Gavop tells you how to get the best homeowners insurance in Benewah County, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Benewah County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Promise Ln, Cassandra Hills Rd, Meadow View Rd, Old Tensed Rd, Santa Marie Woods Dr, Wise Rd, Peaceful Valley Ln, Jenny Ln, N Fork Coon Creek, Elm Dr | $156,000 | $140,000 | $125,000-$150,000 | $137,000 | $130,000 | $100,000-$125,000 |
| Elm St, Lovell Valley Rd, Garden Tracts Rd, Tree Farm Ln, Valley Rd, Taylor Ln, Juniper Dr, Mountain View Rd, W Idaho Ave, S 21st St | $161,000 | $130,000 | $175,000-$200,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Hill St, Chatcolet Lower Rd, Adams Dr, S 9th St, Old Sanders Rd, S 15th St, N Fork Santa Creek Rd, N 5th St, Santa Creek Rd, P St | $139,500 | $120,000 | $100,000-$125,000 | $139,000 | $120,000 | $125,000-$150,000 |
| Washington Ave, Benewah Rd, E Davis St, Grizzly Ln, Green Mountain Ln, Poschs Hill, Nut Hatch Ln, Patches Ln, Johnson Ln, Old Hwy 5 | $143,000 | $130,000 | $125,000-$150,000 | $85,000 | $70,000 | $75,000-$100,000 |
| 2nd St Milltown, C St, N 13th St, US Hwy 95, S 5th St, Borgman Ln, Upper Cherry Ter, N 22nd St, 7th St, Love St | $125,000 | $110,000 | $100,000-$125,000 | $110,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $577 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$54 | $617 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$148 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benewah County | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Benewah County, ID | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Fairfield, WA | $100 | $618 | $718 | $449 | $549 | $169 |
| Latah County, ID | $1,500 | $638 | $2,138 | $464 | $1,964 | $174 |
| Pinehurst, ID | $400 | $559 | $959 | $406 | $806 | $153 |
| Steptoe, WA | $2,000 | $625 | $2,625 | $454 | $2,454 | $171 |
| Spangle, WA | $200 | $571 | $771 | $415 | $615 | $156 |
| Colfax-Palouse, WA | $2,500 | $642 | $3,142 | $467 | $2,967 | $176 |
| Albion, WA | $500 | $581 | $1,081 | $422 | $922 | $159 |
| Spokane Valley, WA | $2,000 | $639 | $2,639 | $465 | $2,465 | $175 |
| Murray, ID | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Home Insurance Company Benewah County, ID | Homeowners Insurance Agency Benewah County, ID | Address | Popularity Score | Distance from Benewah County (miles) |
|---|---|---|---|---|
| Farmers | David Lunceford | 610 W Hubbard St Ste 121, Coeur D Alene, ID, 83814 | 33.0 | |
| Farmers | Michael Score | 202 1/2 N 4th St, Coeur D Alene, ID, 83814 | 32.3 | |
| Travelers | Insurance Northwest | 2320 N Government Way, Coeur D Alene, ID, 83814 | 34.0 | |
| State Farm | Tim Skelton | 2140 Riverstone Dr, Coeur D Alene, ID, 83814 | 34.2 | |
| Allstate | Andy Cline | 780 N Cecil Rd Ste 104, Post Falls, ID, 83854 | 36.6 | |
| Travelers | Coeur Dalene Insurance | 602 Bank St, Wallace, ID, 83873 | 37.6 | |
| Allstate | Steve Halliday | 8880 N Hess St # 3, Hayden Lake, ID, 83835 | 37.6 | |
| Allstate | Jeffi Tibbetts | 610 W Hubbard St Ste 206, Coeur D Alene, ID, 83814 | 33.0 | |
| State Farm | Tavis Throm | 1810 E Schneidmlr Ave Ste 201, Post Falls, ID, 83854-7040 | 37.1 | |
| State Farm | Sue Breesnee | 724 North Hwy. 41, Post Falls, ID, 83854 | 36.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $900 | $450 |
| Benewah County, ID | $150,800 | $671 | $460 | $950 | $490 |
| Benewah County, ID | $150,800 | $671 | $480 | $950 | $470 |
| Fairfield, WA | $152,000 | $626 | $460 | $900 | $440 |
| Latah County, ID | $207,200 | $646 | $430 | $910 | $480 |
| Pinehurst, ID | $138,900 | $566 | $380 | $790 | $410 |
| Steptoe, WA | $156,300 | $633 | $460 | $900 | $440 |
| Spangle, WA | $127,100 | $578 | $420 | $820 | $400 |
| Colfax-Palouse, WA | $166,400 | $650 | $440 | $930 | $490 |
| Albion, WA | $131,900 | $588 | $420 | $830 | $410 |
| Spokane Valley, WA | $177,100 | $647 | $470 | $890 | $420 |
| Murray, ID | $239,300 | $703 | $480 | $990 | $510 |