $2,500 | $894 | $3,394 | $650 | $3,150 | $244 |
| Vaughn, GA | $300 | $817 | $1,117 | $594 | $894 | $223 |
| Experiment, GA | $2,500 | $519 | $3,019 | $377 | $2,877 | $142 |
| Suwanee-Duluth, GA | $400 | $1,226 | $1,626 | $891 | $1,291 | $335 |
| Plainville, GA | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Roanoke, AL | $300 | $695 | $995 | $505 | $805 | $190 |
| Greenville, GA | $2,000 | $628 | $2,628 | $457 | $2,457 | $172 |
| Home Insurance Company Winston, GA | Homeowners Insurance Agency Winston, GA | Address | Popularity Score | Distance from Winston (miles) |
|---|---|---|---|---|
| State Farm | Amy Brown | 119 S Candler St, Villa Rica, GA, 30180-2738 | 4.5 | |
| Allstate | Amy Burman | 8442 Adair St Ste A, Douglasville, GA, 30134 | 5.7 | |
| Farmers | Carole Worthan | 6717 Church St, Douglasville, GA, 30134 | 5.4 | |
| State Farm | Sean Perren | 3247 Austell Rd Sw, Marietta, GA, 30008-6835 | 17.1 | |
| State Farm | Cliff Wilcox | 1160 Grimes Bridge Rd Ste F, Roswell, GA, 30075-3900 | 34.9 | |
| Farmers | Darrell Abernathy | 4040 Chapel Hill Rd Ste Q, Douglasville, GA, 30135 | 8.1 | |
| State Farm | Keysha Davis | 2343 Jonesboro Rd, Hampton, GA, 30228-2718 | 40.2 | |
| Travelers | Risk & Insurance Consultants Inc | 5416 Glenridge Dr, Atlanta, GA, 30342 | 29.1 | |
| Liberty Mutual Independent | Southern States Insurance Inc | 3130 Golf Ridge Blvd Suite 200, Douglasville, GA, 30135 | 7.1 | |
| Travelers | Melissa Murray & Associates Inc | 8641 Dorris Rd Ste 130b, Douglasville, GA, 30134 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,450 | $770 |
| Douglas County, GA | $140,100 | $904 | $610 | $1,280 | $670 |
| Winston, GA | $156,500 | $844 | $570 | $1,210 | $640 |
| Fairplay, GA | $216,500 | $839 | $560 | $1,150 | $590 |
| Paulding County, GA | $150,400 | $943 | $640 | $1,310 | $670 |
| Druid Hills, GA | $495,900 | $875 | $600 | $1,240 | $640 |
| Bartow County, GA | $140,500 | $905 | $620 | $1,290 | $670 |
| Vaughn, GA | $115,100 | $827 | $550 | $1,180 | $630 |
| Experiment, GA | $66,000 | $525 | $360 | $720 | $360 |
| Suwanee-Duluth, GA | $243,600 | $1,241 | $840 | $1,710 | $870 |
| Plainville, GA | $77,100 | $604 | $430 | $850 | $420 |
| Roanoke, AL | $77,100 | $704 | $500 | $990 | $490 |
| Greenville, GA | $81,900 | $636 | $430 | $880 | $450 |