Gavop tells you how to get the best homeowners insurance in Bond County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $164,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $248,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $259,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $558 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$45 | $604 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$175 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bond County | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Bond County, IL | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Central, IL | $300 | $687 | $987 | $499 | $799 | $188 |
| Beckemeyer, IL | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Oconee, IL | $300 | $586 | $886 | $426 | $726 | $160 |
| Farina, IL | $700 | $475 | $1,175 | $345 | $1,045 | $130 |
| Cold Spring, IL | $100 | $690 | $790 | $501 | $601 | $188 |
| St. Ferdinand, MO | $1,000 | $690 | $1,690 | $502 | $1,502 | $189 |
| Owaneco, IL | $200 | $482 | $682 | $350 | $550 | $132 |
| New Athens, IL | $1,000 | $698 | $1,698 | $507 | $1,507 | $191 |
| Flordell Hills, MO | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Norwood Court, MO | $700 | $902 | $1,602 | $656 | $1,356 | $247 |
| Home Insurance Company Bond County, IL | Homeowners Insurance Agency Bond County, IL | Address | Popularity Score | Distance from Bond County (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 28.3 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 39.7 | |
| Liberty Mutual Independent | Steck-Cooper & Co | 2810 Frank Scott Pkwy W Ste 804, Belleville, IL, 62223 | 40.3 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 33.1 | |
| State Farm | Dennis Ford | 1100 S State St, Jerseyville, IL, 62052-2359 | 49.9 | |
| Travelers | Foppe Insurance Agency Inc | 215 N Main St., Breese, IL, 62230 | 19.7 | |
| State Farm | Al Lemke | 2501 Broadway St, Mount Vernon, IL, 62864-2918 | 48.2 | |
| Erie | Thacker Insurance Service | 315 W College Avenue, Greenville, IL, 62246 | 1.3 | |
| Allstate | Kenneth Hartenstein | 5109 N Illinois St Ste E, Fairview Heights, IL, 62208 | 36.5 | |
| State Farm | Jody White | 450 Regency Ctr, Collinsville, IL, 62234-4659 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| Bond County, IL | $115,200 | $649 | $470 | $920 | $450 |
| Bond County, IL | $115,200 | $649 | $450 | $930 | $480 |
| Central, IL | $114,200 | $695 | $470 | $970 | $500 |
| Beckemeyer, IL | $103,000 | $660 | $480 | $920 | $440 |
| Oconee, IL | $84,000 | $593 | $400 | $840 | $440 |
| Farina, IL | $57,400 | $481 | $330 | $690 | $360 |
| Cold Spring, IL | $115,300 | $698 | $510 | $980 | $470 |
| St. Ferdinand, MO | $70,200 | $699 | $510 | $990 | $480 |
| Owaneco, IL | $58,800 | $488 | $350 | $690 | $340 |
| New Athens, IL | $118,100 | $706 | $520 | $1,000 | $480 |
| Flordell Hills, MO | $57,000 | $774 | $550 | $1,090 | $540 |
| Norwood Court, MO | $90,900 | $913 | $610 | $1,270 | $660 |