Gavop's guide to buying homeowners insurance in Potomac Mills, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Potomac Mills, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rolling Brook Rd, Mount High St, Catawba Dr, Belleville Ave, Sturbridge Rd, Groupe Dr, Stargrass Ct, Heatherbrook Ct, Lotte Dr, Lipscomb Pl | $172,500 | $160,000 | $175,000-$200,000 | $286,500 | $250,000 | $300,000-$350,000 |
| Drew Hunt Ct, Dara Dr, Dent Ln, Caloosa Way, Elks Ln, Ascot Ct, Eagle Rock Ct, Anderson Ct, Arkendale St, Hereford Rd | $164,000 | $140,000 | $150,000-$175,000 | $237,000 | $200,000 | $175,000-$200,000 |
| Westport Ln, Bonny Rd, Tacketts Village Sq, Chelsea Dr, Tory Loop, Center Ln, Titania Way, Elm Farm Rd, Nadia Loop, Bowline Loop | $280,500 | $260,000 | $250,000-$300,000 | $226,000 | $210,000 | $175,000-$200,000 |
| Jousters Way, Great Oaks Dr, Adair Ln, Baylor St, Ps Business Center Dr, Rochelle Ct, Tupelo Ct, Saint Andrews Ct, Burbank Ln, Drexel St | $244,000 | $220,000 | $200,000-$250,000 | $350,000 | $280,000 | $300,000-$350,000 |
| Elm Farm Rd, New Bedford Way, Devils Reach Rd, Tiger Lily Cir, Swan Point Rd, Frontier Ln, Briar Rose Ln, Warwick Pl, Poplar Aly, Cohasset Ln | $251,000 | $210,000 | $250,000-$300,000 | $329,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $703 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$66 | $761 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$165 | $662 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $2,000 | $1,003 | $3,003 | $729 | $2,729 | $274 |
| Potomac Mills, VA | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Woodbridge, VA | $300 | $936 | $1,236 | $680 | $980 | $256 |
| Braddock, VA | $2,000 | $927 | $2,927 | $674 | $2,674 | $253 |
| Floris, VA | $500 | $1,079 | $1,579 | $784 | $1,284 | $295 |
| Dulles, VA | $1,500 | $1,466 | $2,966 | $1,066 | $2,566 | $401 |
| Fredericksburg, VA | $200 | $881 | $1,081 | $640 | $840 | $241 |
| King George County, VA | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| White Oak, MD | $200 | $898 | $1,098 | $653 | $853 | $246 |
| Germantown, MD | $700 | $998 | $1,698 | $725 | $1,425 | $273 |
| South Laurel, MD | $500 | $1,049 | $1,549 | $763 | $1,263 | $287 |
| Brunswick, MD | $2,500 | $704 | $3,204 | $511 | $3,011 | $192 |
| Home Insurance Company Potomac Mills, VA | Homeowners Insurance Agency Potomac Mills, VA | Address | Popularity Score | Distance from Potomac Mills (miles) |
|---|---|---|---|---|
| Farmers | Reina Melgar | 17471 Jeff Davis Hwy, Dumfries, VA, 22026 | 5.7 | |
| Erie | Prestige Insurance Services Inc. | 701 W Broad Street Suite 205b, Falls Church, VA, 22046 | 17.3 | |
| Allstate | Ladislao Carballosa | 9316 Old Keene Mill Rd Ste E, Burke, VA, 22015 | 8.5 | |
| Travelers | Oberryman Insurance Agency | 2500 Hunter Pl Ste 202, Woodbridge, VA, 22192 | 0.3 | |
| Nationwide | Mike Major Agency | 1384 Old Bridge Rd Ste 101, Woodbridge, VA, 22192-2460 | 2.7 | |
| State Farm | Brad Sorgius | 2 Cardinal Park Dr Se Ste 201c, Leesburg, VA, 20175-4449 | 33.3 | |
| Travelers | Oriol Insurance Agency | 8338 Windfall Rd, Springfield, VA, 22153 | 6.5 | |
| Allstate | Pamela Coleman | 125 Mill St # 3, Occoquan, VA, 22125 | 3.0 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 2.1 | |
| Farmers | Brandon Wince | 1368 Old Bridge Rd Ste 100, Woodbridge, VA, 22192 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Prince William County, VA | $358,300 | $1,016 | $690 | $1,400 | $710 |
| Potomac Mills, VA | $284,300 | $827 | $570 | $1,180 | $610 |
| Woodbridge, VA | $286,100 | $948 | $690 | $1,310 | $620 |
| Braddock, VA | $506,200 | $938 | $650 | $1,340 | $690 |
| Floris, VA | $668,500 | $1,092 | $730 | $1,510 | $780 |
| Dulles, VA | $495,100 | $1,484 | $990 | $2,050 | $1,060 |
| Fredericksburg, VA | $341,200 | $891 | $600 | $1,260 | $660 |
| King George County, VA | $294,300 | $837 | $560 | $1,190 | $630 |
| White Oak, MD | $386,700 | $909 | $720 | $1,150 | $430 |
| Germantown, MD | $326,600 | $1,010 | $800 | $1,270 | $470 |
| South Laurel, MD | $317,800 | $1,062 | $840 | $1,340 | $500 |
| Brunswick, MD | $220,700 | $712 | $560 | $900 | $340 |