Gavop tells you how to get the best homeowners insurance in Yancey County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Yancey County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cane River School Rd, Sunrise Ln, W Dogwood Cir, Prospect Dr, Patterson Branch Rd, Blue Spruce Ln, Jr Pate Rd, Phipps Creek Rd, Blacksnake Dr, Joy Ln | $166,500 | $140,000 | $125,000-$150,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Granny Lewis Ln, Whitt Bottom Ln, Rose Bay Ln, Saleen Ln, Coxes Creek Rd, Oakside Way, Townhouse Dr, Cherry Blossom Ln, Spotted Horse Dr, Laughing Fox Cir | $167,500 | $150,000 | $125,000-$150,000 | $146,500 | $120,000 | $125,000-$150,000 |
| Dale Earnhardt Dr, Wolf Pen Branch, Screech Owl Hollow, Rabbit Hop Dr, Silas Branch Rd, Ernest Hughes Rd, Riverwood Dr E, Tennis Ct Rd, Turtle Trot Dr, Long View Rd | $157,500 | $130,000 | $175,000-$200,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Briggs Rd, Morrow Branch Rd, Poplar Grove Rd, Bear Path Trl, CC Farm Rd, Charter Way, Bear Wallow Rd, Lawhern Ln, Mitchell Crk, Shamrock Ln | $103,000 | $90,000 | $100,000-$125,000 | $71,500 | $60,000 | $75,000-$100,000 |
| Windy Hill Ln, W Main St, Lotties Creek Rd, Ramsey St, Cane River Church Rd, Riverside Hills Rd, Rainstone Dr, Rock Creek Rd, Halls Chapel Rd, Hillcrest Ln | $154,500 | $140,000 | $125,000-$150,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Left Fork Ln, Lookout Dr, Buckskin Dr, Unakite Ln, Champ Ray Rd, Rocky Fork Rd, Georges Fork Rd, Heather Ln, Banks Creek Rd, Flame Azalea Ln | $168,000 | $140,000 | $125,000-$150,000 | $98,500 | $90,000 | $75,000-$100,000 |
| Riddle St, Henson Ln, Brandy Run Rd, Slickroad Ridge Way N, Winterstar Loop, Hill Top Rd, State Rd 1373, Phipps Creek Rd, Whitehaven Rd, Stream Rd | $106,000 | $100,000 | $100,000-$125,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Narrow Way Rd, Bumble Bee Ln, Masters St, Pine Swamp Exd, Mitchell Branch Rd, Smokey Rise Dr, Big Cherry Rd, Gilders Crk Rd, Little Wren Ln, Boo Scamp Mountain Rd | $169,000 | $160,000 | $125,000-$150,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Sumac Dr, Galley Rd, Warner Way, Angel Rose Ln, Pensacola School Rd, Riders Way, State Rd 1167, Plum Branch Rd, Reeves Dr, English Branch Rd | $144,500 | $120,000 | $125,000-$150,000 | $93,500 | $90,000 | $75,000-$100,000 |
| Tearshirt Ln, Hamlet Dr, Hunters Ridge Rd, Christy Ln, Lindsey Ln, Penwith Ln, Ivy Ridge Rd, Autrey Cir, Hicks Rd, June Bug Ln | $109,000 | $100,000 | $100,000-$125,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $551 |
| Superior Protection Discount | -$68 | $612 |
| Fire & Security Discount | -$61 | $619 |
| Hail Resistant Roof Discount | -$14 | $667 |
| Newly Constructed Home Discount | -$191 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yancey County | $2,500 | $672 | $3,172 | $489 | $2,989 | $184 |
| Yancey County, NC | $2,000 | $672 | $2,672 | $489 | $2,489 | $184 |
| Yancey County, NC | $500 | $672 | $1,172 | $489 | $989 | $184 |
| Cranberry, NC | $400 | $473 | $873 | $344 | $744 | $129 |
| Shawneehaw, NC | $1,500 | $1,094 | $2,594 | $795 | $2,295 | $299 |
| Fruitland, NC | $100 | $462 | $562 | $336 | $436 | $126 |
| Spurgeon, TN | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Ruth, NC | $100 | $645 | $745 | $469 | $569 | $176 |
| Polk County, NC | $2,000 | $867 | $2,867 | $630 | $2,630 | $237 |
| Boyd, NC | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| Haywood County, NC | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Home Insurance Company Yancey County, NC | Homeowners Insurance Agency Yancey County, NC | Address | Popularity Score | Distance from Yancey County (miles) |
|---|---|---|---|---|
| Travelers | Farris Insurance Agency Inc | 1101 Us Hwy 70 , Connelly Springs, NC, 28612 | 46.6 | |
| State Farm | Dan Hyder | 356 W Main St, Spindale, NC, 28160-1594 | 42.2 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 14.4 | |
| Travelers | Younce Insurance Agency Inc | 808 Harper Ave, Lenoir, NC, 28645 | 42.9 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 23.8 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 19.7 | |
| Travelers | Byrd Insurance Agency Inc | 2370 Us Hwy 221 N Business, Marion, NC, 28752 | 19.2 | |
| Travelers | Suzanne Greene Insurance Agency Inc | 715 E Main St, Burnsville, NC, 28714 | 2.2 | |
| State Farm | Rebecca Sandoval | 788 Merrimon Ave, Asheville, NC, 28804-2444 | 23.0 | |
| State Farm | Steve Strange | 710 Blowing Rock Blvd, Lenoir, NC, 28645-3708 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,240 | $630 |
| Yancey County, NC | $139,800 | $680 | $470 | $930 | $460 |
| Yancey County, NC | $139,800 | $680 | $460 | $950 | $490 |
| Yancey County, NC | $139,800 | $680 | $490 | $930 | $440 |
| Cranberry, NC | $74,400 | $479 | $330 | $660 | $330 |
| Shawneehaw, NC | $226,400 | $1,107 | $790 | $1,570 | $780 |
| Fruitland, NC | $72,500 | $468 | $310 | $660 | $350 |
| Spurgeon, TN | $149,200 | $1,037 | $750 | $1,420 | $670 |
| Ruth, NC | $105,700 | $653 | $440 | $890 | $450 |
| Polk County, NC | $205,500 | $878 | $640 | $1,220 | $580 |
| Boyd, NC | $174,600 | $943 | $650 | $1,350 | $700 |
| Haywood County, NC | $175,900 | $909 | $620 | $1,290 | $670 |