How Can I Make My Rosemount, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rosemount, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Rosemount, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $246,500 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $234,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $343,000 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $413,000 | $370,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Rosemount, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $770 |
| Superior Protection Discount | -$86 | $865 |
| Fire & Security Discount | -$105 | $846 |
| Hail Resistant Roof Discount | -$19 | $932 |
| Newly Constructed Home Discount | -$200 | $751 |
Choose the Right Deductible for your Rosemount, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $1,500 | $1,198 | $2,698 | $871 | $2,371 | $327 |
| Rosemount, MN | $2,500 | $939 | $3,439 | $683 | $3,183 | $257 |
| Lakeland Shores, MN | $300 | $1,448 | $1,748 | $1,053 | $1,353 | $396 |
| Pine Springs, MN | $2,500 | $1,895 | $4,395 | $1,377 | $3,877 | $518 |
| Shoreview, MN | $500 | $937 | $1,437 | $681 | $1,181 | $256 |
| Crystal, MN | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Plymouth, MN | $300 | $1,390 | $1,690 | $1,010 | $1,310 | $380 |
| Spring Park, MN | $2,500 | $1,756 | $4,256 | $1,276 | $3,776 | $480 |
| Benton, MN | $100 | $1,437 | $1,537 | $1,044 | $1,144 | $393 |
| Milton, MN | $700 | $1,291 | $1,991 | $938 | $1,638 | $353 |
| New Germany, MN | $500 | $946 | $1,446 | $687 | $1,187 | $258 |
| Helen, MN | $1,000 | $1,325 | $2,325 | $963 | $1,963 | $362 |
Identify Top Home Insurance Agents near Rosemount, MN | Back to Top
| Home Insurance Company Rosemount, MN | Homeowners Insurance Agency Rosemount, MN | Address | Popularity Score | Distance from Rosemount (miles) |
|---|---|---|---|---|
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave W Falcon Heights, Falcon Heights, MN, 55113 | 17.7 | |
| Farmers | Sherece Cocco | 13355 George Weber Dr Ste A, Rogers, MN, 55374 | 38.7 | |
| Travelers | Toombs Insurance Agency Llc | 3025 145th St W, Rosemount, MN, 55068 | 2.9 | |
| State Farm | Jack Germo | 7450 E Pt Douglas Rd S, Cottage Grove, MN, 55016-3015 | 8.0 | |
| State Farm | Tam Chau | 8729 Central Ave Ne, Blaine, MN, 55434 | 27.7 | |
| State Farm | Jim Kalkes | 1870 50th St E Ste 4, Inver Grove, MN, 55077-1270 | 9.0 | |
| State Farm | Maisee Vang | 3232 Rice St, Saint Paul, MN, 55126-3047 | 20.3 | |
| State Farm | Doug Kuchera | 5778 Blackshire Path, Inver Grove, MN, 55076-1623 | 8.3 | |
| State Farm | Kent Kitzmann | 3910 Cedar Grv Pkwy, Eagan, MN, 55122-1403 | 8.4 | |
| State Farm | Jessie Wieden | 8148 Lakeland Ave N, Brooklyn Park, MN, 55445-2404 | 29.3 |
Compare Rates for Rosemount, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,680 | $870 |
| Dakota County, MN | $238,000 | $1,213 | $840 | $1,660 | $820 |
| Rosemount, MN | $249,600 | $951 | $660 | $1,360 | $700 |
| Lakeland Shores, MN | $295,600 | $1,466 | $1,040 | $2,070 | $1,030 |
| Pine Springs, MN | $410,800 | $1,918 | $1,380 | $2,650 | $1,270 |
| Shoreview, MN | $248,600 | $948 | $690 | $1,300 | $610 |
| Crystal, MN | $168,200 | $912 | $670 | $1,250 | $580 |
| Plymouth, MN | $327,000 | $1,407 | $1,000 | $1,940 | $940 |
| Spring Park, MN | $382,400 | $1,777 | $1,300 | $2,430 | $1,130 |
| Benton, MN | $291,500 | $1,454 | $1,060 | $2,060 | $1,000 |
| Milton, MN | $239,000 | $1,307 | $950 | $1,860 | $910 |
| New Germany, MN | $135,900 | $957 | $650 | $1,310 | $660 |
| Helen, MN | $251,300 | $1,341 | $910 | $1,850 | $940 |
Research Home Insurance Companies Reviews in Rosemount, MN Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: March 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Our policy is pretty comprehensive without having a lot of unnecessary stuff for our area so I'm happy with that and feel covered.
Date: October 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I have always been happy with customer service. Never had an issue. Always friendly to us.