Gavop's guide to buying homeowners insurance in Swift County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Swift County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 4th St, US Hwy 59, Atlantic Ave, 120th Ave NW, Co Rd 19, 80th St NW, N Edquist St, Co Rd 60, River Rd, 120th Ave SE | $162,500 | $150,000 | $125,000-$150,000 | $115,000 | $100,000 | $125,000-$150,000 |
| 15th Ave NE, Sunwall Ave, 1st Ave N, 90th Ave SE, 10th Ave NW, 140th Ave NW, Meadow Ln, Co Rd 69, 10th St SE, 30th St NE | $105,500 | $80,000 | $100,000-$125,000 | $124,000 | $120,000 | $125,000-$150,000 |
| 22nd St, Ada Ave, 135th Ave SE, 17th St S, 90th St SW, Co Rd 25, 250th St SW, 40th Ave SW, Co Rd 18, 60th Ave SW | $167,500 | $140,000 | $150,000-$175,000 | $100,000 | $90,000 | $75,000-$100,000 |
| 20th Ave SE, 130th Ave SW, S Miles St, 100th St SW, Cottonwood St, 30th St NW, 15th Ln NE, 120th St SE, Washington Ave, 145th Ave | $104,000 | $90,000 | $75,000-$100,000 | $152,000 | $130,000 | $150,000-$175,000 |
| 7th St S, N Miles St, 165th Ave NE, 5th Ave, Ireland Ave, 110th Ave SE, Co Rd 87, Co Rd 20, Co Rd 23, 130th Ave SE | $99,500 | $90,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $613 |
| Home and Two Car | -$113 | $553 |
| Home and Three Car | -$160 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Swift County | $2,500 | $658 | $3,158 | $478 | $2,978 | $180 |
| Swift County, MN | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Hoff, MN | $400 | $1,296 | $1,696 | $942 | $1,342 | $354 |
| Langhei, MN | $2,500 | $1,252 | $3,752 | $910 | $3,410 | $342 |
| Louriston, MN | $500 | $1,225 | $1,725 | $890 | $1,390 | $335 |
| Chippewa County, MN | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Mamre, MN | $400 | $1,204 | $1,604 | $875 | $1,275 | $329 |
| Forada, MN | $1,000 | $1,027 | $2,027 | $746 | $1,746 | $281 |
| Regal, MN | $400 | $788 | $1,188 | $573 | $973 | $215 |
| Getty, MN | $2,500 | $1,096 | $3,596 | $796 | $3,296 | $299 |
| Union Grove, MN | $100 | $1,119 | $1,219 | $813 | $913 | $306 |
| Lowe, SD | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Home Insurance Company Swift County, MN | Homeowners Insurance Agency Swift County, MN | Address | Popularity Score | Distance from Swift County (miles) |
|---|---|---|---|---|
| Travelers | Hendricks Insurance Agency | 215 Central Ave, Osakis, MN, 56360 | 48.5 | |
| Allstate | A To Z Insurance Center | 338 N Main St, Renville, MN, 56284 | 40.8 | |
| Liberty Mutual Independent | Insurance Center | 1516 1st St S, Willmar, MN, 56201 | 33.7 | |
| Farmers | Mary Olmscheid | 103 State Street, Elrosa, MN, 56325 | 41.3 | |
| State Farm | Eric Skeie | 822 E Lincoln Ave, Olivia, MN, 56277-1354 | 48.7 | |
| State Farm | Melissa Radel | 206 Washburne Ave, Paynesville, MN, 56362-1643 | 48.1 | |
| State Farm | Tony Ourada | 210 Saint Olaf Ave N, Canby, MN, 56220-1374 | 48.4 | |
| State Farm | Tony Ourada | 209 6th Ave, Madison, MN, 56256 | 30.7 | |
| Allstate | Dbe Insurance | 105 Central Ave E, New London, MN, 56273 | 36.5 | |
| State Farm | Jan Scriver | 123 2nd St Nw, Ortonville, MN, 56278 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,640 | $790 |
| Swift County, MN | $102,100 | $666 | $450 | $940 | $490 |
| Swift County, MN | $102,100 | $666 | $470 | $950 | $480 |
| Hoff, MN | $240,900 | $1,312 | $910 | $1,880 | $970 |
| Langhei, MN | $225,000 | $1,267 | $870 | $1,760 | $890 |
| Louriston, MN | $215,600 | $1,240 | $890 | $1,720 | $830 |
| Chippewa County, MN | $104,500 | $677 | $450 | $930 | $480 |
| Mamre, MN | $208,700 | $1,219 | $840 | $1,680 | $840 |
| Forada, MN | $155,600 | $1,039 | $700 | $1,430 | $730 |
| Regal, MN | $103,100 | $798 | $540 | $1,090 | $550 |
| Getty, MN | $174,500 | $1,109 | $750 | $1,530 | $780 |
| Union Grove, MN | $181,700 | $1,133 | $780 | $1,550 | $770 |
| Lowe, SD | $90,800 | $777 | $560 | $1,060 | $500 |