How Can I Make My Lauderdale, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in North Lauderdale, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your Lauderdale, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $171,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $197,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $379,000 | $320,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Lauderdale, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $947 |
| Superior Protection Discount | -$117 | $1,052 |
| Fire & Security Discount | -$94 | $1,075 |
| Hail Resistant Roof Discount | -$23 | $1,146 |
| Newly Constructed Home Discount | -$257 | $912 |
Choose the Right Deductible for your Lauderdale, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broward County | $2,000 | $1,265 | $3,265 | $919 | $2,919 | $346 |
| Lauderdale, FL | $2,000 | $1,155 | $3,155 | $839 | $2,839 | $316 |
| Sea Ranch Lakes, FL | $300 | $618 | $918 | $449 | $749 | $169 |
| Broadview Park, FL | $700 | $1,337 | $2,037 | $971 | $1,671 | $365 |
| Lauderdale-by-the-Sea, FL | $100 | $931 | $1,031 | $676 | $776 | $254 |
| Hillsboro Beach, FL | $700 | $2,779 | $3,479 | $2,020 | $2,720 | $760 |
| Gulf Stream, FL | $300 | $1,163 | $1,463 | $846 | $1,146 | $318 |
| Briny Breezes, FL | $2,500 | $1,398 | $3,898 | $1,016 | $3,516 | $382 |
| Kendale Lakes-Tamiami, FL | $700 | $1,370 | $2,070 | $996 | $1,696 | $374 |
| Mangonia Park, FL | $100 | $1,155 | $1,255 | $839 | $939 | $316 |
| Western Community, FL | $1,000 | $1,154 | $2,154 | $839 | $1,839 | $315 |
Identify Top Home Insurance Agents near Lauderdale, FL | Back to Top
| Home Insurance Company Lauderdale, FL | Homeowners Insurance Agency Lauderdale, FL | Address | Popularity Score | Distance from Lauderdale (miles) |
|---|---|---|---|---|
| Travelers | Cronin Insurance Agency | 11395 W Palmetto Park Rd, Boca Raton, FL, 33428 | 9.4 | |
| Travelers | Pettineo Insurance Agency Inc | 2430 E Commercial Blvd Ft. Lauderdale, Fort Lauderdale, FL, 33308 | 6.9 | |
| State Farm | Peter Weidinger | 1844 N Nob Hill Rd, Plantation, FL, 33322-6548 | 6.0 | |
| Allstate | Dennis Moran | 6516 N State Road 7, Coconut Creek, FL, 33073 | 6.8 | |
| State Farm | Rich Galt | 9367 W Sample Rd, Coral Springs, FL, 33065-4101 | 4.6 | |
| Allstate | Lou Acernese | 1761 W Hillsboro Blvd Ste 102, Deerfield Beach, FL, 33442 | 9.3 | |
| State Farm | Ellie Mills | 2463 W Hillsboro Blvd, Deerfield Beach, FL, 33442-7901 | 8.9 | |
| Allstate | Lauster Adkins | 7537 N State Road 7, Parkland, FL, 33073 | 7.8 | |
| Allstate | Patrick Brady | 901 Se 17th St, Fort Lauderdale, FL, 33316 | 9.5 | |
| Allstate | Jose Rivero | 6555 Nova Dr Ste 305a, Davie, FL, 33317 | 8.7 |
Compare Rates for Lauderdale, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Lauderdale, FL | $126,600 | $1,169 | $910 | $1,570 | $660 |
| Sea Ranch Lakes, FL | $906,300 | $625 | $490 | $840 | $350 |
| Broadview Park, FL | $140,900 | $1,353 | $1,060 | $1,810 | $750 |
| Lauderdale-by-the-Sea, FL | $459,100 | $942 | $730 | $1,260 | $530 |
| Hillsboro Beach, FL | $376,300 | $2,813 | $2,190 | $3,770 | $1,580 |
| Gulf Stream, FL | $1,708,300 | $1,178 | $920 | $1,580 | $660 |
| Briny Breezes, FL | $150,200 | $1,415 | $1,100 | $1,900 | $800 |
| Kendale Lakes-Tamiami, FL | $255,500 | $1,387 | $1,080 | $1,860 | $780 |
| Mangonia Park, FL | $113,700 | $1,169 | $910 | $1,570 | $660 |
| Western Community, FL | $283,700 | $1,168 | $910 | $1,570 | $660 |
Research Home Insurance Companies Reviews in Lauderdale, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They are pretty similar to what other insurance providers offer. The rates are a much more competitive at USSA. I do wish they had a local office so that I could talk to someone in person.
Date: July 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
My home insurance is price competitive and USAA has a great reputation for accurate and prompt payment if needed. My policy has multiple discounts, is bundled, and has additional discounts..