How Can I Make My South St. Paul, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in South St. Paul, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate South St. Paul, MN Home Insurance Coverage Levels | Back to Top
| South St. Paul, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marion Pl, 8th Ave N, 16th Ave S, Willis Ave, 46th St E, 3rd St S, Waterloo Ave, 72nd St E, Craig Ct E, Liberty Pl | $207,500 | $170,000 | $175,000-$200,000 | $135,000 | $120,000 | $125,000-$150,000 |
| Bridgepoint Dr, 3rd Ave S, Park St W, Bromley St, Butler Ct, 8th Ave S, Bryant Ave, 8th Ave S, Star Ln, 3rd Ave S | $186,000 | $160,000 | $150,000-$175,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Maywood Dr, 10th Ave S, 9th Ave N, Macarthur St W, Thompson Ave, Eva Ln, Dwane St, 14th Ave S, Dawn Way, Cromwell Ct | $288,000 | $250,000 | $300,000-$350,000 | $216,500 | $180,000 | $175,000-$200,000 |
| 17th Ave N, 4th Ave S, W Spruce St, Stockyards Rd, 7th Ave N, 4th Ave N, Marie Ave, 68th St E, 23rd Ave S, Cleve Ave E | $128,000 | $120,000 | $125,000-$150,000 | $149,500 | $140,000 | $125,000-$150,000 |
| Orchard Ln, 7th Ave S, 18th Ave N, E Warburton St, John E Carroll Ave, 21st Ave S, Conver Ave, 11th Ave N, 15th Ave N, Alice Ct | $153,000 | $120,000 | $150,000-$175,000 | $89,000 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in South St. Paul, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $742 |
| Superior Protection Discount | -$82 | $833 |
| Fire & Security Discount | -$73 | $842 |
| Hail Resistant Roof Discount | -$18 | $897 |
| Newly Constructed Home Discount | -$211 | $705 |
Choose the Right Deductible for your South St. Paul, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $1,000 | $1,198 | $2,198 | $871 | $1,871 | $327 |
| South St. Paul, MN | $2,000 | $905 | $2,905 | $657 | $2,657 | $247 |
| Newport, MN | $300 | $1,132 | $1,432 | $823 | $1,123 | $309 |
| Sunfish Lake, MN | $2,000 | $631 | $2,631 | $458 | $2,458 | $172 |
| Apple Valley, MN | $200 | $1,180 | $1,380 | $857 | $1,057 | $322 |
| Lakeville, MN | $700 | $1,255 | $1,955 | $912 | $1,612 | $343 |
| Welch, MN | $400 | $1,536 | $1,936 | $1,116 | $1,516 | $420 |
| Leon, MN | $1,000 | $1,403 | $2,403 | $1,020 | $2,020 | $383 |
| Nerstrand, MN | $100 | $990 | $1,090 | $719 | $819 | $271 |
| Oxford, MN | $1,500 | $1,311 | $2,811 | $953 | $2,453 | $358 |
| Balsam Lake, WI | $400 | $711 | $1,111 | $517 | $917 | $194 |
| Zimmerman, MN | $700 | $881 | $1,581 | $641 | $1,341 | $241 |
Identify Top Home Insurance Agents near South St. Paul, MN | Back to Top
| Home Insurance Company South St. Paul, MN | Homeowners Insurance Agency South St. Paul, MN | Address | Popularity Score | Distance from South St. Paul (miles) |
|---|---|---|---|---|
| Travelers | Insurance Center Of Buffalo | 1200 N Hwy 25 , Buffalo, MN, 55313 | 44.0 | |
| Farmers | Mary Kostelnik | 2510 7th Ave E Apt 1, North Saint Paul, MN, 55109 | 8.8 | |
| Allstate | Travis Nadeau | 700 Commerce Dr Ste 165, Woodbury, MN, 55125 | 7.2 | |
| Farmers | Duane Palmer | 1399 Geneva Ave N Ste 206, Oakdale, MN, 55128 | 6.2 | |
| Allstate | Chad Dahly | 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110 | 13.2 | |
| State Farm | Joe Etten | 14050 Pilot Knob Rd Ste 144, Apple Valley, MN, 55124-6648 | 11.9 | |
| State Farm | Brian Youmans | 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527 | 2.0 | |
| Farmers | Wally Sheptak | 2489 Rice St Ste 180, Saint Paul, MN, 55113 | 9.4 | |
| State Farm | Paul Mccarthy | 11200 Stillwtr Blvd N Ste 107, Lake Elmo, MN, 55042-8625 | 9.9 | |
| Travelers | Bass Lake Insurance Agency | 7600 Bass Lake Road Suite 109, New Hope, MN, 55428 | 20.1 |
Compare Rates for South St. Paul, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,660 | $840 |
| Dakota County, MN | $238,000 | $1,213 | $870 | $1,660 | $790 |
| South St. Paul, MN | $169,200 | $916 | $620 | $1,290 | $670 |
| Newport, MN | $185,500 | $1,146 | $790 | $1,630 | $840 |
| Sunfish Lake, MN | $912,200 | $638 | $450 | $890 | $440 |
| Apple Valley, MN | $230,900 | $1,194 | $810 | $1,700 | $890 |
| Lakeville, MN | $276,500 | $1,270 | $900 | $1,820 | $920 |
| Welch, MN | $324,600 | $1,555 | $1,070 | $2,160 | $1,090 |
| Leon, MN | $279,800 | $1,420 | $1,020 | $2,030 | $1,010 |
| Nerstrand, MN | $146,400 | $1,002 | $680 | $1,410 | $730 |
| Oxford, MN | $246,300 | $1,327 | $940 | $1,840 | $900 |
| Balsam Lake, WI | $192,200 | $720 | $500 | $1,030 | $530 |
| Zimmerman, MN | $161,800 | $892 | $630 | $1,270 | $640 |
Research Home Insurance Companies Reviews in South St. Paul, MN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
Other insurance companies charge higher rates and include packages we don't need to qualify for the best coverage for our area.
Date: January 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I actually have better coverage compared to my previous company, even though I saved money, I also get better perks on my bundled car insurance than I did before.
Date: December 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
they do have a good offering of coverage and a reasonable rate. However, sometimes it is better to pay more for better service.
State Farm Home Insurance Reviews
Date: November 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
There isn't much interaction. I very occasionally receive notices about options, etc., but not too many as to be annoying. There hasn't been much occasion for anything else.