Gavop's guide to buying homeowners insurance in Caswell County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Caswell County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 62 N, State Rd 1565, Miller Ln, W Church St, Blackwell Rd, State Rd 1783, Mims Farm Rd, Seamster Rd, State Rd 1374, Oakwood Cir | $167,000 | $160,000 | $125,000-$150,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Willoughby Rd, State Rd 1100, Oakus Page Rd, State Rd 1166, State Rd 1584, Rosewood Ln, Timberline Trl, Cedar Cemetery Rd, Newnam Rd, State Rd 1106 | $145,500 | $130,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| State Rd 1348, Weadon Rd, Smith Chapel Rd, Covey Trl, Concord Dr, Mise Rd, Crooked Rd, State Rd 1362, Motley Dr, River Bend Rd | $132,500 | $120,000 | $100,000-$125,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Arthur Swan Rd, Crafton Rd, State Rd 1713, Hughes Ridge Rd, State Rd 1001, Rabbit Pen Rd, Arthur Carter Ln, Long Rd, Pond View Dr, State Hwy 57 | $156,500 | $140,000 | $125,000-$150,000 | $137,000 | $130,000 | $125,000-$150,000 |
| Park Springs Rd, Abner Fitch Rd, US Hwy 158 W, Hooper Ave, Pagetown Rd, Hoskins Rd, Parkdale Rd, Fifth Ave, State Rd 1767, State Rd 1153 | $122,500 | $110,000 | $125,000-$150,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $506 |
| Superior Protection Discount | -$60 | $542 |
| Fire & Security Discount | -$42 | $560 |
| Hail Resistant Roof Discount | -$18 | $585 |
| Newly Constructed Home Discount | -$127 | $476 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caswell County | $2,000 | $595 | $2,595 | $433 | $2,433 | $163 |
| Caswell County, NC | $1,000 | $595 | $1,595 | $433 | $1,433 | $163 |
| Locust Hill, NC | $400 | $549 | $949 | $399 | $799 | $150 |
| Haw River, NC | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Efland, NC | $500 | $968 | $1,468 | $704 | $1,204 | $265 |
| Greensboro, NC | $2,500 | $824 | $3,324 | $599 | $3,099 | $225 |
| Liberty, NC | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Staley, NC | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Williams, NC | $100 | $990 | $1,090 | $720 | $820 | $271 |
| Clover, VA | $2,500 | $622 | $3,122 | $452 | $2,952 | $170 |
| Hickory Mountain, NC | $400 | $1,120 | $1,520 | $814 | $1,214 | $306 |
| Middle Fork II, NC | $1,000 | $792 | $1,792 | $576 | $1,576 | $217 |
| Home Insurance Company Caswell County, NC | Homeowners Insurance Agency Caswell County, NC | Address | Popularity Score | Distance from Caswell County (miles) |
|---|---|---|---|---|
| Travelers | Harry E Bray Insurance | 6926 Old Highway 86 N, Providence, NC, 27315 | 7.9 | |
| Travelers | Harry E Bray Insurance | 6926 Old Nc Hwy 86 N, Providence, NC, 27315 | 7.9 | |
| Allstate | Terry Williams | 2109 New Garden Rd, Greensboro, NC, 27410 | 34.4 | |
| State Farm | Zonya Autmon | 2402 S Miami Blvd Ste 103, Durham, NC, 27703-4928 | 41.8 | |
| Allstate | Michael D. Maffeo | 2705 N Duke St Ste 203, Durham, NC, 27704 | 34.4 | |
| Allstate | Duane Dahlheimer | 1441 Richardson Dr, Reidsville, NC, 27320 | 19.5 | |
| State Farm | Eddie Collins | 5709b W Market St, Greensboro, NC, 27409-2231 | 38.3 | |
| Allstate | R Bryan Torrence | 3132 Commerce Pl # B1, Burlington, NC, 27215 | 23.5 | |
| Erie | Fargis Insurance Services | 232 Gilmer Street Suite 102, Reidsville, NC, 27320 | 18.7 | |
| Nationwide | Daniel J. Zeller | 309 S Main St, Reidsville, NC, 27323-2839 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Caswell County, NC | $104,700 | $603 | $430 | $840 | $410 |
| Caswell County, NC | $104,700 | $603 | $440 | $850 | $410 |
| Locust Hill, NC | $87,500 | $556 | $390 | $780 | $390 |
| Haw River, NC | $99,400 | $620 | $420 | $870 | $450 |
| Efland, NC | $185,400 | $980 | $700 | $1,350 | $650 |
| Greensboro, NC | $152,300 | $834 | $610 | $1,140 | $530 |
| Liberty, NC | $125,800 | $697 | $500 | $950 | $450 |
| Staley, NC | $100,000 | $624 | $420 | $880 | $460 |
| Williams, NC | $364,400 | $1,002 | $730 | $1,410 | $680 |
| Clover, VA | $117,000 | $630 | $450 | $880 | $430 |
| Hickory Mountain, NC | $235,700 | $1,134 | $780 | $1,580 | $800 |
| Middle Fork II, NC | $137,900 | $802 | $550 | $1,140 | $590 |