Gavop tells you how to get the best homeowners insurance in Bluefield, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bluefield, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar St, Lawson St, Garnet St, Hales Gap Rd, Tims Ln, Lewis St, Gorbutt Rd, Hickory Dr, Hassam Dr, State Rte 11 | $72,500 | $70,000 | $75,000-$100,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Burnt Cabin Rd, Melcher St, Locust St, Bland St, Boyd St, Roller Ln, Fayette St, Halifax St, Mountain View Ave, Knox St | $112,500 | $90,000 | $125,000-$150,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Chestnut Ln, Adairs Run Rd, Roseland Ave, Hemlock Hill, Raleigh Ter, Taylor St, S Towers St, Orchard St, Bambi Pl, Woodland Ave | $65,500 | $50,000 | $50,000-$75,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Wood St, Logan St, Grant St, Co Hwy 219/2, Hanover St, Co Hwy 219/7, Tanglewood Dr, Oakvale Rd, Giles St, Pleasant Hill School Va Line Rd | $104,500 | $90,000 | $100,000-$125,000 | $52,500 | $50,000 | $50,000-$75,000 |
| Wyoming St, Mercer Mall Rd, Groveland Dr, Co Hwy 25/1, Coppinger St, Co Hwy 9/6, Powell Rd, Co Hwy 12/5, Marshall St, Orchard Way | $92,500 | $80,000 | $75,000-$100,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $583 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$56 | $646 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$176 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $700 | $619 | $1,319 | $450 | $1,150 | $169 |
| Bluefield, WV | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
| Mercer County, WV | $400 | $619 | $1,019 | $450 | $850 | $169 |
| MacArthur, WV | $300 | $701 | $1,001 | $510 | $810 | $192 |
| Royal Oak, VA | $1,500 | $452 | $1,952 | $328 | $1,828 | $123 |
| Snowville, VA | $300 | $1,754 | $2,054 | $1,274 | $1,574 | $479 |
| Kopperston, WV | $700 | $411 | $1,111 | $299 | $999 | $112 |
| Hillsville, VA | $100 | $568 | $668 | $413 | $513 | $155 |
| Honaker, VA | $1,000 | $381 | $1,381 | $277 | $1,277 | $104 |
| Hilltop, WV | $200 | $479 | $679 | $348 | $548 | $131 |
| Home Insurance Company Bluefield, WV | Homeowners Insurance Agency Bluefield, WV | Address | Popularity Score | Distance from Bluefield (miles) |
|---|---|---|---|---|
| State Farm | Don Frazier | 1431 Honaker Ave, Princeton, WV, 24740-3047 | 9.4 | |
| Allstate | Lynn Rhodes | 200 S Walker St, Princeton, WV, 24740 | 9.2 | |
| State Farm | Judy Smith | 1910 Robert C Byrd Dr, Mac Arthur, WV, 25873 | 33.9 | |
| Allstate | Roger L. Barnett | 3213 E Cumberland Rd, Bluefield, WV, 24701 | 0.8 | |
| State Farm | Wes Hinkle | 492 Courthouse Rd, Princeton, WV, 24740-2422 | 7.4 | |
| Erie | Walker Insurance Associates Llc | 3705 E Cumberland Road, Bluefield, WV, 24701 | 1.1 | |
| Nationwide | Michael J Romeo | 3144 E Cumberland Rd, Bluefield, WV, 24701-4957 | 0.7 | |
| Nationwide | John F Hindson Lutcf | 821 E Main St, Oak Hill, WV, 25901 | 49.7 | |
| State Farm | Mark Wood | 1431 Honaker Ave., Princeton, WV, 24740-3047 | 9.4 | |
| Nationwide | William M Lewis | 463 Old Bluefield Rd, Princeton, WV, 24739-8927 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $1,020 | $540 |
| Mercer County, WV | $89,400 | $627 | $420 | $880 | $460 |
| Bluefield, WV | $76,600 | $703 | $500 | $1,000 | $500 |
| Mercer County, WV | $89,400 | $627 | $460 | $870 | $410 |
| MacArthur, WV | $108,000 | $710 | $520 | $1,000 | $480 |
| Royal Oak, VA | $81,900 | $457 | $320 | $640 | $320 |
| Snowville, VA | $562,500 | $1,775 | $1,220 | $2,540 | $1,320 |
| Kopperston, WV | $35,700 | $416 | $280 | $580 | $300 |
| Hillsville, VA | $104,500 | $575 | $410 | $810 | $400 |
| Honaker, VA | $70,000 | $386 | $270 | $540 | $270 |
| Hilltop, WV | $50,000 | $485 | $350 | $690 | $340 |