How Can I Make My Baltimore County, MD Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Baltimore County, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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1Research How your Baltimore County, MD Home Impacts your Rates
2Match your Background to Baltimore County, MD Home Insurance Offers
3Optimize your Baltimore County, MD Homeowners Insurance Policy
4Identify Top Home Insurance Agents near Baltimore County, MD
5Compare Rates from Home Insurance Companies in Baltimore County, MD

Estimate Appropriate Baltimore County, MD Home Insurance Coverage Levels | Back to Top

Baltimore County, MD - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Long Pine Pl, Charles Henry Ln, Lineage Ct, Cleanleigh Dr, Charles Ridge Rd, Charlesmeade Rd, Downshire Ct, Thistlebloom Rd, Overhill Rd, Finney Dr $183,500 $150,000 $200,000-$250,000 $236,500 $220,000 $200,000-$250,000
Lakehurst Dr, Remoor Rd, Woodhaven Ct, Dempster Ct, Birchwood Rd, Culvert Rd, Fieldstone Ct, Tahoe Cir, Wendslow Pl, Milton Brook Ct $421,000 $340,000 $350,000-$400,000 $327,500 $270,000 $350,000-$400,000
Benson Ct, Laurel Dr, Dawn Day Ct, Southern Cross Dr, Willow Run, Traceys Store Rd, Brady Ave, Chickory Hill Ln, Ballston Rd, Kings Point Rd $192,500 $160,000 $200,000-$250,000 $186,000 $170,000 $175,000-$200,000
Mellor Ave, Babikow Rd, Delvale Pl, Coldbrook Rd, Quiet Stream Ct, Merryview Dr, Northleigh Rd, Gaymount Rd, Valley Rd, Roxy Dr $172,500 $140,000 $125,000-$150,000 $244,000 $220,000 $200,000-$250,000
Honeygo Blvd, Thicket Rd, Thayer Ter, S Dundalk Ave, Hinesleigh Ct, Wycliffe Rd, Huntshire Rd, Belmont Ridge Rd, Gresham Way, Redwood Ave $391,500 $360,000 $400,000-$500,000 $352,000 $330,000 $400,000-$500,000
Ravenwood Rd, Winterhaven Rd, Harborwood Rd, Briarwood Rd, Jamieson Rd, Saratoga Ave, Gaylord St, Bykes Ct, Kirkcolm Rd, Stridesham Ct $189,500 $160,000 $150,000-$175,000 $125,000 $120,000 $125,000-$150,000
Brandt Ave, Trelawny Ct, Quern Ct, E Biddle St, Mount Carmel Rd, Walnut Wood Rd, Cedar Ln, Lariat Rd, Onyx Rd, Mayfair Rd $274,000 $250,000 $200,000-$250,000 $260,000 $230,000 $200,000-$250,000
Breckenridge Ln, Foxchase Ln, Castlemoor Rd, Highland Ridge Dr, Birchwood Rd, Wickersham Way, Clairford Ct, Yataruba Dr, Ridgelys Choice Dr, Sunnydale Way $239,500 $220,000 $200,000-$250,000 $179,500 $160,000 $175,000-$200,000
Bollinger Rd, Bentley Hill Dr, Sparrows Pt Rd, W Chatsworth Ave, Rasa Ct, Wells Ave, Ruxton Green Ct, Adams Pl, Coopers Run Ct, N Boundary Rd $391,500 $350,000 $300,000-$350,000 $191,500 $170,000 $150,000-$175,000
Molesworth Rd, Yvonne Court Way, Sweetgum Ct, N Marine Ave, N Ritters Ln, Upper Field Ct, S Hilltop Rd, Marott Dr, Hitchcock Ln, Fenway S $494,500 $400,000 $500,000-$600,000 $434,000 $400,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Baltimore County, MD | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$165 $704
Superior Protection Discount -$87 $782
Fire & Security Discount -$61 $808
Hail Resistant Roof Discount -$26 $843
Newly Constructed Home Discount -$226 $643

Choose the Right Deductible for your Baltimore County, MD Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Baltimore County $2,500 $858 $3,358 $624 $3,124 $235
Baltimore County, MD $1,000 $858 $1,858 $624 $1,624 $235
Scaggsville, MD $200 $975 $1,175 $709 $909 $267
Mount Airy, MD $700 $837 $1,537 $608 $1,308 $229
Wakefield, PA $500 $804 $1,304 $584 $1,084 $220
Takoma Park, MD $2,500 $988 $3,488 $718 $3,218 $270
Cottage City, MD $400 $832 $1,232 $605 $1,005 $227
Emigsville, PA $1,000 $686 $1,686 $498 $1,498 $187
Lake Meade, PA $500 $807 $1,307 $587 $1,087 $221
Falmouth, PA $2,500 $777 $3,277 $564 $3,064 $212
Newberry, PA $300 $657 $957 $477 $777 $180
West Grove, PA $2,500 $800 $3,300 $582 $3,082 $219

Identify Top Home Insurance Agents near Baltimore County, MD | Back to Top

Home Insurance Company Baltimore County, MD Homeowners Insurance Agency Baltimore County, MD Address Popularity Score Distance from Baltimore County (miles)
Erie The Kaifer Insurance Group 120 Cockeysville Road Suite 100, Cockeysville, MD, 21030
3.1
State Farm Bob Duda 7939 Honeygo Blvd Ste 105, Baltimore, MD, 21236-5991
9.2
State Farm Ayman Tomhe 5706 Bellona Ave Ste 1 Unit C, Baltimore, MD, 21212-3564
5.8
Liberty Mutual Independent Ironrisk Strategies Llc 1122 Kenilworth Dr Ste 316, Baltimore, MD, 21204
2.2
State Farm Will Ehrenpreis 1003 W 7th St Ste B, Frederick, MD, 21701-4153
42.9
State Farm Jolie Alexander 5 Shawan Rd Ste 102, Hunt Valley, MD, 21030-1373
4.1
Liberty Mutual Independent Hms Insurance Associates 20 Wight Ave Ste 300, Hunt Valley, MD, 21030
3.6
State Farm Lynn Vannatta 1055 Taylor Ave Ste 112, Baltimore, MD, 21286-8332
4.7
Travelers Atlantic Insurance Group Llc 2331 York Rd Ste 301, Timonium, MD, 21093
1.0
State Farm Troy King 4117 Patterson Ave, Baltimore, MD, 21215-2221
7.6

Compare Rates for Baltimore County, MD Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Maryland $296,500 $1,008 $800 $1,270 $470
Baltimore County, MD $249,600 $869 $690 $1,090 $400
Baltimore County, MD $249,600 $869 $690 $1,090 $400
Scaggsville, MD $484,100 $987 $780 $1,240 $460
Mount Airy, MD $361,500 $847 $670 $1,070 $400
Wakefield, PA $208,100 $814 $580 $1,120 $540
Takoma Park, MD $544,200 $1,000 $790 $1,260 $470
Cottage City, MD $217,000 $842 $670 $1,060 $390
Emigsville, PA $144,500 $694 $470 $960 $490
Lake Meade, PA $209,700 $817 $550 $1,170 $620
Falmouth, PA $192,500 $786 $530 $1,120 $590
Newberry, PA $154,800 $665 $460 $910 $450
West Grove, PA $205,800 $810 $580 $1,150 $570

7 Ways to Get Discounts on Homeowners Insurance in Baltimore County, MD

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