Gavop shows you how to buy homeowners insurance in Grosse Pointe Farms, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Grosse Pointe Farms, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Forsyth Ln, Edgemere Rd, Christine Dr, Kenwood Ct, Champine Pl, Grosse Pointe Blvd, Moran Rd, Williams Ave, Vendome Ct, Charlevoix Ave | $533,500 | $500,000 | $500,000-$600,000 | $547,500 | $450,000 | $500,000-$600,000 |
| Mirabeau Pl, Vendome Rd, Touraine Rd, Moross Pl, Waverly Ln, Cloverly Rd, Cherry Hurst Ln, Voltaire Pl, Stephens Rd, Irvine Ln | $520,000 | $450,000 | $400,000-$500,000 | $494,500 | $410,000 | $400,000-$500,000 |
| Lakecrest Ln, Piche Ave, Lake Shore Rd, Winthrop Pl, Country Club Ln, Merriweather Rd, Kerby Rd, Moran Rd, Elizabeth Ct, Mc Kinley Ave | $248,000 | $210,000 | $200,000-$250,000 | $365,000 | $340,000 | $400,000-$500,000 |
| Handy Pl, Beaupre Rd, Calvin Ave, Vincennes Pl, Oldbrook Ln, Belanger Ave, Muskoka Rd, Kerby Ct, Lewiston Rd, Windemere Pl | $550,000 | $500,000 | $500,000-$600,000 | $615,500 | $510,000 | $500,000-$600,000 |
| Scherer Pl, Grosse Point Blvd, de Petrie Way, Newberry Pl, Roland Ct, Bournemouth Rd, Colonial Ct, Beacon Hill Ave, Windemere Ln, Kerby Ln | $562,000 | $500,000 | $500,000-$600,000 | $691,500 | $580,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $704 |
| Superior Protection Discount | -$87 | $782 |
| Fire & Security Discount | -$87 | $782 |
| Hail Resistant Roof Discount | -$26 | $843 |
| Newly Constructed Home Discount | -$243 | $625 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Grosse Pointe Farms, MI | $1,500 | $858 | $2,358 | $624 | $2,124 | $235 |
| Harrison charter, MI | $300 | $673 | $973 | $489 | $789 | $184 |
| Oak Park, MI | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Bloomfield charter, MI | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Algonac, MI | $1,500 | $717 | $2,217 | $521 | $2,021 | $196 |
| Romeo, MI | $500 | $807 | $1,307 | $587 | $1,087 | $221 |
| Stony Point, MI | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Riley, MI | $200 | $830 | $1,030 | $603 | $803 | $227 |
| St. Clair County, MI | $2,000 | $741 | $2,741 | $538 | $2,538 | $202 |
| Imlay City, MI | $500 | $697 | $1,197 | $506 | $1,006 | $190 |
| Brockway, MI | $700 | $786 | $1,486 | $572 | $1,272 | $215 |
| Home Insurance Company Grosse Pointe Farms, MI | Homeowners Insurance Agency Grosse Pointe Farms, MI | Address | Popularity Score | Distance from Grosse Pointe Farms (miles) |
|---|---|---|---|---|
| State Farm | Robert Drake | 64445 Van Dyke Rd, Washington, MI, 48095-2586 | 26.5 | |
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 9.2 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 8.7 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 4.2 | |
| State Farm | Glenda Mcguire | 26600 Gratiot Ave, Roseville, MI, 48066-3388 | 7.0 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 2.2 | |
| State Farm | Pam Mowatt | 20563 Mack Avenue, Grosse Pointe Woods, MI, 48236 | 3.2 | |
| State Farm | Vev Tripp | 24530 Gratiot Ave, Eastpointe, MI, 48021-3309 | 6.2 | |
| Farmers | Maryann Eickmann | 33180 Groesbeck Hwy, Fraser, MI, 48026 | 10.1 | |
| State Farm | Debra Herndon | 15192 E 13 Mile Rd, Warren, MI, 48088-3395 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Wayne County, MI | $92,400 | $687 | $460 | $980 | $520 |
| Grosse Pointe Farms, MI | $298,400 | $869 | $590 | $1,230 | $640 |
| Harrison charter, MI | $163,400 | $681 | $500 | $970 | $470 |
| Oak Park, MI | $90,600 | $656 | $440 | $910 | $470 |
| Bloomfield charter, MI | $385,400 | $941 | $650 | $1,340 | $690 |
| Algonac, MI | $103,400 | $726 | $490 | $1,010 | $520 |
| Romeo, MI | $167,800 | $817 | $550 | $1,170 | $620 |
| Stony Point, MI | $117,100 | $748 | $530 | $1,040 | $510 |
| Riley, MI | $185,300 | $840 | $580 | $1,150 | $570 |
| St. Clair County, MI | $135,000 | $750 | $500 | $1,070 | $570 |
| Imlay City, MI | $90,800 | $705 | $500 | $1,000 | $500 |
| Brockway, MI | $151,900 | $796 | $570 | $1,120 | $550 |