Gavop shows you how to buy homeowners insurance in Prosper, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Prosper, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 171, Co Rd 130, Lovers Ln, W Sycamore St, Betts Ln, W First St, Bendbrook Trl, Saddlebred Trl, Sybil St, Co Rd 78 | $174,000 | $140,000 | $125,000-$150,000 | $162,500 | $140,000 | $150,000-$175,000 |
| Crescent Valley Dr, Meadow Green St, W Frontier Pkwy, Doloris Ct, S Arkansas Dr, Co Rd 84, E 6th St, E Mallone St, Co Rd 102, Co Rd 1016 | $342,000 | $280,000 | $250,000-$300,000 | $205,500 | $170,000 | $150,000-$175,000 |
| N Arizona Dr, Spring Crest Dr, Palo Duro Dr, Co Rd 1018, Collin Green Dr, White River Dr, Gray Ln, S Coleman St, N Arkansas Dr, Stephanie Ln | $467,000 | $400,000 | $400,000-$500,000 | $408,500 | $340,000 | $400,000-$500,000 |
| Echo Dr, N Dallas Pkwy, Westview Ct, Church Cir, Broadmoor Ln, Collin Co Rd 58, Whispering Meadows Dr, Co Rd 129, Rhea Mills Cir, Crown Colony Cir | $257,000 | $220,000 | $250,000-$300,000 | $252,000 | $230,000 | $250,000-$300,000 |
| Co Rd 164, Rocky Ford Dr, Co Rd 131, Misty Meadow Dr, Willowmist Dr, Co Rd 54, Oak Hill Ln, Winding Creek Rd, W Pecan St, Equestrian Way | $266,000 | $220,000 | $200,000-$250,000 | $224,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $824 |
| Superior Protection Discount | -$89 | $904 |
| Fire & Security Discount | -$109 | $884 |
| Hail Resistant Roof Discount | -$20 | $973 |
| Newly Constructed Home Discount | -$248 | $745 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company Prosper, TX | Homeowners Insurance Agency Prosper, TX | Address | Popularity Score | Distance from Prosper (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 100 E Royal Ln Ste 320, Irving, TX, 75039 | 25.1 | |
| State Farm | John Kraft | 10185 Custer Rd Ste 100, Plano, TX, 75025-7509 | 9.6 | |
| Travelers | Steven Graves | 11300 N Central Expressway Ste 602, Dallas, TX, 75243 | 23.6 | |
| Farmers | Stan Polk | 6951 Virginia Pkwy Ste 316, Mckinney, TX, 75071 | 6.5 | |
| State Farm | Chadwick Wright | 15110 Dallas Parkway Suite 370, Dallas, TX, 75248-4629 | 19.8 | |
| Allstate | Charles Mcgriff | 910 N Main St Ste C, Euless, TX, 76039 | 31.4 | |
| State Farm | Ed Lair | 2250 Pool Rd Ste 100, Grapevine, TX, 76051-4244 | 29.2 | |
| Farmers | Mark Whitehead | 8380 Warren Pkwy Ste 301, Frisco, TX, 75034 | 9.2 | |
| State Farm | Andrew Shull | 500 N Custer Rd Ste 105, Mckinney, TX, 75071-8008 | 5.0 | |
| Travelers | Goosehead Insurance | 610 Uptown Blvd Ste 205, Cedar Hill, TX, 75104 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Prosper, TX | $408,300 | $993 | $660 | $1,530 | $870 |
| Paloma Creek, TX | $173,600 | $1,770 | $1,170 | $2,730 | $1,560 |
| Pilot Point-Aubrey, TX | $221,900 | $1,506 | $990 | $2,320 | $1,330 |
| New Hope, TX | $175,800 | $1,776 | $1,170 | $2,740 | $1,570 |
| Lewisville, TX | $172,100 | $1,352 | $890 | $2,080 | $1,190 |
| Wylie, TX | $173,500 | $1,354 | $890 | $2,090 | $1,200 |
| Nevada, TX | $178,700 | $972 | $640 | $1,500 | $860 |
| Cooke County, TX | $144,700 | $1,520 | $1,000 | $2,340 | $1,340 |
| Haslet, TX | $336,300 | $2,210 | $1,460 | $3,400 | $1,940 |
| Southwest Dallas, TX | $123,400 | $1,616 | $1,070 | $2,490 | $1,420 |
| Callisburg, TX | $153,900 | $979 | $650 | $1,510 | $860 |