How Can I Make My Westminster, CO Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Westminster, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Estimate Appropriate Westminster, CO Home Insurance Coverage Levels | Back to Top

Westminster, CO - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Meade Way, W 61st Ave, N Inca St, N Irving Ct, W 95th Pl, W 71st Way, W 115th Dr, Stuart Ct, W 111th Way, E 144th Pl $151,000 $130,000 $125,000-$150,000 $178,500 $160,000 $200,000-$250,000
W 94th Ave, W 78th Ave, W 66th Ave, E 148th Pl, Lowell Ct, Stuart Pl, Home Farm Ave, W 98th Ct, W 135th Way, Barr Ln $157,500 $130,000 $150,000-$175,000 $138,500 $120,000 $125,000-$150,000
Quitman Ct, 145th Ave, Hooker Ct, W 106th Ave, W 60th Ave, W 99th Ct, Wolff Ct, Meade Loop, W 88th Pl, W 98th Pl $357,000 $290,000 $300,000-$350,000 $245,000 $200,000 $200,000-$250,000
W 133rd Cir, Grove Ct, Newton Pl, W 76th Ave, Northpark Dr, W 106th Dr, W 144th Ave, Grove Way, 63rd Ave, W 69th Loop $270,000 $230,000 $250,000-$300,000 $233,000 $210,000 $200,000-$250,000
Lowell Way, W 65th Pl, Lexington Ave, W 99th Pl, W 135th Dr, Raleigh Pl, W 106th Pl, W 74th Ave, W 116th Ct, Quitman Pl $222,500 $200,000 $250,000-$300,000 $157,000 $150,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Westminster, CO | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$177 $1,087
Superior Protection Discount -$114 $1,151
Fire & Security Discount -$89 $1,176
Hail Resistant Roof Discount -$25 $1,239
Newly Constructed Home Discount -$291 $974

Choose the Right Deductible for your Westminster, CO Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Adams County $1,500 $1,182 $2,682 $859 $2,359 $323
Westminster, CO $1,000 $1,249 $2,249 $908 $1,908 $341
Lafayette, CO $100 $988 $1,088 $718 $818 $270
Holly Hills, CO $1,500 $1,675 $3,175 $1,217 $2,717 $458
Cherry Hills Village, CO $500 $1,039 $1,539 $755 $1,255 $284
Altona, CO $1,000 $2,729 $3,729 $1,983 $2,983 $746
Inverness, CO $300 $2,345 $2,645 $1,704 $2,004 $641
Dove Valley, CO $1,000 $919 $1,919 $668 $1,668 $251
Idaho Springs, CO $300 $961 $1,261 $698 $998 $263
Castle Pines Village, CO $700 $928 $1,628 $674 $1,374 $254
Winter Park, CO $200 $2,063 $2,263 $1,499 $1,699 $564
Windsor, CO $1,000 $1,023 $2,023 $744 $1,744 $280

Identify Top Home Insurance Agents near Westminster, CO | Back to Top

Home Insurance Company Westminster, CO Homeowners Insurance Agency Westminster, CO Address Popularity Score Distance from Westminster (miles)
Allstate Tiffany Mai 2785 N Speer Blvd # Lw01, Denver, CO, 80211
9.0
State Farm Anne Larsen 304 E Baseline Rd Ste B, Lafayette, CO, 80026-2476
8.2
Allstate Moises Cacique 1513 W 70th Ave Unit B, Denver, CO, 80221
5.1
Allstate Agustin Lopez 8525 W Colfax Ave, Lakewood, CO, 80215
9.9
Liberty Mutual Independent Thomas J Sisk & Company Inc 1700 Broadway Ste 1000, Denver, CO, 80290
10.4
Farmers James Doody 680 W 121st Ave Ste 110, Westminster, CO, 80234
4.4
Travelers Lf Insurance Group 12851 W 43rd Dr Ste 2, Golden, CO, 80403
8.4
State Farm Sue Ball 4990 Kipling St Ste 4b, Wheat Ridge, CO, 80033-6734
7.0
State Farm Steven Basler 7909 Zenobia St, Westminster, CO, 80030-4444
3.0
State Farm Vince Mangone 10050 Ralston Rd Unit B, Arvada, CO, 80004-4981
5.6

Compare Rates for Westminster, CO Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Colorado $286,100 $1,436 $1,010 $1,880 $870
Adams County, CO $241,900 $1,196 $840 $1,570 $730
Westminster, CO $273,500 $1,265 $890 $1,660 $770
Lafayette, CO $343,000 $1,000 $700 $1,310 $610
Holly Hills, CO $370,400 $1,695 $1,190 $2,220 $1,030
Cherry Hills Village, CO $1,269,000 $1,052 $740 $1,380 $640
Altona, CO $622,600 $2,762 $1,930 $3,620 $1,690
Inverness, CO $502,900 $2,373 $1,660 $3,110 $1,450
Dove Valley, CO $233,000 $930 $650 $1,220 $570
Idaho Springs, CO $373,100 $972 $680 $1,270 $590
Castle Pines Village, CO $1,024,400 $939 $660 $1,230 $570
Winter Park, CO $450,000 $2,088 $1,460 $2,740 $1,280
Windsor, CO $294,400 $1,036 $730 $1,360 $630

Research Home Insurance Companies Reviews in Westminster, CO Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: October 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
We haven't had a claim yet, but the premiums are reasonable and our agent is easy to contact.

Date: April 16, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium is quite affordable - more so than I had expected. I imagine that this might be because we're not living in a flood plain or anywhere prone to big natural disasters.

Date: April 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
USAA offers all of the same coverage's as other companies, however their prices tend to be higher than their competitors. Their customer service makes up for some of the difference.

Date: January 29, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our insurance company has the same offerings comparable to other Insurance companies. My insurance compnay has the best customer service


Date: September 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Customer service is top notch. When I call customer service, they greet me by calling me by name. I have had a roof claim previously and the process for getting money to pay for a new roof was easier than I eve expected.

Date: September 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
While I would always like to pay a lower premimum, what I pay is definitely doable considering the coverage that I'm receiving.

Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website is very easy to navigate and user friendly. There is also chat assistance always available and you request a call back from the company's website.

Date: September 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Coverage for damage caused by floods, fires, lightning, windstorms, and hail. Also, personable valuables such as furniture, clothes, and jewelry.


Date: August 12, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
The website and mobile app are very easy to use. The mobile app allows for claims and upload of photos as proof of damage.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Honestly, I have not priced any other insurance companies to determine how my premium compares. I was happy with the initial premium when I began using USAA and have not thought of changing companies - so I haven't even compared premiums.

Date: July 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I believe my coverage is comprehensive. It covers the house and the personal belongings inside. I do not believe the coverage includes flood damage based on my zip code.


Date: December 02, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I have no complaints about any interaction with my insurance company. Each interaction has met my expectations. I do wish the cable company and the phone company had similar customer service and communication qualities

Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I think the premium is pretty fair comparatively. I pay what I would consider to be pretty standard price for the coverage I'm getting.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
Customer service is excellent. USAA consistently goes above and beyond in a friendly helpful efficient manner, and I can always speak to a live human.

State Farm Home Insurance Reviews

Date: October 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have used this company for many years for many different properties. We are please with the customer service we have and with the rates. We believe this company is a 5 on a scare of 1 to 5, with 5 being extremely satisfied.

Date: April 23, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It is a customer-tailored service I am very satisfied, compared to other companies I think this at the forefront of products


Date: April 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My insurance company has better service than others. They are always prompt and polite. I have never had a bad experience with them.


Date: April 04, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I have a $1000 deductible and the outside and content coverage should cover any catastrophe such as a hurricane. The premium is the best out of about five companies that I considered.

Date: February 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium and deductible on my homeowner's insurance policy are comparable to the other major insurance providers that offer coverage in my area. Some of the smaller providers offered lower rates, but I worried that their might also be a lower quality of coverage.

Date: December 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
My policy is good but I think it is expensive. I have never had to use it (luckily) but if I did I know I am covered well.


Farmer's Insurance Home Insurance Reviews

Date: December 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
Thank have never had to file a claim, but if we did have have a very good and our premium and deictions fit each ofour personal needs, No other company compares.

Date: August 20, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Communication
very invested in me being satisfied with the policy and willing to accommodate anything I request in order for me to be happy with the purchase. educated me on coverages as well when I was not knowledgeable

Date: August 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
my home policy covers separate structures personal property med pay liability building ordinance and shining matching as well as guaranteed replacement cost


Date: May 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
so polite and respectful and eager to help! made billing so much easier for me and was able to answer any questions I had on modifying coverage or payments

Date: January 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
farmers beat out every other company by a mile offered more coverage for less the price and additional endorsements I didn't know existed. I am properly covered as of now bc of farmers

Date: January 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
easy to use interface menu is displayed clearly and not hard to maneuver which it was a little more appealing to prospects though is my only suggestion

Allstate Home Insurance Reviews

Date: March 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
Allstates premium and deductibles are fair and satisfying to me. I am not sure about other insurance companies but Allstate goes out of their way to give the best premiums and deductibles.

Date: March 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Comparatively AllState is a little bit expensive, but since it was recommended by our neighbors, I preferred spending few extra bucks.

Date: January 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Overall I would give a rating of 4 becuase they do a great job I just have not interacted with them enough as far as claims to know they are helpful

Amica Mutual Insurance Home Insurance Reviews

Date: March 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Compared to other insurance companies I found Amica to be better. They mail a refund of 15% of your policy back to you each year.


Date: November 20, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
the premium and ductile of the company is good.when compared to other home insurance company,it is more beneficial one the people.

Country Financial Home Insurance Reviews

Date: March 30, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium price is fair. Would love if it were less of course, but they are fair and feeling confident in their long standing.

Progressive Home Insurance Reviews

Date: April 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have an easy time getting a hold of a live person. There is never a long wait and they are fluent in English. They have always handled my issues quickly.

Travelers Home Insurance Reviews

Date: March 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium and policies of coverage insurance compañy is very good and complete for me and my famaily need to be fine and it is all matter

Safeco Insurance Home Insurance Reviews

Date: March 31, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am satisfied with the offerings of my company. I have the exact policy that I need for my home.


Foremost Insurance Home Insurance Reviews

Date: November 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
We make our payments online via the website and we have chatted with customer service online through the companies chat feature, everything is easy to understand on the website and we have never had any problems in the many years we have used it.

Centauri Insurance Home Insurance Reviews

Date: January 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
they are very nice and helpful. They were able to help me with eob and many other things. I could talk on the phone or just by texting and they seem to be quicker if you go online and chat there,

9 Ways to Get Discounts on Homeowners Insurance in Westminster, CO

What Makes Your Westminster, CO Home Insurance Cheap or Expensive