How Can I Make My Ventura, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Ventura, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Ventura, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $283,000 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $405,000 | $330,000 | $400,000-$500,000 |
| 4 Bedroom | $320,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $710,500 | $600,000 | $700,000-$800,000 |
Bundle your Ventura, CA Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $891 |
| Home and Two Car | -$167 | $813 |
| Home and Three Car | -$225 | $754 |
Choose the Right Deductible for your Ventura, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ventura County | $700 | $1,381 | $2,081 | $1,004 | $1,704 | $377 |
| Ventura, CA | $700 | $968 | $1,668 | $703 | $1,403 | $265 |
| El Rio, CA | $200 | $820 | $1,020 | $596 | $796 | $224 |
| Ojai-Mira Monte, CA | $2,500 | $1,350 | $3,850 | $981 | $3,481 | $369 |
| Port Hueneme, CA | $400 | $782 | $1,182 | $568 | $968 | $214 |
| Camarillo, CA | $2,000 | $1,485 | $3,485 | $1,079 | $3,079 | $406 |
| Isla Vista, CA | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Malibu, CA | $1,000 | $943 | $1,943 | $685 | $1,685 | $258 |
| Val Verde, CA | $100 | $814 | $914 | $592 | $692 | $222 |
| Newhall, CA | $300 | $1,020 | $1,320 | $741 | $1,041 | $279 |
| New Cuyama, CA | $1,000 | $470 | $1,470 | $342 | $1,342 | $129 |
Identify Top Home Insurance Agents near Ventura, CA | Back to Top
| Home Insurance Company Ventura, CA | Homeowners Insurance Agency Ventura, CA | Address | Popularity Score | Distance from Ventura (miles) |
|---|---|---|---|---|
| State Farm | Ray Gonzales | 2711 S Rose Ave Ste D101, Oxnard, CA, 93033-3959 | 13.0 | |
| Allstate | David Pavon | 22110 Clarendon St Ste 101, Woodland Hills, CA, 91367 | 41.3 | |
| Allstate | Douglas Clark | 9029 Reseda Blvd Ste 204, Northridge, CA, 91324 | 44.5 | |
| State Farm | Aquiles Montoya | 143 Figueroa St., Ventura, CA, 93001 | 2.8 | |
| Allstate | Matthew Marsh | 15053 Ventura Blvd Ste 207, Sherman Oaks, CA, 91403 | 49.8 | |
| Farmers | Matthew Shrope | 2734 Johnson Dr Ste 203, Ventura, CA, 93003 | 7.9 | |
| Allstate | Sameh Messiha | 16045 Sherman Way Ste G, Van Nuys, CA, 91406 | 47.9 | |
| State Farm | Leslie York | 19524 Nordhoff St Ste 8a, Northridge, CA, 91324-2436 | 43.3 | |
| Farmers | Raquel Gomez | 750 W Gonzales Rd Ste 140, Oxnard, CA, 93036 | 9.8 | |
| State Farm | Barbara Ortiz-Lee | 3481 W 5th St Ste 104, Oxnard, CA, 93030-6400 | 9.9 |
Compare Rates for Ventura, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| Ventura, CA | $488,800 | $980 | $720 | $1,330 | $610 |
| El Rio, CA | $371,200 | $830 | $610 | $1,130 | $520 |
| Ojai-Mira Monte, CA | $585,600 | $1,366 | $1,010 | $1,860 | $850 |
| Port Hueneme, CA | $356,500 | $791 | $590 | $1,080 | $490 |
| Camarillo, CA | $569,600 | $1,503 | $1,110 | $2,040 | $930 |
| Isla Vista, CA | $416,700 | $826 | $610 | $1,120 | $510 |
| Malibu, CA | $1,974,100 | $955 | $710 | $1,300 | $590 |
| Val Verde, CA | $309,700 | $824 | $610 | $1,120 | $510 |
| Newhall, CA | $471,500 | $1,032 | $760 | $1,400 | $640 |
| New Cuyama, CA | $85,900 | $476 | $350 | $650 | $300 |
Research Home Insurance Companies Reviews in Ventura, CA Before Buying | Back to Top
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Farmer's Insurance Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 05, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: March 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: June 18, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: March 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: February 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
AAA Home Insurance Reviews
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: April 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: April 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: March 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: March 10, 2019 Age: Above 60 Gender: Female Marital Status: Married
Travelers Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: April 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married