Gavop shows you how to buy homeowners insurance in Ellington, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $70,000 | $100,000-$125,000 |
| 2 Bedroom | $208,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $228,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $392,000 | $370,000 | $300,000-$350,000 |
| 5 Bedroom | $294,500 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $775 |
| Home and Two Car | -$145 | $707 |
| Home and Three Car | -$196 | $656 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
| Home Insurance Company Ellington, CT | Homeowners Insurance Agency Ellington, CT | Address | Popularity Score | Distance from Ellington (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Chittenden Group | 327 Church St, Naugatuck, CT, 6770 | 42.9 | |
| State Farm | Paul Delskey | 122 Prospect Hill Road, East Windsor, CT, 06088-9586 | 8.4 | |
| Nationwide | Edward M Bowsza | 150 North Rd, East Windsor, CT, 06088-9678 | 7.0 | |
| Liberty Mutual Independent | Jarrett Agency | 657 Enfield St, Enfield, CT, 6082 | 9.9 | |
| State Farm | John Mccormack | 223 Meadow St Apt 2, Naugatuck, CT, 06770-4043 | 43.0 | |
| Nationwide | The Sig Insurance Agencies | 84 Bridge St, East Windsor, CT, 06088-0937 | 9.0 | |
| State Farm | Dow Cote | 425 Talcottville Rd, Vernon, CT, 06066-7033 | 5.3 | |
| Liberty Mutual Independent | Arthur J Gallagher Risk Services Inc | 10 Columbus Blvd, Hartford, CT, 6106 | 15.8 | |
| Travelers | L Bissell & Son Inc | 9 Park St, Vernon Rockville, CT, 6066 | 3.3 | |
| Liberty Mutual Independent | Summit First Insurance Llc | 10 Liberty Lane , Simsbury, CT, 6070 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,730 | $820 |
| Tolland County, CT | $247,500 | $1,108 | $740 | $1,540 | $800 |
| Ellington, CT | $249,700 | $852 | $590 | $1,210 | $620 |
| Manchester, CT | $182,100 | $952 | $640 | $1,310 | $670 |
| Holland, MA | $214,300 | $984 | $660 | $1,400 | $740 |
| Hartford County, CT | $235,300 | $1,076 | $770 | $1,520 | $750 |
| Columbia, CT | $243,300 | $839 | $600 | $1,180 | $580 |
| Chicopee, MA | $175,500 | $862 | $590 | $1,220 | $630 |
| Avon, CT | $378,000 | $976 | $710 | $1,360 | $650 |
| East Brooklyn, CT | $200,200 | $1,052 | $720 | $1,480 | $760 |
| Webster, MA | $211,800 | $822 | $570 | $1,160 | $590 |
| Killingworth, CT | $369,200 | $1,064 | $780 | $1,460 | $680 |
| Goshen, CT | $350,800 | $1,474 | $990 | $2,090 | $1,100 |