Gavop's guide to buying homeowners insurance in Jeffersontown, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $219,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $290,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $408,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $733 |
| Superior Protection Discount | -$77 | $776 |
| Fire & Security Discount | -$85 | $767 |
| Hail Resistant Roof Discount | -$26 | $827 |
| Newly Constructed Home Discount | -$222 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $933 | $2,433 | $678 | $2,178 | $255 |
| Jeffersontown, KY | $1,500 | $842 | $2,342 | $612 | $2,112 | $230 |
| Strathmoor Village, KY | $200 | $1,220 | $1,420 | $887 | $1,087 | $333 |
| Georgetown, IN | $2,500 | $841 | $3,341 | $611 | $3,111 | $230 |
| Elizabeth, IN | $200 | $741 | $941 | $539 | $739 | $203 |
| Christianburg, KY | $2,500 | $976 | $3,476 | $709 | $3,209 | $267 |
| Harrison County, IN | $500 | $828 | $1,328 | $602 | $1,102 | $226 |
| Lexington, IN | $200 | $782 | $982 | $569 | $769 | $214 |
| Battletown-Payneville, KY | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Salvisa-McAfee, KY | $400 | $975 | $1,375 | $709 | $1,109 | $266 |
| Dupont, IN | $2,000 | $646 | $2,646 | $470 | $2,470 | $177 |
| Home Insurance Company Jeffersontown, KY | Homeowners Insurance Agency Jeffersontown, KY | Address | Popularity Score | Distance from Jeffersontown (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Starke | 315 N English Sta Rd, Louisville, KY, 40223-3911 | 4.3 | |
| Allstate | Daniel Mason | 3406 Frankfort Ave, Louisville, KY, 40207 | 6.4 | |
| Liberty Mutual Independent | Fusting And Dugan Insurance Llc | 9322 Taylorsville Rd Ste 4b, Louisville, KY, 40299 | 0.8 | |
| Travelers | Lee & Marshall Insurance Inc | 143 S Buckman St, Shepherdsville, KY, 40165 | 16.9 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 46.9 | |
| Allstate | Todd Altman | 6608 Bardstown Rd Ste C, Louisville, KY, 40291 | 3.9 | |
| Travelers | Omnisure Insurance | 2409 S Shelby St, Louisville, KY, 40217 | 9.4 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Rd, Louisville, KY, 40291 | 3.5 | |
| State Farm | Mark Cumella | 225 S Hurstbrne Pkwy Ste 203, Louisville, KY, 40222-4929 | 2.5 | |
| State Farm | Tom Thompson | 215 La Grange Rd, Pewee Valley, KY, 40056-9174 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Jefferson County, KY | $159,000 | $945 | $630 | $1,300 | $670 |
| Jeffersontown, KY | $170,600 | $853 | $610 | $1,190 | $580 |
| Strathmoor Village, KY | $267,100 | $1,235 | $900 | $1,750 | $850 |
| Georgetown, IN | $202,500 | $851 | $610 | $1,180 | $570 |
| Elizabeth, IN | $100,000 | $750 | $540 | $1,040 | $500 |
| Christianburg, KY | $160,300 | $988 | $680 | $1,370 | $690 |
| Harrison County, IN | $136,400 | $838 | $570 | $1,150 | $580 |
| Lexington, IN | $112,300 | $792 | $540 | $1,100 | $560 |
| Battletown-Payneville, KY | $120,000 | $862 | $610 | $1,220 | $610 |
| Salvisa-McAfee, KY | $160,000 | $987 | $680 | $1,360 | $680 |
| Dupont, IN | $75,600 | $654 | $480 | $940 | $460 |