How Can I Make My Midlothian, VA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Midlothian, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Midlothian, VA Home Insurance Coverage Levels | Back to Top
| Midlothian, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clemons Dr, Jousting Ln, Woodmont Dr, Leovey Ln, Maple Hall Rd, Stevens Wood Ct, Silliman Ter, Spring Lake Rd, Founders Bridge Ct, Newington Dr | $167,500 | $150,000 | $125,000-$150,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Dawnridge Ct, Spring Meadow Rd, Fulford Ct, Lightwood Ct, Salisbury Dr, Kennerly Rd, Windy Creek Cir, Long Gate Rd, Black Seam Ct, Sainsbury Dr | $319,000 | $260,000 | $250,000-$300,000 | $241,500 | $210,000 | $200,000-$250,000 |
| Crosstimbers Rd, Olde Stonegate Rd, Michaux Glen Dr, E Old Gun Rd, Whispering Oaks Ct, Boulders Pkwy, Astoria Dr, Yarmouth Dr, Forest Hill Ave, Mariners Pl | $270,500 | $230,000 | $250,000-$300,000 | $218,500 | $180,000 | $175,000-$200,000 |
| Worsham Rd, Rockaway Rd, Greenfield Dr, Watch Hill Ter, S Den Bark Ct, Mountain Laurel Dr, Smoketree Ter, Old Creek Ct, Timberlake Ct, Wildercroft Rd | $271,000 | $240,000 | $200,000-$250,000 | $264,000 | $240,000 | $200,000-$250,000 |
| S Twilight Ln, Sturbridge Dr, Lakeforest Dr, Spring Creek Dr, Beauridge Ct, Tunsberg Ter, State Rte 686, Williamsdale Dr, Huntwood Rd, Gills Gate Ter | $211,000 | $180,000 | $175,000-$200,000 | $157,500 | $130,000 | $125,000-$150,000 |
| Eureka Dr, Olde Lynne Ct, Grey Friars Ln, Foxglove Rd, Boggs Cir, Kitchawam Ct, Chatsworth Ave, Walmsley Blvd, Rams Vw, Gravity Hill Rd | $306,000 | $280,000 | $300,000-$350,000 | $265,000 | $230,000 | $250,000-$300,000 |
| Vistapoint Rd, Bloomsherry Dr, Prince William Dr, Huntwood Ct, Rayanne Dr, Lancashire Dr, Gradyhill Pl, Netherfield Dr, Red Queen Rd, Lancaster Gate Dr | $270,000 | $250,000 | $200,000-$250,000 | $197,000 | $190,000 | $150,000-$175,000 |
| Hillanne Dr, Silver Lake Ter, Suburban Village Way, Cranbeck Ter, Crumpets Ln, Framar Dr, Gamecock Rd, Walton Park Ln, Fernleaf Dr, Old Gun Rd E | $285,000 | $250,000 | $250,000-$300,000 | $281,000 | $230,000 | $200,000-$250,000 |
| Colony Trace Dr, Cascade Ridge Ln, Blackseam Ct, Yarcombe Rd, Sandlewood Dr, Stonecrop Ct, Cove Ridge Pl, Camelia Cir, Creekglen Ln, Professional Rd | $371,000 | $330,000 | $300,000-$350,000 | $161,000 | $130,000 | $150,000-$175,000 |
| Tacony Dr, Chelmford Rd, Amber Meadows Ln, Waterford Pl, Scottwood Rd, Rise Shaft Rd, Luton Ct, E Brigstock Rd, Rossmere Ct, Cotesworth Way | $565,000 | $520,000 | $500,000-$600,000 | $396,000 | $320,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Midlothian, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $801 |
| Superior Protection Discount | -$85 | $858 |
| Fire & Security Discount | -$66 | $877 |
| Hail Resistant Roof Discount | -$28 | $914 |
| Newly Constructed Home Discount | -$236 | $707 |
Choose the Right Deductible for your Midlothian, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Midlothian, VA | $2,000 | $931 | $2,931 | $677 | $2,677 | $255 |
| Manchester, VA | $300 | $665 | $965 | $483 | $783 | $182 |
| Three Chopt, VA | $2,000 | $781 | $2,781 | $568 | $2,568 | $213 |
| Glen Allen, VA | $300 | $759 | $1,059 | $552 | $852 | $208 |
| Fort Lee, VA | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Charles City, VA | $500 | $653 | $1,153 | $475 | $975 | $178 |
| Columbia, VA | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Sturgeon, VA | $100 | $494 | $594 | $359 | $459 | $135 |
| Livingston, VA | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| Browns Store, VA | $400 | $566 | $966 | $411 | $811 | $155 |
Identify Top Home Insurance Agents near Midlothian, VA | Back to Top
| Home Insurance Company Midlothian, VA | Homeowners Insurance Agency Midlothian, VA | Address | Popularity Score | Distance from Midlothian (miles) |
|---|---|---|---|---|
| State Farm | Prem Das | 14111 Midlothian Tpke, Midlothian, VA, 23113-6523 | 1.8 | |
| Travelers | Lake Anna Insurance Agency Llc | 15711 Heth Dr, Mineral, VA, 23117 | 44.5 | |
| Erie | Diversity Insurance Agency Llc | 6002 W Broad Street Suite 201, Richmond, VA, 23230 | 8.8 | |
| Travelers | Arc Insurance Agency | 3605 Mayland Ct, Richmond, VA, 23233 | 9.3 | |
| Travelers | Southside Insurance | 1700 Huguenot Road Suite H, Midlothian, VA, 23113 | 1.0 | |
| State Farm | Cindy Shumaker | 6061 Harbour Park Drive, Midlothian, VA, 23112-2160 | 7.0 | |
| Allstate | Stephanie Hudnell | 2032 John Rolfe Pkwy, Richmond, VA, 23238 | 7.3 | |
| Allstate | Charles Sigman | 11900 Hull Street Rd, Midlothian, VA, 23112 | 5.7 | |
| Nationwide | Kim Rice Insurance And Financial Services | 7546 W Broad St, Henrico, VA, 23294-4207 | 9.4 | |
| State Farm | Hope Woolwine | 1200 Courthouse Road, Richmond, VA, 23236-4308 | 3.4 |
Compare Rates for Midlothian, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,340 | $660 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,240 | $620 |
| Midlothian, VA | $281,800 | $943 | $690 | $1,310 | $620 |
| Manchester, VA | $168,100 | $673 | $450 | $950 | $500 |
| Three Chopt, VA | $367,800 | $791 | $580 | $1,100 | $520 |
| Glen Allen, VA | $227,200 | $769 | $550 | $1,050 | $500 |
| Fort Lee, VA | $221,900 | $907 | $640 | $1,300 | $660 |
| Charles City, VA | $163,000 | $661 | $480 | $920 | $440 |
| Columbia, VA | $213,400 | $893 | $640 | $1,280 | $640 |
| Sturgeon, VA | $89,700 | $500 | $340 | $690 | $350 |
| Livingston, VA | $301,600 | $844 | $570 | $1,160 | $590 |
| Browns Store, VA | $104,100 | $573 | $400 | $790 | $390 |
Research Home Insurance Companies Reviews in Midlothian, VA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would rate my insurance company's customer service at about 3.5. When we were changing a few things on our plan our local agent assistant insisted we had to come into the office and that we couldn't change anything online.
Date: September 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
State Farm's customer service goes well above themselves to help you with questions and answers you may need to know about your policy
Date: July 08, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
I would highly recommend my homeowners' insurance company. My agent is responsive to my needs, often doing extra research before answering my questions.We have excellent coverage.
Erie Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Erie has being my first and only home insurance company and their customer service is very much flexible and okay for me that is why I like them