Gavop tells you how to get the best homeowners insurance in Smyrna, DE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Smyrna, DE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Bayshore Dr, Marilyn Rd, Wheatsheaf Ln, Aria Ct, Rd 318, Boxton Ct, Durham Ln, Williams Ave, E Cayhill Ln, Hemlock Way | $170,000 | $140,000 | $175,000-$200,000 | $334,000 | $300,000 | $300,000-$350,000 |
| W Mount Vernon St, N Union St, Rd 328, Summer Dr, Rosario Rd, W Braeburn Dr, Appleberry Dr, Garrisons Cir, Hubbard Ave, Grace Ln | $198,500 | $180,000 | $200,000-$250,000 | $364,000 | $330,000 | $300,000-$350,000 |
| S East St, Wind Song Dr, Cedar Ave, Rd 417, Rd 90, King St, Edgewater Farm Ln, Poplar St, Magnolia Ave, Doe Run Dr | $199,500 | $180,000 | $175,000-$200,000 | $178,500 | $170,000 | $150,000-$175,000 |
| Bon Ayre Cir, Huntfield Dr, Dominion Dr, Dodge Dr, Kirby Ct, Co Rd 86, Winston Ct, Rd 137, Smyrna Lndg Rd, Sugar Maple Ln | $205,500 | $170,000 | $200,000-$250,000 | $324,000 | $290,000 | $350,000-$400,000 |
| Lynch Rd, S Longwood Ln, Rd 82, Cotswood Ct, Hunting Way, Widener Ln, Myrtle St, E 2nd St, Dairy Dr, Delhi Ct | $195,500 | $180,000 | $200,000-$250,000 | $380,500 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $563 |
| Superior Protection Discount | -$66 | $596 |
| Fire & Security Discount | -$53 | $609 |
| Hail Resistant Roof Discount | -$13 | $649 |
| Newly Constructed Home Discount | -$146 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $700 | $660 | $1,360 | $480 | $1,180 | $180 |
| Smyrna, DE | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Felton, DE | $200 | $615 | $815 | $447 | $647 | $168 |
| New Castle, DE | $1,500 | $629 | $2,129 | $457 | $1,957 | $172 |
| Betterton, MD | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Charlestown, MD | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Arden, DE | $300 | $888 | $1,188 | $645 | $945 | $243 |
| Edesville, MD | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Glenolden, PA | $100 | $657 | $757 | $477 | $577 | $180 |
| Egg Harbor, NJ | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Collingswood, NJ | $200 | $800 | $1,000 | $581 | $781 | $219 |
| Stevensville, MD | $1,500 | $825 | $2,325 | $600 | $2,100 | $226 |
| Home Insurance Company Smyrna, DE | Homeowners Insurance Agency Smyrna, DE | Address | Popularity Score | Distance from Smyrna (miles) |
|---|---|---|---|---|
| State Farm | Heather Broujos | 33 Possum Park Mall, Newark, DE, 19711-5591 | 30.1 | |
| State Farm | Chuck Montgomery | 111 S 6th St, Odessa, DE, 19730-2077 | 14.3 | |
| State Farm | Billy Reese | 575 N Dupont Hwy, Dover, DE, 19901-3960 | 8.1 | |
| State Farm | Shannon Clark | 750 Barksdale Rd Ste 5, Newark, DE, 19711-3245 | 30.3 | |
| State Farm | Xan Hong | 2018 Naamans Rd Ste 4, Wilmington, DE, 19810-2659 | 36.7 | |
| State Farm | Brian Dawson | 2500 Wrangle Hill Rd Ste 125, Bear, DE, 19701-3841 | 24.5 | |
| State Farm | Pat Mccabe | 262 Chapman Rd Ste 109, Newark, DE, 19702-5412 | 27.6 | |
| State Farm | Chris Joyner | 404 N Lincoln St Fl 1, Wilmington, DE, 19805-3010 | 31.8 | |
| State Farm | Jeff Zuspann | 1813 Marsh Rd Ste G, Wilmington, DE, 19810-4544 | 35.3 | |
| State Farm | John Kater | 219 E Main Street, Newark, DE, 19711-7314 | 30.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Smyrna, DE | $221,800 | $662 | $520 | $880 | $360 |
| Felton, DE | $193,000 | $622 | $490 | $830 | $340 |
| New Castle, DE | $184,500 | $636 | $500 | $850 | $350 |
| Betterton, MD | $187,500 | $789 | $620 | $990 | $370 |
| Charlestown, MD | $249,400 | $904 | $710 | $1,140 | $430 |
| Arden, DE | $336,700 | $899 | $710 | $1,200 | $490 |
| Edesville, MD | $166,100 | $751 | $590 | $950 | $360 |
| Glenolden, PA | $154,600 | $665 | $450 | $920 | $470 |
| Egg Harbor, NJ | $218,800 | $865 | $620 | $1,200 | $580 |
| Collingswood, NJ | $259,200 | $810 | $540 | $1,110 | $570 |
| Stevensville, MD | $356,400 | $835 | $660 | $1,050 | $390 |