Gavop shows you how to buy homeowners insurance in Quitman County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $143,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $693 |
| Superior Protection Discount | -$83 | $751 |
| Fire & Security Discount | -$75 | $760 |
| Hail Resistant Roof Discount | -$17 | $818 |
| Newly Constructed Home Discount | -$225 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Quitman County | $700 | $825 | $1,525 | $599 | $1,299 | $225 |
| Quitman County, GA | $2,500 | $825 | $3,325 | $599 | $3,099 | $225 |
| Clay County, GA | $500 | $810 | $1,310 | $589 | $1,089 | $221 |
| Barbour County, AL | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Cusseta, GA | $400 | $625 | $1,025 | $454 | $854 | $171 |
| Morgan, GA | $1,500 | $532 | $2,032 | $386 | $1,886 | $145 |
| Dawson, GA | $200 | $607 | $807 | $441 | $641 | $166 |
| Clio, AL | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Plains, GA | $500 | $571 | $1,071 | $415 | $915 | $156 |
| Ozark, AL | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| Sumter County, GA | $500 | $613 | $1,113 | $446 | $946 | $168 |
| Little Texas-Society Hill, AL | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Home Insurance Company Quitman County, GA | Homeowners Insurance Agency Quitman County, GA | Address | Popularity Score | Distance from Quitman County (miles) |
|---|---|---|---|---|
| State Farm | Jay Lewis | 1040 1st Ave, Columbus, GA, 31901-2402 | 41.6 | |
| Allstate | Jonathan Smart | 2908 Macon Rd, Columbus, GA, 31906 | 42.5 | |
| Travelers | The Menefee Agency | 2901 University Ave #27, Columbus, GA, 31907 | 43.6 | |
| Liberty Mutual Independent | Ragan Insurance Agency Inc | 4511 Armour Road, Columbus, GA, 31904 | 44.7 | |
| State Farm | Jimmy Watts | 4309 Armour Rd, Columbus, GA, 31904-5203 | 44.4 | |
| Farmers | Michael Todd | 6424 Bradley Park Dr Ste 400, Columbus, GA, 31904 | 46.7 | |
| Allstate | Mike Benson | 3617 Edgewood Rd, Columbus, GA, 31907 | 43.6 | |
| State Farm | Becky Goldsmith | 7505 Veterans Pkwy, Columbus, GA, 31909-2529 | 48.0 | |
| Allstate | M. C. Phillips | 1601 12th St Ste 6, Columbus, GA, 31906 | 41.9 | |
| State Farm | Robert Queener | 4570 Reese Rd, Columbus, GA, 31907-1177 | 44.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,410 | $720 |
| Quitman County, GA | $67,400 | $835 | $560 | $1,180 | $620 |
| Quitman County, GA | $67,400 | $835 | $560 | $1,150 | $590 |
| Clay County, GA | $59,900 | $820 | $570 | $1,130 | $560 |
| Barbour County, AL | $89,300 | $774 | $530 | $1,100 | $570 |
| Cusseta, GA | $81,500 | $633 | $450 | $910 | $460 |
| Morgan, GA | $67,800 | $538 | $370 | $740 | $370 |
| Dawson, GA | $85,900 | $615 | $440 | $870 | $430 |
| Clio, AL | $73,100 | $809 | $570 | $1,120 | $550 |
| Plains, GA | $73,300 | $578 | $410 | $790 | $380 |
| Ozark, AL | $109,900 | $880 | $590 | $1,240 | $650 |
| Sumter County, GA | $82,600 | $621 | $420 | $860 | $440 |
| Little Texas-Society Hill, AL | $68,400 | $775 | $530 | $1,060 | $530 |