Gavop tells you how to get the best homeowners insurance in Northumberland County, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Northumberland County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| T606, Hummer Rd, High Point Dr, Strawbridge Rd, T531, Renns Rd, T596, Oak Rd, Larch Rd Exd, Armory Rd | $144,500 | $130,000 | $150,000-$175,000 | $114,000 | $100,000 | $125,000-$150,000 |
| Raven Ave, N Center Ave, Juniper St, Derr Rd, T363, Wall St, T396, W Church St, Franklin Ave, Adams Ave | $130,500 | $110,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Vine St, Haas Ave, Locust Rd, Awl St, Kreamer Ave, Fryling Rd, Shin St, T740, Alumni Dr, T439 | $72,500 | $70,000 | $50,000-$75,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Line Mt Rd, Camp Rd, Millers Rd, Lubold Rd, Marsh Rd, Bear Hollow Rd, Big Mountain Rd, Fort Augusta Ave, T447, E Market St | $132,500 | $120,000 | $100,000-$125,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Adams Park Rd, Kasey Dr, Taylor Rd, T564, N River St, T360, Acorn Hill Rd, Hospital Rd, Covered Bridge Rd, T477 | $121,500 | $100,000 | $125,000-$150,000 | $93,500 | $80,000 | $75,000-$100,000 |
| N Center St, River Rd, Dairy Rd, S Ash St, Roys Ln, Old Orchard Rd, Eisenhauer Ln, Cummings St, Neubauer St, Crissinger Rd | $100,000 | $90,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| US Hwy 11, T602, Bradford St, Toad Valley Rd, S Thomas St, T617, Dancehall Rd, Adams Rd, Wonderview Dr, T635 | $180,500 | $170,000 | $150,000-$175,000 | $154,000 | $130,000 | $150,000-$175,000 |
| T588, 7th St, Bowersox Rd, T576, Lahr Rd, Raymond St, Timber Rd, T 584, Cemetery Rd, Guyer Ave | $240,000 | $200,000 | $200,000-$250,000 | $159,500 | $130,000 | $125,000-$150,000 |
| Corcyra Rd, N River Ave, T501, Memorial Acres, Shoch Rd, Bowden Rd, T668, Memorial Dr, T760, Larch Rd | $155,500 | $130,000 | $150,000-$175,000 | $173,000 | $160,000 | $150,000-$175,000 |
| Songbird Ln, T494, Boyles Run Rd, Coolidge St, Starstream Blvd, Martz Rd, T504, T488, Fairview St, Elm Dr | $174,500 | $140,000 | $125,000-$150,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $514 |
| Superior Protection Discount | -$61 | $545 |
| Fire & Security Discount | -$54 | $551 |
| Hail Resistant Roof Discount | -$18 | $587 |
| Newly Constructed Home Discount | -$151 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northumberland County | $2,000 | $598 | $2,598 | $435 | $2,435 | $163 |
| Northumberland County, PA | $2,500 | $598 | $3,098 | $435 | $2,935 | $163 |
| Middlecreek, PA | $100 | $701 | $801 | $510 | $610 | $192 |
| Gordon, PA | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Jordan, PA | $300 | $713 | $1,013 | $518 | $818 | $195 |
| East Salem, PA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| West Hamburg, PA | $400 | $624 | $1,024 | $454 | $854 | $171 |
| Hamburg, PA | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Spring Mills, PA | $500 | $577 | $1,077 | $419 | $919 | $158 |
| New Kingstown, PA | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Lausanne, PA | $500 | $710 | $1,210 | $516 | $1,016 | $194 |
| Ashley, PA | $2,500 | $520 | $3,020 | $378 | $2,878 | $142 |
| Home Insurance Company Northumberland County, PA | Homeowners Insurance Agency Northumberland County, PA | Address | Popularity Score | Distance from Northumberland County (miles) |
|---|---|---|---|---|
| Erie | Ronald N Ensminger Insurance Agency Inc. | 860 Kimmerlings Road, Lebanon, PA, 17046 | 36.9 | |
| State Farm | Stacy Butler | 2810 N Susquehanna Trl, Shamokin Dam, PA, 17876-9109 | 6.0 | |
| Allstate | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 4.6 | |
| State Farm | Klaudia Chilcoat | 301 S 32nd St, Camp Hill, PA, 17011-5129 | 44.1 | |
| Erie | Roger Snyder Insurance Llp | 129 Market Street, Richfield, PA, 17086 | 24.0 | |
| Erie | Freeman-Gingrich Insurance Agency | 409 Suedberg Rd , Pine Grove, PA, 17963 | 26.5 | |
| Liberty Mutual Independent | Focht Piersol Prifer Insurance | 936 W Penn Ave, Robesonia, PA, 19551 | 44.6 | |
| Nationwide | Anthony Mercado Agency | 217 E Market St, Orwigsburg, PA, 17961-1938 | 34.8 | |
| Erie | Stubbs Insurance Associates | 301 Sportsman Road, Wernersville, PA, 19565 | 47.9 | |
| Travelers | Strausser Insurance Agency | 401 South 4th Street, Hamburg, PA, 19526 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Northumberland County, PA | $112,300 | $605 | $420 | $850 | $430 |
| Northumberland County, PA | $112,300 | $605 | $440 | $830 | $390 |
| Middlecreek, PA | $152,400 | $710 | $480 | $1,020 | $540 |
| Gordon, PA | $107,800 | $614 | $440 | $850 | $410 |
| Jordan, PA | $158,200 | $722 | $480 | $1,030 | $550 |
| East Salem, PA | $124,500 | $652 | $450 | $890 | $440 |
| West Hamburg, PA | $115,700 | $632 | $430 | $880 | $450 |
| Hamburg, PA | $135,500 | $676 | $470 | $930 | $460 |
| Spring Mills, PA | $96,000 | $584 | $410 | $800 | $390 |
| New Kingstown, PA | $172,500 | $749 | $510 | $1,030 | $520 |
| Lausanne, PA | $156,900 | $719 | $520 | $990 | $470 |
| Ashley, PA | $74,600 | $526 | $370 | $730 | $360 |