Gavop shows you how to buy homeowners insurance in Custer County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $107,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $246,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $657 |
| Superior Protection Discount | -$79 | $712 |
| Fire & Security Discount | -$55 | $736 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$190 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Custer County | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Custer County, NE | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| Berwyn, NE | $500 | $814 | $1,314 | $592 | $1,092 | $222 |
| Ansley, NE | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| Algernon, NE | $500 | $709 | $1,209 | $516 | $1,016 | $194 |
| German, NE | $2,500 | $1,710 | $4,210 | $1,243 | $3,743 | $467 |
| Logan County, NE | $200 | $1,035 | $1,235 | $752 | $952 | $283 |
| Blaine County, NE | $2,500 | $889 | $3,389 | $646 | $3,146 | $243 |
| Valley County, NE | $400 | $781 | $1,181 | $568 | $968 | $213 |
| Halsey, NE | $2,500 | $842 | $3,342 | $612 | $3,112 | $230 |
| Midvale, NE | $200 | $1,084 | $1,284 | $788 | $988 | $296 |
| Home Insurance Company Custer County, NE | Homeowners Insurance Agency Custer County, NE | Address | Popularity Score | Distance from Custer County (miles) |
|---|---|---|---|---|
| Travelers | Universal Insurance Agency | 728 C St, Broken Bow, NE, 68822 | 4.6 | |
| Travelers | Universal Insurance Agency | 940 South E Broken Bow, Broken Bow, NE, 68822 | 4.6 | |
| Allstate | The Pinnacle Agency | 525 North Washington, Lexington, NE, 68850 | 42.5 | |
| State Farm | Denise Wray | 1514 J St, Ord, NE, 68862-1439 | 43.9 | |
| Travelers | Abramson & Associates Inc | 805 9th St, Gothenburg, NE, 69138 | 39.4 | |
| State Farm | Joe Mlinar | 718 O Street Po Box 525, Loup City, NE, 68853 | 40.5 | |
| State Farm | Donna Cahill | 901 E South E St, Broken Bow, NE, 68822-2722 | 5.5 | |
| State Farm | Heidi Bazata | 107 E 9th St, Cozad, NE, 69130-1737 | 39.2 | |
| State Farm | Ernie French | 302 E 6th St, Lexington, NE, 68850-2178 | 42.5 | |
| State Farm | Heidi Bazata | 828 Lake Ave Suite B, Gothenburg, NE, 69138 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,720 | $900 |
| Custer County, NE | $92,800 | $791 | $540 | $1,100 | $560 |
| Custer County, NE | $92,800 | $791 | $570 | $1,120 | $550 |
| Berwyn, NE | $74,000 | $824 | $570 | $1,130 | $560 |
| Ansley, NE | $52,400 | $680 | $470 | $930 | $460 |
| Algernon, NE | $58,000 | $718 | $490 | $980 | $490 |
| German, NE | $264,800 | $1,731 | $1,250 | $2,390 | $1,140 |
| Logan County, NE | $110,900 | $1,048 | $700 | $1,480 | $780 |
| Blaine County, NE | $85,900 | $900 | $640 | $1,290 | $650 |
| Valley County, NE | $92,700 | $790 | $540 | $1,090 | $550 |
| Halsey, NE | $78,300 | $852 | $590 | $1,220 | $630 |
| Midvale, NE | $119,600 | $1,097 | $800 | $1,500 | $700 |