Gavop shows you how to buy homeowners insurance in Clute, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $95,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $165,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $294,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $833 |
| Superior Protection Discount | -$100 | $903 |
| Fire & Security Discount | -$90 | $913 |
| Hail Resistant Roof Discount | -$30 | $973 |
| Newly Constructed Home Discount | -$291 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brazoria County | $1,000 | $1,397 | $2,397 | $1,015 | $2,015 | $382 |
| Clute, TX | $700 | $991 | $1,691 | $720 | $1,420 | $271 |
| Bailey's Prairie, TX | $400 | $1,762 | $2,162 | $1,280 | $1,680 | $481 |
| Holiday Lakes, TX | $2,000 | $1,178 | $3,178 | $856 | $2,856 | $322 |
| Liverpool, TX | $100 | $1,427 | $1,527 | $1,037 | $1,137 | $390 |
| La Marque-Hitchcock, TX | $1,500 | $1,567 | $3,067 | $1,139 | $2,639 | $428 |
| Needville, TX | $500 | $957 | $1,457 | $696 | $1,196 | $262 |
| Nassau Bay, TX | $2,000 | $1,864 | $3,864 | $1,355 | $3,355 | $509 |
| Kemah, TX | $200 | $1,782 | $1,982 | $1,295 | $1,495 | $487 |
| San Leon, TX | $700 | $1,596 | $2,296 | $1,160 | $1,860 | $436 |
| South Houston, TX | $300 | $1,016 | $1,316 | $739 | $1,039 | $278 |
| Four Corners, TX | $1,000 | $943 | $1,943 | $686 | $1,686 | $258 |
| Home Insurance Company Clute, TX | Homeowners Insurance Agency Clute, TX | Address | Popularity Score | Distance from Clute (miles) |
|---|---|---|---|---|
| Travelers | Policy League | 12053 Sw Freeway, Stafford, TX, 77477 | 43.9 | |
| State Farm | Stacy Bowers | 12033 Highway 6 Ste 400, Fresno, TX, 77545-8907 | 34.3 | |
| State Farm | Nick Castillo | 503 1/2 Illinois St, South Houston, TX, 77587-4241 | 44.8 | |
| State Farm | Andrew Perez | 6606 Lawndale St Ste 400, Houston, TX, 77023-2440 | 48.3 | |
| State Farm | Tommy Tran | 7601 W Belt Pkwy S Ste 176, Houston, TX, 77072-5227 | 47.1 | |
| Travelers | Assurance One Of Texas Llc | 245 Commerce Green Blvd Ste 110, Sugar Land, TX, 77478 | 43.0 | |
| Allstate | Linda Brewster | 10101 Fondren Rd Ste 223, Houston, TX, 77096 | 44.8 | |
| State Farm | Wilbert Sumuel | 3453 Kirby Dr, Houston, TX, 77098-3210 | 48.7 | |
| State Farm | Caroline Tuck | 11510 Space Center Blvd Ste D, Houston, TX, 77059-3602 | 44.1 | |
| State Farm | Ben Speer | 18050 Saturn Ln Ste 360, Houston, TX, 77058-4502 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Clute, TX | $96,000 | $1,003 | $660 | $1,540 | $880 |
| Bailey's Prairie, TX | $178,700 | $1,783 | $1,180 | $2,750 | $1,570 |
| Holiday Lakes, TX | $43,500 | $1,192 | $790 | $1,840 | $1,050 |
| Liverpool, TX | $84,400 | $1,444 | $950 | $2,220 | $1,270 |
| La Marque-Hitchcock, TX | $115,800 | $1,586 | $1,050 | $2,440 | $1,390 |
| Needville, TX | $148,200 | $969 | $640 | $1,490 | $850 |
| Nassau Bay, TX | $224,100 | $1,887 | $1,250 | $2,910 | $1,660 |
| Kemah, TX | $187,300 | $1,804 | $1,190 | $2,780 | $1,590 |
| San Leon, TX | $123,200 | $1,615 | $1,070 | $2,490 | $1,420 |
| South Houston, TX | $85,000 | $1,029 | $680 | $1,580 | $900 |
| Four Corners, TX | $166,500 | $955 | $630 | $1,470 | $840 |