How Can I Make My Elmhurst, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Elmhurst, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Elmhurst, IL Home Insurance Coverage Levels | Back to Top
| Elmhurst, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oakland Grove, W Brush Hill Rd, Burr Oak Pl, N Myrtle Ave, Indiana St, S Oakland Ave, Fay Ave, Tower Ln, Arthur St, Woodland Dr | $485,500 | $450,000 | $500,000-$600,000 | $593,000 | $510,000 | $500,000-$600,000 |
| N Emroy Ave, Kearsage Ave, Hagans Ave, Kensington Ct, Van Auken St, Clinton Ave, Boyd Ave, Forest Gate Cir, St Moritz Ct, Killarney Ct | $306,500 | $250,000 | $300,000-$350,000 | $470,500 | $390,000 | $500,000-$600,000 |
| Rex Blvd, Holly Ave, N Addison Ave, Ida Ln, Adams Rd, Allison St, Clinton Ave, Alma Ave, Harvard St, Frederick Dr | $297,500 | $270,000 | $250,000-$300,000 | $307,500 | $290,000 | $300,000-$350,000 |
| W Diversey Ave, Lincoln Rd, N West Ave, Spangler Ave, Hickory Dr, Jorie Blvd, Gloria Cir, Chatham Ln, N Elm Ave, Bonnie Brae Ave | $299,000 | $280,000 | $300,000-$350,000 | $387,500 | $320,000 | $300,000-$350,000 |
| High Ave, Waldorf Ct, Park Manor Ct, Seminole Ave, Illinois St, Walnut Ln, W Van Buren St, Haven Rd, Parkview Ave, N Evergreen Ave | $434,000 | $390,000 | $350,000-$400,000 | $451,500 | $370,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Elmhurst, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $983 |
| Superior Protection Discount | -$108 | $1,091 |
| Fire & Security Discount | -$84 | $1,115 |
| Hail Resistant Roof Discount | -$36 | $1,163 |
| Newly Constructed Home Discount | -$276 | $923 |
Choose your Elmhurst, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Elmhurst, IL | Back to Top
| Home Insurance Company Elmhurst, IL | Homeowners Insurance Agency Elmhurst, IL | Address | Popularity Score | Distance from Elmhurst (miles) |
|---|---|---|---|---|
| State Farm | Mark Boswell | 5725 W 35th St, Cicero, IL, 60804-4227 | 10.2 | |
| Erie | Kevin S Dougherty Insurance Agency Ltd. | 1000 Jorie Blvd Suite 109, Oak Brook, IL, 60523 | 3.6 | |
| Farmers | Albert Dyduch | 6900 W Belmont Ave, Chicago, IL, 60634 | 8.0 | |
| Farmers | Kevin Thornton Jr | 280 S Schmidt Rd, Bolingbrook, IL, 60440 | 15.9 | |
| State Farm | Chris Collins | 22 S Washington Ave Ste 201, Park Ridge, IL, 60068-4267 | 9.9 | |
| Farmers | Salvador Correa | 5719 W Cermak Rd, Cicero, IL, 60804 | 9.6 | |
| State Farm | Chad Oberholtzer | 6610 N Milwaukee Ave, Niles, IL, 60714-4417 | 10.7 | |
| Allstate | Maggie Barashka | 18w100 22nd St Ste 122, Oakbrook Terrace, IL, 60181 | 3.9 | |
| State Farm | Rani Taweel | 5906 W 87th St, Burbank, IL, 60459-2523 | 14.4 | |
| Erie | Ozfield Insurance | 4123 W Montrose Avenue, Chicago, IL, 60641 | 11.9 |
Compare Rates for Elmhurst, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| DuPage County, IL | $289,900 | $986 | $670 | $1,400 | $730 |
| Elmhurst, IL | $394,500 | $1,199 | $800 | $1,690 | $890 |
| Wayne, IL | $262,200 | $943 | $680 | $1,350 | $670 |
| Wheeling, IL | $292,000 | $989 | $720 | $1,360 | $640 |
| Hoffman Estates, IL | $261,700 | $942 | $690 | $1,290 | $600 |
| Palos Heights, IL | $277,600 | $845 | $570 | $1,210 | $640 |
| St. Charles, IL | $307,300 | $984 | $700 | $1,410 | $710 |
| Batavia, IL | $281,600 | $972 | $700 | $1,380 | $680 |
| Prestbury, IL | $259,100 | $977 | $660 | $1,340 | $680 |
| Pingree Grove, IL | $189,700 | $868 | $580 | $1,210 | $630 |
| Paddock Lake, WI | $148,800 | $648 | $450 | $890 | $440 |
| Salt Creek Commons, IN | $125,600 | $833 | $570 | $1,160 | $590 |
Research Home Insurance Companies Reviews in Elmhurst, IL Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: September 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I feel like the premium is a little high for what we get but it was the cheapest we could find.
AAA Home Insurance Reviews
Date: July 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I think policies are pretty standard across the board. I prefer AAA because they are a reputable company with excellent customer service.
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
probably not the cheapest premium I could find but it's not breaking my bank and I don't want to move away from their inccredible service. I would rather pay the extra $40 a month