How Can I Make My South St. Paul, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in South St. Paul, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate South St. Paul, MN Home Insurance Coverage Levels | Back to Top

South St. Paul, MN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Marion Pl, 8th Ave N, 16th Ave S, Willis Ave, 46th St E, 3rd St S, Waterloo Ave, 72nd St E, Craig Ct E, Liberty Pl $207,500 $170,000 $175,000-$200,000 $135,000 $120,000 $125,000-$150,000
Bridgepoint Dr, 3rd Ave S, Park St W, Bromley St, Butler Ct, 8th Ave S, Bryant Ave, 8th Ave S, Star Ln, 3rd Ave S $186,000 $160,000 $150,000-$175,000 $127,000 $110,000 $125,000-$150,000
Maywood Dr, 10th Ave S, 9th Ave N, Macarthur St W, Thompson Ave, Eva Ln, Dwane St, 14th Ave S, Dawn Way, Cromwell Ct $288,000 $250,000 $300,000-$350,000 $216,500 $180,000 $175,000-$200,000
17th Ave N, 4th Ave S, W Spruce St, Stockyards Rd, 7th Ave N, 4th Ave N, Marie Ave, 68th St E, 23rd Ave S, Cleve Ave E $128,000 $120,000 $125,000-$150,000 $149,500 $140,000 $125,000-$150,000
Orchard Ln, 7th Ave S, 18th Ave N, E Warburton St, John E Carroll Ave, 21st Ave S, Conver Ave, 11th Ave N, 15th Ave N, Alice Ct $153,000 $120,000 $150,000-$175,000 $89,000 $80,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in South St. Paul, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$174 $742
Superior Protection Discount -$82 $833
Fire & Security Discount -$73 $842
Hail Resistant Roof Discount -$18 $897
Newly Constructed Home Discount -$211 $705

Choose the Right Deductible for your South St. Paul, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dakota County $1,000 $1,198 $2,198 $871 $1,871 $327
South St. Paul, MN $2,000 $905 $2,905 $657 $2,657 $247
Newport, MN $300 $1,132 $1,432 $823 $1,123 $309
Sunfish Lake, MN $2,000 $631 $2,631 $458 $2,458 $172
Apple Valley, MN $200 $1,180 $1,380 $857 $1,057 $322
Lakeville, MN $700 $1,255 $1,955 $912 $1,612 $343
Welch, MN $400 $1,536 $1,936 $1,116 $1,516 $420
Leon, MN $1,000 $1,403 $2,403 $1,020 $2,020 $383
Nerstrand, MN $100 $990 $1,090 $719 $819 $271
Oxford, MN $1,500 $1,311 $2,811 $953 $2,453 $358
Balsam Lake, WI $400 $711 $1,111 $517 $917 $194
Zimmerman, MN $700 $881 $1,581 $641 $1,341 $241

Identify Top Home Insurance Agents near South St. Paul, MN | Back to Top

Home Insurance Company South St. Paul, MN Homeowners Insurance Agency South St. Paul, MN Address Popularity Score Distance from South St. Paul (miles)
Travelers Insurance Center Of Buffalo 1200 N Hwy 25 , Buffalo, MN, 55313
44.0
Farmers Mary Kostelnik 2510 7th Ave E Apt 1, North Saint Paul, MN, 55109
8.8
Allstate Travis Nadeau 700 Commerce Dr Ste 165, Woodbury, MN, 55125
7.2
Farmers Duane Palmer 1399 Geneva Ave N Ste 206, Oakdale, MN, 55128
6.2
Allstate Chad Dahly 1310 Highway 96 E Ste 107, White Bear Lake, MN, 55110
13.2
State Farm Joe Etten 14050 Pilot Knob Rd Ste 144, Apple Valley, MN, 55124-6648
11.9
State Farm Brian Youmans 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527
2.0
Farmers Wally Sheptak 2489 Rice St Ste 180, Saint Paul, MN, 55113
9.4
State Farm Paul Mccarthy 11200 Stillwtr Blvd N Ste 107, Lake Elmo, MN, 55042-8625
9.9
Travelers Bass Lake Insurance Agency 7600 Bass Lake Road Suite 109, New Hope, MN, 55428
20.1

Compare Rates for South St. Paul, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,660 $840
Dakota County, MN $238,000 $1,213 $870 $1,660 $790
South St. Paul, MN $169,200 $916 $620 $1,290 $670
Newport, MN $185,500 $1,146 $790 $1,630 $840
Sunfish Lake, MN $912,200 $638 $450 $890 $440
Apple Valley, MN $230,900 $1,194 $810 $1,700 $890
Lakeville, MN $276,500 $1,270 $900 $1,820 $920
Welch, MN $324,600 $1,555 $1,070 $2,160 $1,090
Leon, MN $279,800 $1,420 $1,020 $2,030 $1,010
Nerstrand, MN $146,400 $1,002 $680 $1,410 $730
Oxford, MN $246,300 $1,327 $940 $1,840 $900
Balsam Lake, WI $192,200 $720 $500 $1,030 $530
Zimmerman, MN $161,800 $892 $630 $1,270 $640

Research Home Insurance Companies Reviews in South St. Paul, MN Before Buying | Back to Top

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Allstate Home Insurance Reviews

Date: February 13, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
Other insurance companies charge higher rates and include packages we don't need to qualify for the best coverage for our area.

Date: January 08, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I actually have better coverage compared to my previous company, even though I saved money, I also get better perks on my bundled car insurance than I did before.

Date: December 04, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
they do have a good offering of coverage and a reasonable rate. However, sometimes it is better to pay more for better service.


State Farm Home Insurance Reviews

Date: November 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
There isn't much interaction. I very occasionally receive notices about options, etc., but not too many as to be annoying. There hasn't been much occasion for anything else.