Gavop's guide to buying homeowners insurance in Town 'n' Country, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Town 'n' Country, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dosina Ln, Brandy Mooring Dr, Allan Cir, Leeward Isle Way, Preston Ct, Declaration Dr, Corporate C Pl, Nautilis Cir, Hobie Ct, Country Square Ct | $199,000 | $180,000 | $200,000-$250,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Canosa Pl, Fernview Ln, Cypress Park Dr, Eden Ln, Sunningvale Rd, el Capistrano Dr, Terracewood Cir, Sleepy Creek Ct, Dacena Villa Pl, Shaw Dr | $203,000 | $180,000 | $200,000-$250,000 | $85,000 | $70,000 | $50,000-$75,000 |
| Police Pistol Range Rd, Net Dr, Solano Ct, Chris Craft Ct, Sade St, Encanto Ct, Deeplands Rd, Monte Vista Pl, Eldorado Dr, Seafairer Dr | $145,500 | $130,000 | $125,000-$150,000 | $120,500 | $110,000 | $125,000-$150,000 |
| Longship Pl, Flowing Brook Ct, Redwood Blvd, Larimer Dr, Wilcox Ct, Popular St, Dimarco Rd, Tiara Park Way, Charleston Corner Rd, Hess Dr | $91,000 | $70,000 | $75,000-$100,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Rocky Run Ct, Tallwood Dr, Clifton St, Baymeadow Ct, W Pocahontas Ave, Cottonway Ln, Boxwood Ct, Plaza Dr, Drury St, Cedar Rd | $132,500 | $110,000 | $150,000-$175,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Landmark Way, W Chelsea St, Sea Island Way, Bay Breeze Ct, Briar Hollow Ct, Monray Dr, Dickinson Ct, Stonepointe Pl, Marble St, Delta Ln | $153,500 | $140,000 | $125,000-$150,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Oakvista Cir, Mertens Ave, Sunburst Ct, Longwood Run Ln, Pine Way, E Longboat Blvd, Woodglen Cir, Bay Pointe Dr, Soapstone Dr, River Oaks Dr | $201,000 | $190,000 | $200,000-$250,000 | $178,000 | $160,000 | $200,000-$250,000 |
| N Rocky Point Dr, Barque Dr, Bayou Dr, Wood Lake Blvd, E Eden Rock Cir, Ash St, Tampa Shores Blvd, Cresthill Dr, la Mirage Ct, Elm Ct | $175,500 | $160,000 | $150,000-$175,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Driftwood Dr, Ocean Harbor Ln, Hickory Cir, Longpoint Way, Dolonita Dr, Bay St, Chimney Hill Ct, Cove Hills Ct, Granite Pl, Stepping Stone Blvd | $130,000 | $110,000 | $100,000-$125,000 | $75,000 | $70,000 | $75,000-$100,000 |
| W Norfolk St, Landmark Run, Yellow Stone Pl, Lopez Dr, Theresa St, Ripken Ln, Torrey Rd, Donaldson Dr, Haywood Ct, Sundial Dr | $177,500 | $150,000 | $175,000-$200,000 | $160,500 | $150,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $911 |
| Home and Two Car | -$158 | $832 |
| Home and Three Car | -$238 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsborough County | $2,000 | $1,432 | $3,432 | $1,040 | $3,040 | $391 |
| Town 'n' Country, FL | $1,000 | $979 | $1,979 | $711 | $1,711 | $267 |
| Lutz, FL | $400 | $1,097 | $1,497 | $798 | $1,198 | $300 |
| Palm Harbor, FL | $1,000 | $1,368 | $2,368 | $995 | $1,995 | $374 |
| East Lake-Orient Park, FL | $100 | $899 | $999 | $653 | $753 | $246 |
| Bardmoor, FL | $1,000 | $995 | $1,995 | $723 | $1,723 | $272 |
| New Port Richey East, FL | $400 | $945 | $1,345 | $686 | $1,086 | $258 |
| Sun City Center, FL | $700 | $1,021 | $1,721 | $742 | $1,442 | $279 |
| West Bradenton, FL | $1,000 | $1,885 | $2,885 | $1,370 | $2,370 | $515 |
| Bradenton Beach, FL | $400 | $2,347 | $2,747 | $1,705 | $2,105 | $641 |
| Southgate, FL | $1,500 | $1,001 | $2,501 | $727 | $2,227 | $274 |
| Home Insurance Company Town 'n' Country, FL | Homeowners Insurance Agency Town 'n' Country, FL | Address | Popularity Score | Distance from Town 'n' Country (miles) |
|---|---|---|---|---|
| Travelers | First Heritage Insurance Services Inc | 1511 N. West Shore Blvd. Suite 1100, Tampa, FL, 33607 | 5.0 | |
| Allstate | Lisette M. Fernandez | 4935 Van Dyke Rd, Lutz, FL, 33558 | 8.8 | |
| State Farm | Jeff Ralph | 11014 N Dale Mbry Hwy Ste 501, Tampa, FL, 33618-3800 | 5.2 | |
| State Farm | Pam Williams | 10005 Gallant Ln, Tampa, FL, 33625-5808 | 2.2 | |
| Travelers | Complete Insurance Advisors Inc | 505 Jackson St Ste 300, Tampa, FL, 33602 | 8.6 | |
| Travelers | Full Cover Insurance Solutions | 3141 S Florida Ave, Lakeland, FL, 33803 | 37.9 | |
| State Farm | John Lang | 4023 W Waters Ave Ste 5, Tampa, FL, 33614-1948 | 4.2 | |
| Travelers | Capstone Insurance Llc | 4539 Mile Stretch Dr, Holiday, FL, 34690 | 15.7 | |
| Allstate | Bruce Cumming | 6405 Sheldon Rd, Tampa, FL, 33615 | 0.4 | |
| Allstate | Samuel R. Scott | 6577 Gunn Hwy, Tampa, FL, 33625 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Town 'n' Country, FL | $146,800 | $990 | $770 | $1,330 | $560 |
| Lutz, FL | $265,500 | $1,111 | $870 | $1,490 | $620 |
| Palm Harbor, FL | $194,700 | $1,385 | $1,080 | $1,860 | $780 |
| East Lake-Orient Park, FL | $101,000 | $910 | $710 | $1,220 | $510 |
| Bardmoor, FL | $150,300 | $1,007 | $790 | $1,350 | $560 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |
| Sun City Center, FL | $155,800 | $1,033 | $810 | $1,380 | $570 |
| West Bradenton, FL | $225,100 | $1,908 | $1,490 | $2,560 | $1,070 |
| Bradenton Beach, FL | $300,000 | $2,375 | $1,850 | $3,180 | $1,330 |
| Southgate, FL | $217,500 | $1,013 | $790 | $1,360 | $570 |