Gavop shows you how to buy homeowners insurance in Harrisonville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $172,500 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $296,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $268,500 | $230,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $845 |
| Home and Two Car | -$156 | $763 |
| Home and Three Car | -$230 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Harrisonville, KY | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Crestwood, KY | $400 | $1,210 | $1,610 | $880 | $1,280 | $331 |
| Mackville, KY | $1,000 | $756 | $1,756 | $549 | $1,549 | $207 |
| Campbellsburg, KY | $400 | $843 | $1,243 | $612 | $1,012 | $230 |
| Briarwood, KY | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Crossgate, KY | $100 | $1,213 | $1,313 | $882 | $982 | $332 |
| Shepherdsville, KY | $2,000 | $744 | $2,744 | $540 | $2,540 | $203 |
| Sanders, KY | $200 | $614 | $814 | $446 | $646 | $168 |
| Lebanon, KY | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Cottonburg-Valley View, KY | $300 | $790 | $1,090 | $574 | $874 | $216 |
| Garrard County, KY | $1,500 | $747 | $2,247 | $543 | $2,043 | $204 |
| Home Insurance Company Harrisonville, KY | Homeowners Insurance Agency Harrisonville, KY | Address | Popularity Score | Distance from Harrisonville (miles) |
|---|---|---|---|---|
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023 | 17.5 | |
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 24.3 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023 | 15.1 | |
| State Farm | Matt Miller | 8321 Preston Hwy, Louisville, KY, 40219-5309 | 31.6 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 7.4 | |
| Allstate | Loren Ashley | 4208 Bishop Ln, Louisville, KY, 40218 | 32.1 | |
| State Farm | Josh Haines | 871 Taylorsville Rd, Shelbyville, KY, 40065-9124 | 10.0 | |
| Allstate | Robert Hill | 3831 Ruckriegel Pkwy Ste 102, Louisville, KY, 40299 | 25.5 | |
| State Farm | Brian Morrison | 144 Chenoweth Ln, Louisville, KY, 40207-2660 | 31.3 | |
| State Farm | Jim O'Donoghue | 1727 Midland Trail, Shelbyville, KY, 40065-1711 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Shelby County, KY | $184,900 | $977 | $670 | $1,400 | $730 |
| Harrisonville, KY | $203,300 | $919 | $650 | $1,300 | $650 |
| Crestwood, KY | $262,800 | $1,225 | $820 | $1,690 | $870 |
| Mackville, KY | $95,000 | $765 | $550 | $1,050 | $500 |
| Campbellsburg, KY | $117,500 | $853 | $570 | $1,190 | $620 |
| Briarwood, KY | $138,300 | $923 | $660 | $1,320 | $660 |
| Crossgate, KY | $264,000 | $1,228 | $850 | $1,690 | $840 |
| Shepherdsville, KY | $129,900 | $753 | $510 | $1,050 | $540 |
| Sanders, KY | $64,400 | $621 | $420 | $860 | $440 |
| Lebanon, KY | $97,800 | $653 | $460 | $920 | $460 |
| Cottonburg-Valley View, KY | $103,600 | $800 | $570 | $1,140 | $570 |
| Garrard County, KY | $131,000 | $756 | $540 | $1,070 | $530 |